Georgia · Insurer

Oscar Marketplace Plans in Georgia

Updated October 7, 2026

Oscar has about 214,000 Georgia members and offers the widest range of condition-specific plans in the state. Its proposed 2027 increase is the highest of Georgia's remaining insurers.

Same plan, 2027 vs 2026 in metro Atlanta: a median 25% higher at the same age.
Proposed changes are as filed. Georgia hasn't published final rates yet.

Compare plans for my ZIP codeFree. See your price after tax credits.

73 of 159Georgia counties (2026)

HMOPlan type

2 of 5CMS quality rating (2026)

+28.9%Proposed 2027 change

What makes Oscar different

Oscar sells plans built for diabetes, COPD ("Breathe Easy"), several chronic conditions ("MultiCondition Care") and menopause. The 2027 Silver Simple Diabetes plan covers endocrinology visits and diabetic eye and foot exams in full.
Oscar's Georgia plan summaries say you don't need a referral to see an in-network specialist.
Its 2026 network covered 73 counties and included Emory, Grady, Northside, Wellstar and Atrium Health Navicent hospitals.
Buena Salud plans connect Spanish-speaking members with a Spanish-speaking care team.

A woman smiling outdoors against soft green foliage

Is Oscar a good fit?

A good fit if

You manage diabetes, COPD or menopause symptoms
You want to see specialists without a referral
You prefer a care team that speaks Spanish

Think twice if

Oscar filed an average 2027 increase of about 28.9%, and some Silver condition plans rose about 42%. Compare prices after tax credits.
Guided Care plans end after 2026, and new Oscar Premier and Oscar Select with Gwinnett Clinic plans start in 2027. If you're renewing, check which network your new plan uses.

Good starting points

From 62 checked 2027 metro Atlanta plans.

BronzeOscar Premier Bronze Simple HMO 9150 10%$659/monthAge 40, 2027 premium before tax creditsLowest monthly premium

BronzeOscar Premier Bronze Elite + PCP Saver Plus HMO 0 $50$725/monthAge 40, 2027 premium before tax creditsLowest deductible, $0

SilverOscar Premier Silver Simple PCP Saver HMO 5750 $20$930/monthAge 40, 2027 premium before tax credits$20 primary care visits before the deductible

BronzeBronze Simple Breathe Easy with Enhanced COPD Benefits HMO 5500 $0$720/monthAge 40, 2027 premium before tax creditsDesigned for a specific health need

See my price after tax creditsCompare every insurer in your county and check your doctors.

Oscar plans and prices

2027 plans in metro Atlanta: costs when you get care

Premiums are from the 2027 rate filing. Deductibles and copays are from each plan's 2027 Summary of Benefits and Coverage.

