Florida · Insurer update
Molina Is Leaving Florida's Marketplace: What Members Should Do
Molina is leaving Florida's individual Marketplace for 2027. There is no 2027 Florida individual rate filing for HIOS 54172, and secondary rate roundups list Molina among the leavers.
Compare 2027 plans for my ZIP codeFree. See your price after tax credits.
What to do for 2027
Open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027 on HealthCare.gov.
Pick a new plan by December 15 so coverage starts January 1. Later enrollments start February 1 and leave a January gap.
Molina networks will not carry over. Confirm your doctors and prescriptions on each new plan.
2026 standouts included Silver Saver with four free PCP visits and Bronze Premier with a $0 medical deductible. Match those features carefully.
Do not wait for automatic renewal. Pick a new 2027 plan by December 15 for January 1 coverage. Deductibles and out-of-pocket totals start over with a new insurer on January 1. If you're in ongoing treatment, such as pregnancy, cancer care or a scheduled surgery, check your doctors' networks before you switch.
Compare insurers you can switch to
In 2026 Molina sold 22 HMO plans in 20 counties across South Florida, Tampa Bay, Orlando, Jacksonville-area counties and rural Hardee, Hendry and DeSoto.
| Insurer | Counties (2026) | CMS rating (2026) | 2027 change |
|---|---|---|---|
| Florida Blue HMO | Counties (2026)64 of 67 | CMS rating (2026)3 of 5 | 2027 change+9.75% proposed |
| AvMed | Counties (2026)22 of 67 | CMS rating (2026)3 of 5 | 2027 change+9.79% proposed |
| Ambetter | Counties (2026)63 of 67 | CMS rating (2026)3 of 5 | 2027 change+3.87% proposed |
| Oscar | Counties (2026)32 of 67 | CMS rating (2026)Not yet rated | 2027 change+10.37% proposed |
| Florida Blue | Counties (2026)67 of 67 | CMS rating (2026)3 of 5 | 2027 change+26.04% proposed |
| Health First | Counties (2026)5 of 67 | CMS rating (2026)2 of 5 | 2027 change+13.55% proposed |
| Florida Health Care Plans | Counties (2026)5 of 67 | CMS rating (2026)4 of 5 | 2027 change+15.85% proposed |
| UnitedHealthcare | Counties (2026)32 of 67 | CMS rating (2026)2 of 5 | 2027 change+30.17% proposed |
| Wellpoint | Counties (2026)24 of 67 | CMS rating (2026)Not yet rated | 2027 change+17.33% proposed |
| AmeriHealth Caritas Next | Counties (2026)7 of 67 | CMS rating (2026)Not yet rated | 2027 change+39.14% proposed |
| Capital Health Plan | Counties (2026)9 of 67 | CMS rating (2026)5 of 5 | 2027 change+10.98% proposed |
Find your 2027 plan
See plans for your county, check your doctors and prescriptions, and see your price after tax credits.
Compare 2027 plans for my ZIP codeAll 2026 Molina plans in Florida
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties |
|---|---|---|---|---|---|---|---|---|---|---|
| Molina Bronze Standard | MetalBronze | TypeHMO | Premium (age 40)$526 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties20 |
| Molina Bronze Enhanced 3500 | MetalBronze | TypeHMO | Premium (age 40)$539 | Deductible$3,500 | OOP max$9,950 | Primary care$50 | Specialist$100 after deductible | Generic Rx$25 | HSANo | Counties20 |
| Molina Bronze Enhanced 3500 Pluswith Adult Vision | MetalBronze | TypeHMO | Premium (age 40)$543 | Deductible$3,500 | OOP max$9,950 | Primary care$50 | Specialist$100 after deductible | Generic Rx$25 | HSANo | Counties20 |
| Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | MetalBronze | TypeHMO | Premium (age 40)$556 | Deductible$3,500 | OOP max$9,950 | Primary care$50 | Specialist$100 after deductible | Generic Rx$25 | HSANo | Counties20 |
| Molina Bronze Premier with $0 Medical Deductible | MetalBronze | TypeHMO | Premium (age 40)$590 | Deductible$0 | OOP max$10,350 | Primary care$50 | Specialist$125 | Generic Rx$25 | HSANo | Counties20 |
| Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision | MetalBronze | TypeHMO | Premium (age 40)$593 | Deductible$0 | OOP max$10,350 | Primary care$50 | Specialist$125 | Generic Rx$25 | HSANo | Counties20 |
| Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision | MetalBronze | TypeHMO | Premium (age 40)$607 | Deductible$0 | OOP max$10,350 | Primary care$50 | Specialist$125 | Generic Rx$25 | HSANo | Counties20 |
| Molina Silver Saver with Four Free PCP Visits | MetalSilver | TypeHMO | Premium (age 40)$666 | Deductible$7,000 | OOP max$10,150 | Primary care$40 | Specialist$62 | Generic Rx$5 | HSANo | Counties18 |
| Molina Silver Core | MetalSilver | TypeHMO | Premium (age 40)$671 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties20 |
| Molina Silver Core Pluswith Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$675 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties20 |
| Molina Silver Core Plus with Adult Dental and Vision | MetalSilver | TypeHMO | Premium (age 40)$688 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties20 |
| Molina Silver Standard | MetalSilver | TypeHMO | Premium (age 40)$694 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties20 |
| Molina Silver Access | MetalSilver | TypeHMO | Premium (age 40)$711 | Deductible$5,750 | OOP max$9,050 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties2 |
| Molina Silver Access Pluswith Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$715 | Deductible$5,750 | OOP max$9,050 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties2 |
| Molina Silver Access Plus with Adult Dental and Vision | MetalSilver | TypeHMO | Premium (age 40)$729 | Deductible$5,750 | OOP max$9,050 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties2 |
| Molina Gold Enhanced 895 | MetalGold | TypeHMO | Premium (age 40)$705 | Deductible$895 | OOP max$8,700 | Primary care$25 | Specialist$55 | Generic Rx$10 | HSANo | Counties20 |
| Molina Gold Core 1640 | MetalGold | TypeHMO | Premium (age 40)$705 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties20 |
| Molina Gold Enhanced 895 Pluswith Adult Vision | MetalGold | TypeHMO | Premium (age 40)$708 | Deductible$895 | OOP max$8,700 | Primary care$25 | Specialist$55 | Generic Rx$10 | HSANo | Counties20 |
| Molina Gold Core 1640 Pluswith Adult Vision | MetalGold | TypeHMO | Premium (age 40)$709 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties20 |
| Molina Gold Enhanced 895 Plus with Adult Dental and Vision | MetalGold | TypeHMO | Premium (age 40)$722 | Deductible$895 | OOP max$8,700 | Primary care$25 | Specialist$55 | Generic Rx$10 | HSANo | Counties20 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision | MetalGold | TypeHMO | Premium (age 40)$722 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties20 |
| Molina Gold Standard | MetalGold | TypeHMO | Premium (age 40)$738 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties20 |
Sources
- CMS Unified Rate Review, Florida individual 2027 submissions, accessed October 7, 2026
- ACASignups, 2027 Rate Changes - Florida, September 24, 2026
- CMS Nationwide QRS PUF PY2026, October 2025
- HealthCare.gov, dates and deadlines, accessed October 7, 2026
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Florida Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.