Notice: UnitedHealthcare is reported to be leaving Georgia Access after 2026, based on Georgia insurance department data. We'll confirm when 2027 plans appear on November 1.

Georgia · Insurer update

UnitedHealthcare in Georgia for 2027: What Members Should Know

Updated October 7, 2026

UnitedHealthcare was Georgia's smallest Marketplace insurer, with about 3,100 members in 2026. If it leaves as reported, members will need to choose a new plan for 2027.

Dec 31Coverage expected to end

Dec 15Enroll by for January 1 coverage

About 8Georgia Marketplace insurers for 2027

About 3,100Georgians with UnitedHealthcare plans

Compare 2027 plans for my ZIP codeFree. See your price after tax credits.

What to do for 2027

When open enrollment opens, see whether UnitedHealthcare plans are offered in your county on Georgia Access.
Enroll by December 15, 2026 for coverage starting January 1, 2027.
Check your doctors, hospital and prescriptions against each new plan's network and drug list.
Liked a $0-deductible Copay Focus plan or a "+" plan with dental and vision? Compare deductibles, and look for dental and vision versions from other insurers.
Your deductible and out-of-pocket totals start over with a new insurer on January 1. This would be the second time UnitedHealthcare left Georgia's exchange; it also left for 2017.

Compare insurers you can switch to

In 2026, UnitedHealthcare sold HMO plans in 53 counties, including metro Atlanta, Athens, Augusta, Savannah and Columbus. Plans included $0-deductible Copay Focus plans and "+" plans with adult dental and vision.

CMS rating is the Marketplace Quality Rating System overall score. 2027 change is each insurer's average as proposed. Antidote Health is new for 2027.
Insurer	Counties (2026)	CMS rating (2026)	2027 change
Anthem Pathway	Counties (2026)159 of 159	CMS rating (2026)3 of 5	2027 change+16.9% proposed
Ambetter	Counties (2026)149 of 159	CMS rating (2026)3 of 5	2027 change+10.8% proposed
Oscar	Counties (2026)73 of 159	CMS rating (2026)2 of 5	2027 change+28.9% proposed
Kaiser Permanente	Counties (2026)20 of 159	CMS rating (2026)5 of 5	2027 change+20.3% proposed
Alliant	Counties (2026)92 of 159	CMS rating (2026)2 of 5	2027 change+21.5% proposed
CareSource	Counties (2026)134 of 159	CMS rating (2026)2 of 5	2027 change+22.7% proposed
Anthem Blue Value	Counties (2026)102 of 159	CMS rating (2026)Not yet rated	2027 change+12.2% proposed

Find your 2027 plan

See plans for your county, check your doctors and prescriptions, and see your price after tax credits.

Compare 2027 plans for my ZIP code

All 2026 UnitedHealthcare plans in Georgia

Premium is the lowest monthly premium before tax credits across Georgia rating areas. OOP max is the out-of-pocket maximum. Copays for 2026 aren't in the CMS state-exchange files; see each plan's summary.
Plan	Metal	Type	Premium (age 40)	Deductible	OOP max	HSA	Counties
UHC Essential Bronze HMO $10600 $0	MetalBronze	TypeHMO	Premium (age 40)$609	Deductible$10,600	OOP max$10,600	HSAYes	Counties53
UHC Value Bronze HMO $8500 $30 Gen Rx $8	MetalBronze	TypeHMO	Premium (age 40)$619	Deductible$8,500	OOP max$10,600	HSAYes	Counties53
UHC Value Classic Bronze HMO $6350 $40	MetalBronze	TypeHMO	Premium (age 40)$622	Deductible$6,350	OOP max$10,600	HSAYes	Counties53
UHC Copay Focus Bronze HMO $0 $50	MetalBronze	TypeHMO	Premium (age 40)$663	Deductible$0	OOP max$10,600	HSAYes	Counties53
UHC Copay Focus+ Bronze HMO $0 $50 Adult Dental Vision	MetalBronze	TypeHMO	Premium (age 40)$680	Deductible$0	OOP max$10,600	HSAYes	Counties53
UHC Value Silver HMO $5000 $20 Gen Rx $8	MetalSilver	TypeHMO	Premium (age 40)$832	Deductible$5,000	OOP max$10,600	HSANo	Counties53
UHC Advantage Silver HMO $2900 $20 Gen Rx $3	MetalSilver	TypeHMO	Premium (age 40)$841	Deductible$2,900	OOP max$10,150	HSANo	Counties53
UHC Copay Focus Silver HMO $0 $40	MetalSilver	TypeHMO	Premium (age 40)$843	Deductible$0	OOP max$10,150	HSANo	Counties53
UHC Value+ Silver HMO $5000 $20 Gen Rx $8 Adult Dental Vision	MetalSilver	TypeHMO	Premium (age 40)$848	Deductible$5,000	OOP max$10,600	HSANo	Counties53
UHC Advantage+ Silver HMO $2900 $20 Gen Rx $3 Adult Dental Vision	MetalSilver	TypeHMO	Premium (age 40)$858	Deductible$2,900	OOP max$10,150	HSANo	Counties53
UHC Value Gold HMO $1500 $15 Gen Rx $3	MetalGold	TypeHMO	Premium (age 40)$855	Deductible$1,500	OOP max$8,500	HSANo	Counties53
UHC Copay Focus Gold HMO $0 $10 Gen Rx $3	MetalGold	TypeHMO	Premium (age 40)$869	Deductible$0	OOP max$10,150	HSANo	Counties53
UHC Advantage Gold HMO $1100 $10 Gen Rx $1	MetalGold	TypeHMO	Premium (age 40)$898	Deductible$1,100	OOP max$7,200	HSANo	Counties53
UHC Advantage+ Gold HMO $1100 $10 Gen Rx $1 Adult Dental Vision	MetalGold	TypeHMO	Premium (age 40)$915	Deductible$1,100	OOP max$7,200	HSANo	Counties53

Sources

The Current, Georgia ACA rates for 2027, August 31, 2026
UnitedHealthcare 2027 Georgia actuarial memorandum, July 10, 2026
Georgia Health News, UnitedHealthcare leaves exchange for 2017, April 19, 2016
CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026

← Georgia Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not Georgia Access or HealthCare.gov. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.