Monthly premium before tax credits, one person. OOP max is the out-of-pocket maximum. Costs are in network. Silver plans have lower-cost versions for people who qualify by income; this table shows the standard version.
Plan	Metal	Premium (age 40)	Deductible	OOP max	Primary care	Specialist	Urgent care	ER	Generic Rx	Summary
Oscar Premier Bronze Simple HMO 9150 10%	MetalBronze	Premium (age 40)$659	Deductible$9,150	OOP max$12,000	Primary care10% after deductible	Specialist10% after deductible	Urgent care10% after deductible	ER10% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Bronze Simple HMO 9150 10%	MetalBronze	Premium (age 40)$686	Deductible$9,150	OOP max$12,000	Primary care10% after deductible	Specialist10% after deductible	Urgent care10% after deductible	ER10% after deductible	Generic Rx$4	SummaryPDF
Bronze Simple HMO 9150 10%	MetalBronze	Premium (age 40)$692	Deductible$9,150	OOP max$12,000	Primary care10% after deductible	Specialist10% after deductible	Urgent care10% after deductible	ER10% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Bronze Classic 4700 HMO 4700 $70	MetalBronze	Premium (age 40)$698	Deductible$4,700	OOP max$12,000	Primary care$70	Specialist$125	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Bronze Classic PCP Saver HMO 9000 $30	MetalBronze	Premium (age 40)$698	Deductible$9,000	OOP max$12,000	Primary care$30	Specialist50% after deductible	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Bronze Classic HMO 7500 $50	MetalBronze	Premium (age 40)$700	Deductible$7,500	OOP max$12,000	Primary care$65	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Buena Salud Bronce Clásico HMO 7500 $50	MetalBronze	Premium (age 40)$700	Deductible$7,500	OOP max$12,000	Primary care$65	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Bronze Classic PCP Saver HMO 9000 $30	MetalBronze	Premium (age 40)$710	Deductible$9,000	OOP max$12,000	Primary care$30	Specialist50% after deductible	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Bronze Simple MultiCondition Care 5500 $50	MetalBronze	Premium (age 40)$715	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Bronze Classic 4700 HMO 4700 $70	MetalBronze	Premium (age 40)$715	Deductible$4,700	OOP max$12,000	Primary care$70	Specialist$125	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Simple Breathe Easy with Enhanced COPD Benefits HMO 5500 $0	MetalBronze	Premium (age 40)$720	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Bronze Classic HMO 7500 $50	MetalBronze	Premium (age 40)$723	Deductible$7,500	OOP max$12,000	Primary care$65	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Buena Salud Bronce Clásico HMO 7500 $50	MetalBronze	Premium (age 40)$723	Deductible$7,500	OOP max$12,000	Primary care$65	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Bronze Simple Diabetes HMO 5500 $50	MetalBronze	Premium (age 40)$724	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Bronze Elite + PCP Saver Plus HMO 0 $50	MetalBronze	Premium (age 40)$725	Deductible$0	OOP max$12,000	Primary care$50	Specialist$125	Urgent care$40	ER$2,500	Generic Rx$4	SummaryPDF
Bronze Classic 4700 HMO 4700 $70	MetalBronze	Premium (age 40)$733	Deductible$4,700	OOP max$12,000	Primary care$70	Specialist$125	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Classic PCP Saver HMO 9000 $30	MetalBronze	Premium (age 40)$733	Deductible$9,000	OOP max$12,000	Primary care$30	Specialist50% after deductible	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Classic HMO 7500 $50	MetalBronze	Premium (age 40)$735	Deductible$7,500	OOP max$12,000	Primary care$65	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Buena Salud Bronce Clásico HMO 7500 $50	MetalBronze	Premium (age 40)$736	Deductible$7,500	OOP max$12,000	Primary care$65	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Bronze Elite + PCP Saver Plus HMO 0 $50	MetalBronze	Premium (age 40)$741	Deductible$0	OOP max$12,000	Primary care$50	Specialist$125	Urgent care$40	ER$2,500	Generic Rx$4	SummaryPDF
