Florida · Insurer
Wellpoint Marketplace Plans in Florida
Wellpoint, filed by Simply Healthcare Plans under Elevance, sold 13 Essential HMOs in 24 counties in 2026. It filed about a 17.3% average 2027 increase and plans to expand to 34 counties.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Wellpoint different
Marketplace plans use the Wellpoint Florida Essential network. The legal filer is Simply Healthcare Plans, Inc.
Most Essential plan names include $0 Virtual PCP, $0 Select Drugs and Incentives.
Provider news says the Marketplace plan grows from 24 to 34 counties, adding Bay, Duval, Leon, Escambia and six more.
The 2026 lineup includes Gold 800 and Adult Dental/Vision variants on selected metals.
Is Wellpoint a good fit?
A good fit if
- You live in one of Wellpoint's current 24 counties or a 2027 expansion county
- You want $0 virtual primary care built into the plan name
- You prefer an Elevance / Wellpoint brand over a local Blue or regional HMO
Think twice if
- Confirm your county before relying on the 2027 expansion list.
- HMO network: out-of-network care is generally limited to emergencies.
- Issuer 44228 has no CMS star rating in the 2025 or 2026 QRS files.
Good starting points
From its 12 2026 plans statewide, lowest price in any Florida rating area.2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
Wellpoint plans and prices
All 2026 Wellpoint plans in Florida
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties |
|---|---|---|---|---|---|---|---|---|---|---|
| Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalBronze | TypeHMO | Premium (age 40)$504 | Deductible$6,000 | OOP max$10,600 | Primary care$50 | Specialist50% after deductible | Generic Rx$20 | HSANo | Counties24 |
| Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalBronze | TypeHMO | Premium (age 40)$512 | Deductible$5,500 | OOP max$10,600 | Primary care$30 | Specialist35% after deductible | Generic Rx$25 | HSANo | Counties24 |
| Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | MetalBronze | TypeHMO | Premium (age 40)$516 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties24 |
| Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalBronze | TypeHMO | Premium (age 40)$521 | Deductible$5,500 | OOP max$10,600 | Primary care$30 | Specialist35% after deductible | Generic Rx$25 | HSANo | Counties24 |
| Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalSilver | TypeHMO | Premium (age 40)$653 | Deductible$3,500 | OOP max$10,150 | Primary care$25 | Specialist$80 | Generic Rx$10 | HSANo | Counties24 |
| Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalSilver | TypeHMO | Premium (age 40)$656 | Deductible$1,850 | OOP max$9,100 | Primary care$10 | Specialist50% after deductible | Generic Rx$10 | HSANo | Counties24 |
| Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalSilver | TypeHMO | Premium (age 40)$663 | Deductible$3,500 | OOP max$10,150 | Primary care$25 | Specialist$80 | Generic Rx$10 | HSANo | Counties24 |
| Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | MetalSilver | TypeHMO | Premium (age 40)$668 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties24 |
| Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalGold | TypeHMO | Premium (age 40)$715 | Deductible$800 | OOP max$9,000 | Primary care$10 | Specialist$45 | Generic Rx$10 | HSANo | Counties24 |
| Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalGold | TypeHMO | Premium (age 40)$722 | Deductible$800 | OOP max$9,000 | Primary care$10 | Specialist$45 | Generic Rx$10 | HSANo | Counties24 |
| Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | MetalGold | TypeHMO | Premium (age 40)$730 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties24 |
| Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | MetalGold | TypeHMO | Premium (age 40)$731 | Deductible$1,400 | OOP max$5,000 | Primary care$20 | Specialist$75 | Generic Rx$10 | HSANo | Counties24 |
| Wellpoint Essential Catastrophic (+ Incentives) | MetalCatastrophic | TypeHMO | Premium (age 40)$475 | Deductible$10,600 | OOP max$10,600 | Primary care$40 | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties24 |
Other Florida Marketplace insurers
- Florida Blue HMO
- AvMed
- Ambetter
- Oscar
- Florida Blue
- Health First
- Florida Health Care Plans
- UnitedHealthcare
- AmeriHealth Caritas Next
- Capital Health Plan
Sources
- Simply Healthcare / Wellpoint Part II, Florida 2027, June 30, 2026
- Provider News, ACA expansion in 2027, May 26, 2026
- CMS Nationwide QRS PUF PY2026, October 2025
- Florida DFS ACA Individual Market Carrier List 2026, October 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Florida Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.