Georgia · Insurer

Ambetter Marketplace Plans in Georgia

Updated October 7, 2026

Ambetter is Georgia's largest Marketplace insurer, with about 241,600 members in spring 2026, and it sells in 149 of the state's 159 counties. Its proposed 2027 increase is the lowest of any Georgia insurer.

Same plan, 2027 vs 2026 in metro Atlanta: a median 15% higher at the same age.
Proposed changes are as filed. Georgia hasn't published final rates yet.

Compare plans for my ZIP codeFree. See your price after tax credits.

149 of 159Georgia counties (2026)

HMOPlan type

3 of 5CMS quality rating (2026)

+10.8%Proposed 2027 change

What makes Ambetter different

Next to its broad network, Ambetter sells lower-cost SELECT plans tied to one health system. The systems are Wellstar, Piedmont and St. Joseph's/Candler, each in its own part of the state.
Ambetter filed an average 2027 increase of about 10.8%, after raising Georgia rates about 38% for 2026.
A Clear Silver plan offers $0 preferred insulin, and an asthma and COPD Silver plan is new for 2027. Many plans also come in a "Vision Adult Dental" version.
Members can earn up to $500 a year through My Health Pays, which can go toward premiums, copays or deductibles.

A woman smiling outdoors against soft green foliage

Is Ambetter a good fit?

A good fit if

You want the smallest proposed 2027 increase in Georgia
Your care centers on Wellstar, Piedmont or St. Joseph's/Candler
You'd use rewards toward premiums or copays

Think twice if

A SELECT plan's network centers on one health system. Check that your doctors and hospital are in that specific network, not just "in Ambetter".
Gwinnett Clinic SELECT plans don't appear in Ambetter's 2027 filing. If you have one, check which plan you'll be moved to.
My Health Pays rewards expire when coverage ends and have limits on how they can be used.

Good starting points

From 33 checked 2027 metro Atlanta plans.

SilverStreamlined Wellstar SELECT Silver HMO 4700 20$774/monthAge 40, 2027 premium before tax creditsLowest monthly premium

GoldEveryday Gold HMO 800 35$1,018/monthAge 40, 2027 premium before tax creditsLowest deductible, $800

GoldComplete Gold HMO 1450 15$1,026/monthAge 40, 2027 premium before tax credits$15 primary care visits before the deductible

SilverClear Silver HMO 7900 50 with 0 Insulin Options$895/monthAge 40, 2027 premium before tax creditsDesigned for a specific health need

See my price after tax creditsCompare every insurer in your county and check your doctors.

Ambetter plans and prices

2027 plans in metro Atlanta: costs when you get care

Premiums are from the 2027 rate filing. Deductibles and copays are from each plan's 2027 Summary of Benefits and Coverage.