Bronze Simple Diabetes 5500 $50	MetalBronze	Premium (age 40)$745	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Simple Breath Easy with Enhanced COPD Benefits HMO 5500 $50	MetalBronze	Premium (age 40)$745	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Simple Diabetes HMO 5500 $50 including Adult Dental & Vision	MetalBronze	Premium (age 40)$745	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Bronze Elite + PCP Saver Plus HMO 0 $50 including Adult Dental & Vision	MetalBronze	Premium (age 40)$746	Deductible$0	OOP max$12,000	Primary care$50	Specialist$125	Urgent care$40	ER$2,500	Generic Rx$4	SummaryPDF
Bronze Simple MultiCondition Care HMO 5500 $50	MetalBronze	Premium (age 40)$751	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Elite + PCP Saver Plus HMO 0 $50	MetalBronze	Premium (age 40)$762	Deductible$0	OOP max$12,000	Primary care$50	Specialist$125	Urgent care$40	ER$2,500	Generic Rx$4	SummaryPDF
Bronze Elite + PCP Saver Plus HMO 0 $50 including Adult Dental & Vision	MetalBronze	Premium (age 40)$762	Deductible$0	OOP max$12,000	Primary care$50	Specialist$125	Urgent care$40	ER$2,500	Generic Rx$4	SummaryPDF
Bronze Simple Diabetes 5500 $50 including Adult Dental & Vision	MetalBronze	Premium (age 40)$766	Deductible$5,500	OOP max$12,000	Primary care$50	Specialist$150	Urgent care$40	ER50% after deductible	Generic Rx$4	SummaryPDF
Bronze Elite + PCP Saver Plus HMO 0 $50 including Adult Dental & Vision	MetalBronze	Premium (age 40)$783	Deductible$0	OOP max$12,000	Primary care$50	Specialist$125	Urgent care$40	ER$2,500	Generic Rx$4	SummaryPDF
Oscar Premier Buena Salud Plateado Clásico HMO 6000 $40	MetalSilver	Premium (age 40)$924	Deductible$6,000	OOP max$10,600	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Silver Core Plan HMO 9000 $45	MetalSilver	Premium (age 40)$926	Deductible$9,000	OOP max$10,300	Primary care$50	Specialist$90	Urgent care$35	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Silver Classic HMO 6000 $40	MetalSilver	Premium (age 40)$928	Deductible$6,000	OOP max$10,400	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Silver Simple PCP Saver HMO 5750 $20	MetalSilver	Premium (age 40)$930	Deductible$5,750	OOP max$10,000	Primary care$20	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Buena Salud Plateado Clásico HMO 6000 $40	MetalSilver	Premium (age 40)$941	Deductible$6,000	OOP max$10,600	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Silver Core Plan HMO 9000 $45	MetalSilver	Premium (age 40)$943	Deductible$9,000	OOP max$10,300	Primary care$50	Specialist$90	Urgent care$35	ER50% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Silver Simple PCP Saver HMO 5750 $20	MetalSilver	Premium (age 40)$945	Deductible$5,750	OOP max$10,000	Primary care$20	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Silver Classic HMO 6000 $40	MetalSilver	Premium (age 40)$946	Deductible$6,000	OOP max$10,400	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Silver Classic HMO 6000 $40 including Adult Dental & Vision	MetalSilver	Premium (age 40)$950	Deductible$6,000	OOP max$10,400	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Silver Simple MultiCondition Care 5900 $0	MetalSilver	Premium (age 40)$955	Deductible$6,500	OOP max$10,500	Primary care$0	Specialist$35	Urgent care$35	ER45% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Silver Simple Diabetes HMO 6500 $0	MetalSilver	Premium (age 40)$964	Deductible$6,500	OOP max$10,600	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$0	SummaryPDF
