Georgia · Insurer update
Cigna Is Leaving Georgia's Marketplace: What Members Should Do
About 13,000 Georgians had a Cigna Connect plan when Cigna filed to leave. Here's what Cigna members need to do for 2027, and what to look for in a replacement.
Compare 2027 plans for my ZIP codeFree. See your price after tax credits.
What to do for 2027
If your insurer isn't offering plans in your area for 2027, Georgia Access says you need to pick a new plan.
Enroll by December 15, 2026 for coverage starting January 1, 2027. Enrolling by January 15 starts coverage February 1, which leaves a one-month gap.
List your doctors, hospital and prescriptions, then check them against each new plan's network and drug list.
Cigna's myDiabetesCare plans had $0 preferred insulin. Compare insulin and supply costs closely: Ambetter, Oscar and CareSource offer diabetes-focused plans.
Your deductible and out-of-pocket totals start over with a new insurer on January 1. If you're in ongoing treatment, such as pregnancy, cancer care or a scheduled surgery, check your doctors' networks before you switch. Cigna dental plans aren't part of the exit. If you have one, confirm that coverage separately.
Compare insurers you can switch to
In 2026, Cigna's Connect plans were HMOs sold in 66 counties, including metro Atlanta, Athens, North Georgia, Savannah and Columbus. They included $0 MDLive virtual urgent care.
| Insurer | Counties (2026) | CMS rating (2026) | 2027 change |
|---|---|---|---|
| Anthem Pathway | Counties (2026)159 of 159 | CMS rating (2026)3 of 5 | 2027 change+16.9% proposed |
| Ambetter | Counties (2026)149 of 159 | CMS rating (2026)3 of 5 | 2027 change+10.8% proposed |
| Oscar | Counties (2026)73 of 159 | CMS rating (2026)2 of 5 | 2027 change+28.9% proposed |
| Kaiser Permanente | Counties (2026)20 of 159 | CMS rating (2026)5 of 5 | 2027 change+20.3% proposed |
| Alliant | Counties (2026)92 of 159 | CMS rating (2026)2 of 5 | 2027 change+21.5% proposed |
| CareSource | Counties (2026)134 of 159 | CMS rating (2026)2 of 5 | 2027 change+22.7% proposed |
| Anthem Blue Value | Counties (2026)102 of 159 | CMS rating (2026)Not yet rated | 2027 change+12.2% proposed |
Find your 2027 plan
See plans for your county, check your doctors and prescriptions, and see your price after tax credits.
Compare 2027 plans for my ZIP codeAll 2026 Cigna plans in Georgia
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | HSA | Counties |
|---|---|---|---|---|---|---|---|
| Connect Bronze HMO $8500 $40 | MetalBronze | TypeHMO | Premium (age 40)$532 | Deductible$8,500 | OOP max$10,600 | HSAYes | Counties66 |
| Connect Bronze HMO $6500 $30 | MetalBronze | TypeHMO | Premium (age 40)$541 | Deductible$6,500 | OOP max$10,600 | HSAYes | Counties66 |
| Connect Bronze HMO $7500 $30 | MetalBronze | TypeHMO | Premium (age 40)$548 | Deductible$7,500 | OOP max$10,150 | HSAYes | Counties66 |
| Connect Bronze HMO $7000 $50 HSA | MetalBronze | TypeHMO | Premium (age 40)$556 | Deductible$7,000 | OOP max$8,300 | HSAYes | Counties66 |
| Connect myDiabetesCare Bronze HMO $4500 $25 | MetalBronze | TypeHMO | Premium (age 40)$558 | Deductible$4,500 | OOP max$10,150 | HSAYes | Counties66 |
| Connect Bronze HMO $0 $5500 $55 | MetalBronze | TypeHMO | Premium (age 40)$625 | Deductible$0 | OOP max$10,150 | HSAYes | Counties66 |
| Connect Silver HMO $7000 $5 | MetalSilver | TypeHMO | Premium (age 40)$736 | Deductible$7,000 | OOP max$9,925 | HSANo | Counties66 |
| Connect Silver HMO $3700 $10 | MetalSilver | TypeHMO | Premium (age 40)$741 | Deductible$3,700 | OOP max$10,125 | HSANo | Counties66 |
| Connect myDiabetesCare Silver HMO $2700 $15 | MetalSilver | TypeHMO | Premium (age 40)$747 | Deductible$2,700 | OOP max$10,150 | HSANo | Counties66 |
| Connect Silver HMO $5000 $5 | MetalSilver | TypeHMO | Premium (age 40)$748 | Deductible$5,000 | OOP max$9,900 | HSANo | Counties66 |
| Connect Gold HMO $2000 $10 | MetalGold | TypeHMO | Premium (age 40)$828 | Deductible$2,000 | OOP max$7,000 | HSANo | Counties66 |
Sources
- Cigna Healthcare, individual medical plans discontinued, July 29, 2026
- Georgia Access, renew or update coverage, accessed October 7, 2026
- Cigna 2026 Georgia plan comparison, October 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
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Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not Georgia Access or HealthCare.gov. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.