Monthly premium before tax credits, one person. OOP max is the out-of-pocket maximum. Costs are in network. Silver plans have lower-cost versions for people who qualify by income; this table shows the standard version.
Plan	Metal	Premium (age 40)	Deductible	OOP max	Primary care	Specialist	Urgent care	ER	Generic Rx	Summary
Clear Bronze HMO 9800 0 Percent after DED	MetalBronze	Premium (age 40)$827	Deductible$9,800	OOP max$9,800	Primary care$0 after deductible	Specialist$0 after deductible	Urgent care$60	ER$0 after deductible	Generic Rx$3	SummaryPDF
Signature Expanded Bronze HMO 9500 50	MetalBronze	Premium (age 40)$836	Deductible$9,500	OOP max$11,000	Primary care$50	Specialist$100	Urgent care$75	ER50% after deductible	Generic Rx$3	SummaryPDF
Everyday Bronze HMO 9350 40	MetalBronze	Premium (age 40)$838	Deductible$9,350	OOP max$11,000	Primary care$40	Specialist$90	Urgent care$50	ER50% after deductible	Generic Rx$3	SummaryPDF
Clear Bronze HMO 9800 0 Percent after DED Vision Adult Dental	MetalBronze	Premium (age 40)$844	Deductible$9,800	OOP max$9,800	Primary care$0 after deductible	Specialist$0 after deductible	Urgent care$60	ER$0 after deductible	Generic Rx$3	SummaryPDF
Signature Expanded Bronze HMO 9500 50 Vision Adult Dental	MetalBronze	Premium (age 40)$852	Deductible$9,500	OOP max$11,000	Primary care$50	Specialist$100	Urgent care$75	ER50% after deductible	Generic Rx$3	SummaryPDF
Everyday Bronze HMO 9350 40 Vision Adult Dental	MetalBronze	Premium (age 40)$855	Deductible$9,350	OOP max$11,000	Primary care$40	Specialist$90	Urgent care$50	ER50% after deductible	Generic Rx$3	SummaryPDF
Choice Bronze HSA HMO 7950 0 Percent after DED	MetalBronze	Premium (age 40)$881	Deductible$7,950	OOP max$7,950	Primary care$0 after deductible	Specialist$0 after deductible	Urgent care$0 after deductible	ER$0 after deductible	Generic Rx$0 after deductible	SummaryPDF
Choice Bronze HSA HMO 7950 0 Percent after DED Vision Adult Dental	MetalBronze	Premium (age 40)$899	Deductible$7,950	OOP max$7,950	Primary care$0 after deductible	Specialist$0 after deductible	Urgent care$0 after deductible	ER$0 after deductible	Generic Rx$0 after deductible	SummaryPDF
Streamlined Wellstar SELECT Silver HMO 4700 20	MetalSilver	Premium (age 40)$774	Deductible$4,700	OOP max$11,300	Primary care$20	Specialist$60	Urgent care$55	ER30% after deductible	Generic Rx$3	SummaryPDF
Streamlined Plus SELECT Silver HMO 4700 20	MetalSilver	Premium (age 40)$786	Deductible$4,700	OOP max$11,300	Primary care$20	Specialist$60	Urgent care$55	ER30% after deductible	Generic Rx$3	SummaryPDF
Signature Wellstar SELECT Silver HMO 6000 40	MetalSilver	Premium (age 40)$801	Deductible$6,000	OOP max$10,100	Primary care$40	Specialist$80	Urgent care$60	ER40% after deductible	Generic Rx$3	SummaryPDF
Signature Plus SELECT Silver HMO 6000 40	MetalSilver	Premium (age 40)$814	Deductible$6,000	OOP max$10,100	Primary care$40	Specialist$80	Urgent care$60	ER40% after deductible	Generic Rx$3	SummaryPDF
Streamlined Silver HMO 4700 20	MetalSilver	Premium (age 40)$890	Deductible$4,700	OOP max$11,300	Primary care$20	Specialist$60	Urgent care$55	ER30% after deductible	Generic Rx$3	SummaryPDF
Clear Silver HMO 7900 50 with 0 Insulin Options	MetalSilver	Premium (age 40)$895	Deductible$7,900	OOP max$7,900	Primary care$50	Specialist$100	Urgent care$75	ER$0 after deductible	Generic Rx$0 after deductible	SummaryPDF
Streamlined Silver HMO 4700 20 Vision Adult Dental	MetalSilver	Premium (age 40)$908	Deductible$4,700	OOP max$11,300	Primary care$20	Specialist$60	Urgent care$55	ER30% after deductible	Generic Rx$3	SummaryPDF