Silver Simple Breathe Easy with Enhanced COPD Benefits HMO 6200 $0	MetalSilver	Premium (age 40)$965	Deductible$6,200	OOP max$10,300	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Silver Classic HMO 6000 $40 including Adult Dental & Vision	MetalSilver	Premium (age 40)$968	Deductible$6,000	OOP max$10,400	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Buena Salud Plateado Clásico HMO 6000 $40	MetalSilver	Premium (age 40)$971	Deductible$6,000	OOP max$10,600	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Silver Core Plan HMO 9000 $45	MetalSilver	Premium (age 40)$974	Deductible$9,000	OOP max$10,300	Primary care$50	Specialist$90	Urgent care$35	ER50% after deductible	Generic Rx$4	SummaryPDF
Silver Classic HMO 6000 $40	MetalSilver	Premium (age 40)$976	Deductible$6,000	OOP max$10,400	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Silver Simple PCP Saver HMO 5750 $20	MetalSilver	Premium (age 40)$978	Deductible$5,750	OOP max$10,000	Primary care$20	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Silver Simple Diabetes HMO 6500 $0 including Adult Dental & Vision	MetalSilver	Premium (age 40)$984	Deductible$6,500	OOP max$10,600	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$0	SummaryPDF
Silver Simple Diabetes HMO 6500 $0	MetalSilver	Premium (age 40)$996	Deductible$6,500	OOP max$10,600	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$0	SummaryPDF
Silver Classic HMO 6000 $40 including Adult Dental & Vision	MetalSilver	Premium (age 40)$998	Deductible$6,000	OOP max$10,400	Primary care$40	Specialist$80	Urgent care$35	ER40% after deductible	Generic Rx$4	SummaryPDF
Silver Simple Breath Easy with Enhanced COPD Benefits HMO 6200 $0	MetalSilver	Premium (age 40)$999	Deductible$6,200	OOP max$10,300	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$4	SummaryPDF
Silver Simple MultiCondition HMO Care 5900 $0	MetalSilver	Premium (age 40)$1,004	Deductible$6,500	OOP max$10,500	Primary care$0	Specialist$35	Urgent care$35	ER45% after deductible	Generic Rx$4	SummaryPDF
Silver Simple Women's Health with Menopause Benefits HMO 6000 $0	MetalSilver	Premium (age 40)$1,005	Deductible$6,000	OOP max$10,600	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$4	SummaryPDF
Silver Simple Diabetes HMO 6500 $0 including Adult Dental & Vision	MetalSilver	Premium (age 40)$1,018	Deductible$6,500	OOP max$10,600	Primary care$0	Specialist$40	Urgent care$35	ER45% after deductible	Generic Rx$0	SummaryPDF
Oscar Premier Gold Elite Saver Plus	MetalGold	Premium (age 40)$975	Deductible$0	OOP max$11,750	Primary care$20	Specialist$50	Urgent care$25	ER35%	Generic Rx$4	SummaryPDF
Oscar Premier Gold Classic HMO 2000 $30	MetalGold	Premium (age 40)$983	Deductible$2,000	OOP max$9,200	Primary care$30	Specialist$60	Urgent care$25	ER25% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Gold Elite Saver Plus	MetalGold	Premium (age 40)$992	Deductible$0	OOP max$11,750	Primary care$20	Specialist$50	Urgent care$25	ER35%	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Gold Classic HMO 2000 $30	MetalGold	Premium (age 40)$1,002	Deductible$2,000	OOP max$9,200	Primary care$30	Specialist$60	Urgent care$25	ER25% after deductible	Generic Rx$4	SummaryPDF
Oscar Premier Gold Classic HMO 2000 $30 with Adult Dental & Vision	MetalGold	Premium (age 40)$1,005	Deductible$2,000	OOP max$9,200	Primary care$30	Specialist$60	Urgent care$25	ER25% after deductible	Generic Rx$4	SummaryPDF
Oscar Select with Gwinnett Clinic \| Gold Classic HMO 2000 $30 including Adult Dental & Vision	MetalGold	Premium (age 40)$1,024	Deductible$2,000	OOP max$9,200	Primary care$30	Specialist$60	Urgent care$25	ER25% after deductible	Generic Rx$4	SummaryPDF
Gold Elite Saver Plus	MetalGold	Premium (age 40)$1,025	Deductible$0	OOP max$11,750	Primary care$20	Specialist$50	Urgent care$25	ER35%	Generic Rx$4	SummaryPDF
Gold Classic HMO 2000 $30	MetalGold	Premium (age 40)$1,034	Deductible$2,000	OOP max$9,200	Primary care$30	Specialist$60	Urgent care$25	ER25% after deductible	Generic Rx$4	SummaryPDF
Gold Classic HMO 2000 $30 with Adult Dental & Vision	MetalGold	Premium (age 40)$1,056	Deductible$2,000	OOP max$9,200	Primary care$30	Specialist$60	Urgent care$25	ER25% after deductible	Generic Rx$4	SummaryPDF

