Georgia · Insurer
Kaiser Permanente Marketplace Plans in Georgia
Kaiser Permanente is both the insurer and, for most care, the doctor's office. It sells only in 20 metro Atlanta-area counties, and it holds CMS's top 5-star Marketplace rating in Georgia for 2025 and 2026.
- Proposed changes are as filed. Georgia hasn't published final rates yet.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Kaiser Permanente different
Primary care, specialists, lab, x-ray and pharmacy are usually in the same Kaiser medical office. Your records stay in one system, and mental health care needs no referral.
Kaiser's Georgia plans earned 5 out of 5 stars in every CMS rating category in both 2025 and 2026.
Virtual Complete plans include chat, email, phone and video visits at no charge. Adult preventive dental and adult vision are built into the medical plans.
Six core metro counties use the narrower Signature network: Clayton, Cobb, DeKalb, Fulton, Gwinnett and Henry. There, primary care is with Kaiser doctors and prescriptions come from Kaiser pharmacies or mail order.
Is Kaiser Permanente a good fit?
A good fit if
- You live in one of its 20 metro counties
- You want most of your care in one place
- A top CMS rating matters to you
Think twice if
- Outside Kaiser's network, coverage is generally limited to emergencies, approved referrals and visits to other Kaiser regions. If your current doctors aren't Kaiser doctors, you'd likely switch.
- Kaiser plans aren't sold outside its 20 counties, including Athens-Clarke, even though Kaiser has an Athens office.
- Kaiser contracts with hospitals rather than owning them, and the hospital you'd use depends on your Kaiser doctor. If a specific hospital matters to you, confirm it with Kaiser.
Good starting points
From its 22 2026 plans statewide, lowest price in any Georgia rating area.2027 plan-by-plan prices and copays appear here once Georgia Access publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
Kaiser Permanente plans and prices
All 2026 Kaiser Permanente plans in Georgia
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | HSA | Counties |
|---|---|---|---|---|---|---|---|
| KP GA Signature Bronze HMO $6500 40% HSA | MetalBronze | TypeHMO | Premium (age 40)$520 | Deductible$6,500 | OOP max$7,500 | HSAYes | Counties6 |
| KP GA Signature Bronze HMO $5500 $60 Virtual Complete | MetalBronze | TypeHMO | Premium (age 40)$526 | Deductible$5,500 | OOP max$9,100 | HSAYes | Counties6 |
| KP GA Signature Bronze HMO $7500 $50 | MetalBronze | TypeHMO | Premium (age 40)$538 | Deductible$7,500 | OOP max$10,000 | HSAYes | Counties6 |
| KP GA Bronze HMO $6500 40% HSA | MetalBronze | TypeHMO | Premium (age 40)$571 | Deductible$6,500 | OOP max$7,500 | HSAYes | Counties14 |
| KP GA Bronze HMO $5500 $60 Virtual Complete | MetalBronze | TypeHMO | Premium (age 40)$578 | Deductible$5,500 | OOP max$9,100 | HSAYes | Counties14 |
| KP GA Bronze HMO $7500 $50 | MetalBronze | TypeHMO | Premium (age 40)$592 | Deductible$7,500 | OOP max$10,000 | HSAYes | Counties14 |
| KP GA Signature Silver HMO $5000 $40 Virtual Complete | MetalSilver | TypeHMO | Premium (age 40)$621 | Deductible$5,000 | OOP max$8,900 | HSANo | Counties6 |
| KP GA Signature Silver HMO $6000 $50 | MetalSilver | TypeHMO | Premium (age 40)$629 | Deductible$6,000 | OOP max$8,600 | HSANo | Counties6 |
| KP GA Signature Silver HMO $4500 $35 | MetalSilver | TypeHMO | Premium (age 40)$651 | Deductible$4,500 | OOP max$9,000 | HSANo | Counties6 |
| KP GA Signature Silver HMO $3500 $30 | MetalSilver | TypeHMO | Premium (age 40)$669 | Deductible$3,500 | OOP max$10,150 | HSANo | Counties6 |
| KP GA Silver HMO $5000 $40 Virtual Complete | MetalSilver | TypeHMO | Premium (age 40)$682 | Deductible$5,000 | OOP max$8,900 | HSANo | Counties14 |
| KP GA Silver HMO $6000 $50 | MetalSilver | TypeHMO | Premium (age 40)$691 | Deductible$6,000 | OOP max$8,600 | HSANo | Counties14 |
| KP GA Silver HMO $4500 $35 | MetalSilver | TypeHMO | Premium (age 40)$715 | Deductible$4,500 | OOP max$9,000 | HSANo | Counties14 |
| KP GA Silver HMO $3500 $30 | MetalSilver | TypeHMO | Premium (age 40)$735 | Deductible$3,500 | OOP max$10,150 | HSANo | Counties14 |
| KP GA Signature Gold HMO $2000 $20 | MetalGold | TypeHMO | Premium (age 40)$644 | Deductible$2,000 | OOP max$10,000 | HSANo | Counties6 |
| KP GA Signature Gold HMO $1500 $30 | MetalGold | TypeHMO | Premium (age 40)$684 | Deductible$1,500 | OOP max$9,000 | HSANo | Counties6 |
| KP GA Signature Gold HMO $1000 $20 | MetalGold | TypeHMO | Premium (age 40)$693 | Deductible$1,000 | OOP max$8,000 | HSANo | Counties6 |
| KP GA Gold HMO $2000 $20 | MetalGold | TypeHMO | Premium (age 40)$708 | Deductible$2,000 | OOP max$10,000 | HSANo | Counties14 |
| KP GA Signature Gold HMO $500 $20 | MetalGold | TypeHMO | Premium (age 40)$708 | Deductible$500 | OOP max$9,000 | HSANo | Counties6 |
| KP GA Gold HMO $1500 $30 | MetalGold | TypeHMO | Premium (age 40)$752 | Deductible$1,500 | OOP max$9,000 | HSANo | Counties14 |
| KP GA Gold HMO $1000 $20 | MetalGold | TypeHMO | Premium (age 40)$762 | Deductible$1,000 | OOP max$8,000 | HSANo | Counties14 |
| KP GA Gold HMO $500 $20 | MetalGold | TypeHMO | Premium (age 40)$778 | Deductible$500 | OOP max$9,000 | HSANo | Counties14 |
| KP GA Signature Catastrophic HMO $10600 $0 | MetalCatastrophic | TypeHMO | Premium (age 40)$487 | Deductible$10,600 | OOP max$10,600 | HSAYes | Counties6 |
| KP GA Catastrophic HMO $10600 $0 | MetalCatastrophic | TypeHMO | Premium (age 40)$535 | Deductible$10,600 | OOP max$10,600 | HSAYes | Counties14 |
Other Georgia Marketplace insurers
Sources
- Kaiser 2027 Georgia actuarial memorandum, June 30, 2026
- Kaiser 2026 Georgia enrollment guide, 2026
- CMS Marketplace Quality Rating System, PY2026, October 1, 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Georgia Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not Georgia Access or HealthCare.gov. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.