Nonprofit Benchmarks: Cash Reserves, Overhead & Pay | Thrive
Nonprofit benchmarks

How Does Your Nonprofit Compare to Others Its Size?

See what's normal for nonprofits your size: months of reserves, deficits, overhead, payroll and benefits. Pick your type, state and budget. Every figure comes from 370,000+ public IRS Form 990 filings.

  • How much comes from government, grants and donors
  • Months of expenses in cash, and how many run in the red
  • What payroll and benefits cost nonprofits your size

Your Peer Group

3.8 moof expenses in cash, median
37%ran a deficit
9.3%of payroll on benefits, where offered
13%mostly government-funded

2,396 Form 990s: human services nonprofits in Georgia, mostly fiscal 2024–2025.

Benchmarks

How Nonprofits Your Size Compare

Human services · Georgia

2,396organizations
$6.2Btotal revenue
71Kemployees
$470Kmedian revenue

Where the Money Comes From

13% of human services nonprofits in Georgia get most of their revenue from government, compared with 10% nationally.

Each revenue source as a share of the total. The line on each bar is all U.S. nonprofits.

Middle half of peersPeer medianShare of peersU.S. median

Share That Get Most of Their Revenue From Government, by State

Georgia ranks 40th of 50 states plus DC, highest first. Human services nonprofits in each state. Click any measure to rank it.

1West Virginia37%
2Delaware31%
3Louisiana22%
…
39Indiana13%
40Georgia13%
41North Dakota13%
…
50Nebraska10%
51Iowa9%

Source: IRS Form 990 e-filings, latest filing per nonprofit (mostly fiscal 2024 and 2025). Analysis: Thrive Benefits Group.

Related Financial Tools

About the Data

Each nonprofit's latest full Form 990 e-filing, from IRS releases 2024–2026: about half are fiscal year 2025 and most of the rest 2024. One filing per nonprofit, refreshed every quarter as new filings arrive. Form 990-EZ and 990-N filers are not included. Types use NTEE codes from the IRS Exempt Organizations Business Master File, and groups with fewer than 30 filings are not shown.

"What changed" compares the same 253,157 nonprofits in fiscal 2023 and 2024, so the trend isn't driven by which organizations happened to file. Cash means cash and savings, not investments. Employee counts are W-2 forms, so part-time staff count. These figures describe what organizations report; they are not ratings or advice. How costs are split between programs, admin and fundraising varies by auditor, so read those ratios as rough.

When This Data Doesn't Fit

  • Filings run one to two years behind; most are fiscal 2024 or 2025.
  • Only full Form 990 filers are included. Smaller nonprofits file the 990-EZ or 990-N.
  • How costs are split between programs, admin and fundraising varies by auditor.
  • "Cash" is cash and savings on the 990, which isn't the same as a board-designated reserve.

FAQ

Where does this data come from?

IRS Form 990 e-filings from 378,795 tax-exempt organizations, the latest full Form 990 for each, refreshed every quarter as the IRS releases new filings. Nonprofit types come from NTEE codes in the IRS Exempt Organizations Business Master File, and groups with fewer than 30 filings are not shown.

Does this include 990-EZ or 990-N filers?

No. Only organizations that file the full Form 990 are included, because the shorter forms don't report the expense, payroll and balance sheet detail these benchmarks need.

How many months of reserves does a typical nonprofit keep?

The median nonprofit holds about 4.7 months of expenses in cash and savings, and 35% hold less than three months (about 90 days).

What share of nonprofits run a deficit?

38% of nonprofits reported spending more than they took in on their latest Form 990.

What's a normal overhead rate for a nonprofit?

The median nonprofit spends about 10% of expenses on management and general. The middle half run about 2% to 20%. Very low can be as much of a warning sign as very high.

How did nonprofit finances change from 2023 to 2024?

Among the same 253,157 nonprofits, total revenue rose 10.1% and payroll 7.5%, while the median cash cushion fell from 4.9 to 4.6 months.

How should our board use these benchmarks?

Pick the number tied to the decision in front of you, such as reserves before a budget vote. Then bring one checkable line: "Nonprofits our size in [state] hold a median of X months of expenses in cash. We hold Y (IRS Form 990 data, [year])."

Thrive Benefits Group · Figures describe what organizations report or publish; they are not legal, tax or financial advice.