All 2026 Oscar plans in Georgia

Premium is the lowest monthly premium before tax credits across Georgia rating areas. OOP max is the out-of-pocket maximum. Copays for 2026 aren't in the CMS state-exchange files; see each plan's summary.
Plan	Metal	Type	Premium (age 40)	Deductible	OOP max	HSA	Counties
Bronze Simple 2 HMO $9150 10%	MetalBronze	TypeHMO	Premium (age 40)$384	Deductible$9,150	OOP max$10,150	HSAYes	Counties73
Buena Salud Bronce Estandar Clasico HMO $7500 $50	MetalBronze	TypeHMO	Premium (age 40)$398	Deductible$7,500	OOP max$10,000	HSAYes	Counties73
Bronze Classic Standard HMO $7500 $50	MetalBronze	TypeHMO	Premium (age 40)$399	Deductible$7,500	OOP max$10,000	HSAYes	Counties73
Bronze Classic Saver Plus HMO $8000 $0	MetalBronze	TypeHMO	Premium (age 40)$399	Deductible$8,000	OOP max$10,150	HSAYes	Counties73
Bronze Simple Diabetes HMO $5500 $50	MetalBronze	TypeHMO	Premium (age 40)$404	Deductible$5,500	OOP max$10,150	HSAYes	Counties73
Bronze Simple Breathe Easy with Enhanced COPD Benefits HMO $5500 $50	MetalBronze	TypeHMO	Premium (age 40)$404	Deductible$5,500	OOP max$10,150	HSAYes	Counties73
Bronze Classic 4700 HMO $4700 $70	MetalBronze	TypeHMO	Premium (age 40)$406	Deductible$4,700	OOP max$9,600	HSAYes	Counties73
Bronze Elite Saver Plus HMO $0 $50	MetalBronze	TypeHMO	Premium (age 40)$421	Deductible$0	OOP max$10,600	HSAYes	Counties73
Bronze Simple 2 Guided Care HMO $9150 10%	MetalBronze	TypeHMO	Premium (age 40)$560	Deductible$9,150	OOP max$10,150	HSAYes	Counties3
Bronze Classic Standard Guided Care HMO $7500 $50	MetalBronze	TypeHMO	Premium (age 40)$582	Deductible$7,500	OOP max$10,000	HSAYes	Counties3
Bronze Classic Saver Plus Guided Care HMO $8000 $0	MetalBronze	TypeHMO	Premium (age 40)$583	Deductible$8,000	OOP max$10,150	HSAYes	Counties3
Bronze Classic 4700 Guided Care HMO $4700 $70	MetalBronze	TypeHMO	Premium (age 40)$593	Deductible$4,700	OOP max$9,600	HSAYes	Counties3
Bronze Simple MultiCondition Guided Care HMO $5500 $50	MetalBronze	TypeHMO	Premium (age 40)$596	Deductible$5,500	OOP max$10,150	HSAYes	Counties3
Silver Simple Saver HMO $5750 $10	MetalSilver	TypeHMO	Premium (age 40)$488	Deductible$5,750	OOP max$9,900	HSANo	Counties73
Silver Classic Standard HMO $6000 $40	MetalSilver	TypeHMO	Premium (age 40)$488	Deductible$6,000	OOP max$8,900	HSANo	Counties73
Buena Salud Plateado Estandar Clasico HMO $6000 $40	MetalSilver	TypeHMO	Premium (age 40)$489	Deductible$6,000	OOP max$8,900	HSANo	Counties73
Silver Simple Diabetes HMO $6500 $0	MetalSilver	TypeHMO	Premium (age 40)$490	Deductible$6,500	OOP max$10,000	HSANo	Counties73
Silver Simple Women's Health with Menopause Benefits HMO $6000 $0	MetalSilver	TypeHMO	Premium (age 40)$491	Deductible$6,000	OOP max$10,150	HSANo	Counties73
Silver Simple HMO $5000 $20	MetalSilver	TypeHMO	Premium (age 40)$492	Deductible$5,000	OOP max$9,500	HSANo	Counties73
Silver Simple Breathe Easy with Enhanced COPD Benefits HMO $6200 $0	MetalSilver	TypeHMO	Premium (age 40)$493	Deductible$6,200	OOP max$9,600	HSANo	Counties73
Silver Elite Saver Plus HMO $0 $70	MetalSilver	TypeHMO	Premium (age 40)$497	Deductible$0	OOP max$9,100	HSANo	Counties73
Silver Simple Saver Guided Care HMO $5750 $10	MetalSilver	TypeHMO	Premium (age 40)$713	Deductible$5,750	OOP max$9,900	HSANo	Counties3
Silver Classic Standard Guided Care HMO $6000 $40	MetalSilver	TypeHMO	Premium (age 40)$713	Deductible$6,000	OOP max$8,900	HSANo	Counties3
Silver Simple MultiCondition Guided Care HMO $5900 $0	MetalSilver	TypeHMO	Premium (age 40)$717	Deductible$5,900	OOP max$10,150	HSANo	Counties3
Silver Classic Virtual Guided Care HMO $4000 $0	MetalSilver	TypeHMO	Premium (age 40)$722	Deductible$4,000	OOP max$8,300	HSANo	Counties3
Gold Classic Standard HMO $2000 $30	MetalGold	TypeHMO	Premium (age 40)$530	Deductible$2,000	OOP max$8,200	HSANo	Counties73
Gold Elite Saver Plus HMO $1000 $10	MetalGold	TypeHMO	Premium (age 40)$544	Deductible$1,000	OOP max$8,500	HSANo	Counties73

Good to know

In January 2026, Georgia's Insurance Commissioner fined Oscar Health Plan of Georgia $10,247,000 for mental health parity violations. The fines totaled about $25 million across 11 insurers. If you rely on mental health care, review those benefits closely.

Other Georgia Marketplace insurers

Sources

Oscar 2026 Georgia network overview, September 2025
Oscar 2027 Georgia actuarial memorandum, June 5, 2026
Georgia OCI, mental health parity fines, January 12, 2026
CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026

← Georgia Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not Georgia Access or HealthCare.gov. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.