Signature Silver HMO 6000 40	MetalSilver	Premium (age 40)$921	Deductible$6,000	OOP max$10,100	Primary care$40	Specialist$80	Urgent care$60	ER40% after deductible	Generic Rx$3	SummaryPDF
Focused Silver HMO 6300 40	MetalSilver	Premium (age 40)$929	Deductible$6,300	OOP max$9,600	Primary care$40	Specialist$85	Urgent care$60	ER50% after deductible	Generic Rx$3	SummaryPDF
Complete Silver HMO 6950 30	MetalSilver	Premium (age 40)$932	Deductible$6,950	OOP max$9,850	Primary care$30	Specialist$60	Urgent care$60	ER40% after deductible	Generic Rx$3	SummaryPDF
Signature Silver HMO 6000 40 Vision Adult Dental	MetalSilver	Premium (age 40)$940	Deductible$6,000	OOP max$10,100	Primary care$40	Specialist$80	Urgent care$60	ER40% after deductible	Generic Rx$3	SummaryPDF
Enhanced Asthma COPD Care Silver HMO 5900 40 0 Rx Options	MetalSilver	Premium (age 40)$941	Deductible$5,900	OOP max$9,400	Primary care$40	Specialist$60	Urgent care$50	ER50% after deductible	Generic Rx$3	SummaryPDF
Focused Silver HMO 6300 40 Vision Adult Dental	MetalSilver	Premium (age 40)$948	Deductible$6,300	OOP max$9,600	Primary care$40	Specialist$85	Urgent care$60	ER50% after deductible	Generic Rx$3	SummaryPDF
Complete Silver HMO 6950 30 Vision Adult Dental	MetalSilver	Premium (age 40)$951	Deductible$6,950	OOP max$9,850	Primary care$30	Specialist$60	Urgent care$60	ER40% after deductible	Generic Rx$3	SummaryPDF
Enhanced Asthma COPD Care Silver HMO 5900 40 0 Rx Options Vision Adult Dental	MetalSilver	Premium (age 40)$960	Deductible$5,900	OOP max$9,400	Primary care$40	Specialist$60	Urgent care$50	ER50% after deductible	Generic Rx$3	SummaryPDF
Signature Wellstar SELECT Gold HMO 1600 30	MetalGold	Premium (age 40)$878	Deductible$1,600	OOP max$7,800	Primary care$30	Specialist$60	Urgent care$45	ER25% after deductible	Generic Rx$3	SummaryPDF
Signature Plus SELECT Gold HMO 1600 30	MetalGold	Premium (age 40)$891	Deductible$1,600	OOP max$7,800	Primary care$30	Specialist$60	Urgent care$45	ER25% after deductible	Generic Rx$3	SummaryPDF
Clear Gold HMO 1200 25	MetalGold	Premium (age 40)$987	Deductible$1,200	OOP max$9,150	Primary care$25	Specialist$60	Urgent care$60	ER30% after deductible	Generic Rx$3	SummaryPDF
Clear Gold HMO 1200 25 Vision Adult Dental	MetalGold	Premium (age 40)$1,006	Deductible$1,200	OOP max$9,150	Primary care$25	Specialist$60	Urgent care$60	ER30% after deductible	Generic Rx$3	SummaryPDF
Signature Gold HMO 1600 30	MetalGold	Premium (age 40)$1,009	Deductible$1,600	OOP max$7,800	Primary care$30	Specialist$60	Urgent care$45	ER25% after deductible	Generic Rx$3	SummaryPDF
Everyday Gold HMO 800 35	MetalGold	Premium (age 40)$1,018	Deductible$800	OOP max$7,250	Primary care$35	Specialist$55	Urgent care$45	ER35% after deductible	Generic Rx$3	SummaryPDF
Complete Gold HMO 1450 15	MetalGold	Premium (age 40)$1,026	Deductible$1,450	OOP max$9,500	Primary care$15	Specialist$35	Urgent care$35	ER20% after deductible	Generic Rx$3	SummaryPDF
Signature Gold HMO 1600 30 Vision Adult Dental	MetalGold	Premium (age 40)$1,029	Deductible$1,600	OOP max$7,800	Primary care$30	Specialist$60	Urgent care$45	ER25% after deductible	Generic Rx$3	SummaryPDF
Everyday Gold HMO 800 35 Vision Adult Dental	MetalGold	Premium (age 40)$1,038	Deductible$800	OOP max$7,250	Primary care$35	Specialist$55	Urgent care$45	ER35% after deductible	Generic Rx$3	SummaryPDF
Complete Gold HMO 1450 15 Vision Adult Dental	MetalGold	Premium (age 40)$1,047	Deductible$1,450	OOP max$9,500	Primary care$15	Specialist$35	Urgent care$35	ER20% after deductible	Generic Rx$3	SummaryPDF

All 2026 Ambetter plans in Georgia

Premium is the lowest monthly premium before tax credits across Georgia rating areas. OOP max is the out-of-pocket maximum. Copays for 2026 aren't in the CMS state-exchange files; see each plan's summary.
Plan	Metal	Type	Premium (age 40)	Deductible	OOP max	HSA	Counties
Clear Bronze HMO	MetalBronze	TypeHMO	Premium (age 40)$464	Deductible$9,000	OOP max$9,000	HSAYes	Counties149
Everyday Bronze HMO	MetalBronze	TypeHMO	Premium (age 40)$473	Deductible$8,450	OOP max$10,150	HSAYes	Counties149
Clear Bronze HMO + Vision + Adult Dental	MetalBronze	TypeHMO	Premium (age 40)$474	Deductible$9,000	OOP max$9,000	HSAYes	Counties149
Standard Expanded Bronze HMO	MetalBronze	TypeHMO	Premium (age 40)$475	Deductible$7,500	OOP max$10,000	HSAYes	Counties149
Everyday Bronze HMO + Vision + Adult Dental	MetalBronze	TypeHMO	Premium (age 40)$484	Deductible$8,450	OOP max$10,150	HSAYes	Counties149
Standard Expanded Bronze HMO + Vision + Adult Dental	MetalBronze	TypeHMO	Premium (age 40)$486	Deductible$7,500	OOP max$10,000	HSAYes	Counties149
Choice Bronze HSA HMO	MetalBronze	TypeHMO	Premium (age 40)$516	Deductible$7,250	OOP max$7,250	HSAYes	Counties149
Choice Bronze HSA HMO + Vision + Adult Dental	MetalBronze	TypeHMO	Premium (age 40)$527	Deductible$7,250	OOP max$7,250	HSAYes	Counties149
Clear Silver HMO with $0 Insulin Options	MetalSilver	TypeHMO	Premium (age 40)$528	Deductible$7,000	OOP max$7,000	HSANo	Counties149
Standard Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$531	Deductible$6,000	OOP max$8,900	HSANo	Counties149
Focused Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$536	Deductible$6,300	OOP max$8,400	HSANo	Counties149
Complete Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$537	Deductible$5,950	OOP max$8,850	HSANo	Counties149
Standard Silver HMO + Vision + Adult Dental	MetalSilver	TypeHMO	Premium (age 40)$542	Deductible$6,000	OOP max$8,900	HSANo	Counties149
Focused Silver HMO + Vision + Adult Dental	MetalSilver	TypeHMO	Premium (age 40)$547	Deductible$6,300	OOP max$8,400	HSANo	Counties149
Complete Silver HMO + Vision + Adult Dental	MetalSilver	TypeHMO	Premium (age 40)$548	Deductible$5,950	OOP max$8,850	HSANo	Counties149
Standard St. Joseph's Candler SELECT Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$684	Deductible$6,000	OOP max$8,900	HSANo	Counties1
Standard Gwinnett Clinic SELECT Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$734	Deductible$6,000	OOP max$8,900	HSANo	Counties1
Standard Wellstar SELECT Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$744	Deductible$6,000	OOP max$8,900	HSANo	Counties5
Standard Plus SELECT Silver HMO	MetalSilver	TypeHMO	Premium (age 40)$759	Deductible$6,000	OOP max$8,900	HSANo	Counties8
Clear Gold HMO	MetalGold	TypeHMO	Premium (age 40)$536	Deductible$1,200	OOP max$9,150	HSANo	Counties149
Clear Gold HMO + Vision + Adult Dental	MetalGold	TypeHMO	Premium (age 40)$548	Deductible$1,200	OOP max$9,150	HSANo	Counties149
Standard Gold HMO	MetalGold	TypeHMO	Premium (age 40)$551	Deductible$2,000	OOP max$8,200	HSANo	Counties149
Everyday Gold HMO	MetalGold	TypeHMO	Premium (age 40)$556	Deductible$800	OOP max$7,250	HSANo	Counties149
Standard Gold HMO + Vision + Adult Dental	MetalGold	TypeHMO	Premium (age 40)$563	Deductible$2,000	OOP max$8,200	HSANo	Counties149
Everyday Gold HMO + Vision + Adult Dental	MetalGold	TypeHMO	Premium (age 40)$568	Deductible$800	OOP max$7,250	HSANo	Counties149
Complete Gold HMO	MetalGold	TypeHMO	Premium (age 40)$575	Deductible$1,450	OOP max$7,500	HSANo	Counties149
Complete Gold HMO + Vision + Adult Dental	MetalGold	TypeHMO	Premium (age 40)$588	Deductible$1,450	OOP max$7,500	HSANo	Counties149
Elite Gold HMO	MetalGold	TypeHMO	Premium (age 40)$621	Deductible$0	OOP max$6,500	HSANo	Counties149
Elite Gold HMO + Vision + Adult Dental	MetalGold	TypeHMO	Premium (age 40)$635	Deductible$0	OOP max$6,500	HSANo	Counties149
Standard St. Joseph's Candler SELECT Gold HMO	MetalGold	TypeHMO	Premium (age 40)$710	Deductible$2,000	OOP max$8,200	HSANo	Counties1
Standard Gwinnett Clinic SELECT Gold HMO	MetalGold	TypeHMO	Premium (age 40)$761	Deductible$2,000	OOP max$8,200	HSANo	Counties1
Standard Wellstar SELECT Gold HMO	MetalGold	TypeHMO	Premium (age 40)$772	Deductible$2,000	OOP max$8,200	HSANo	Counties5
Standard Plus SELECT Gold HMO	MetalGold	TypeHMO	Premium (age 40)$788	Deductible$2,000	OOP max$8,200	HSANo	Counties8

Other Georgia Marketplace insurers

Sources

Centene, Ambetter in Georgia in 2026, November 3, 2025
Ambetter Georgia health plans, accessed October 7, 2026
Ambetter 2027 Georgia actuarial memorandum, May 14, 2026
CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026

← Georgia Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not Georgia Access or HealthCare.gov. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.