Florida · Insurer
Ambetter Marketplace Plans in Florida
Ambetter Health sells Premier HMOs underwritten by Centene Venture Company Florida in 63 counties. It filed Florida's lowest public 2027 average, about 3.9%. Sunshine VALUE under the same brand exits after 2026.
- Stars from Sunshine VALUE issuer 86382 used as brand proxy; Centene Venture 49004 has no QRS row.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
63 of 67Florida counties (2026)
HMOPlan type
3 of 5CMS quality rating (2026)
+3.87%Proposed 2027 change
What makes Ambetter different
Centene Venture filed about +3.87%, the lowest Florida individual average in the public roundups.
Premier HMOs sold in 63 counties in 2026. Ambetter materials say no specialist referral is needed on Premier.
That Silver plan includes $0 preferred insulin, related chronic meds, diabetic supplies, A1c labs, and eye and foot exams.
Members can earn up to $500 a year through My Health Pays toward premiums, copays or deductibles.
Is Ambetter a good fit?
A good fit if
- You want the lowest filed 2027 average among Florida Marketplace insurers
- You manage diabetes and want $0 preferred insulin on Enhanced Diabetes Care Silver
- You live outside Flagler, Hendry, Monroe or Taylor County
Think twice if
- VALUE (Sunshine) members need a 2027 plan. If you do nothing, you may be moved to a Centene Venture Ambetter plan.
- Premier and VALUE use different networks. Check the specific network in Find a Provider.
- CMS stars shown for Ambetter in Florida reflect VALUE/Sunshine; Premier (49004) has no published QRS row.
Good starting points
From its 45 2026 plans statewide, lowest price in any Florida rating area.Everyday Bronze$436/monthLowest monthly premium
Elite Bronze$499/monthLowest deductible, $0
Complete Gold$611/month$15 primary care visits before the deductible
Enhanced Diabetes Care Silver with $0 Drug Options$608/monthDesigned for a specific health need
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
Ambetter plans and prices
All 2026 Ambetter plans in Florida
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties |
|---|---|---|---|---|---|---|---|---|---|---|
| Everyday Bronze | MetalBronze | TypeHMO | Premium (age 40)$436 | Deductible$8,450 | OOP max$10,150 | Primary care$40 | Specialist$90 | Generic Rx$3 | HSANo | Counties62 |
| Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$438 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties62 |
| Everyday Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$448 | Deductible$8,450 | OOP max$10,150 | Primary care$40 | Specialist$90 | Generic Rx$3 | HSANo | Counties62 |
| Standard Expanded Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$450 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties62 |
| Elite Bronze | MetalBronze | TypeHMO | Premium (age 40)$499 | Deductible$0 | OOP max$10,500 | Primary care$60 | Specialist$120 | Generic Rx$3 | HSANo | Counties62 |
| Elite Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$512 | Deductible$0 | OOP max$10,500 | Primary care$60 | Specialist$120 | Generic Rx$3 | HSANo | Counties62 |
| Standard Expanded Bronze VALUE | MetalBronze | TypeHMO | Premium (age 40)$552 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties11 |
| Everyday Bronze | MetalBronze | TypeHMO | Premium (age 40)$626 | Deductible$8,450 | OOP max$10,150 | Primary care$40 | Specialist$90 | Generic Rx$3 | HSANo | Counties1 |
| Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$628 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties1 |
| Elite VALUE Bronze | MetalBronze | TypeHMO | Premium (age 40)$629 | Deductible$0 | OOP max$10,500 | Primary care$60 | Specialist$120 | Generic Rx$3 | HSANo | Counties11 |
| Everyday Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$643 | Deductible$8,450 | OOP max$10,150 | Primary care$40 | Specialist$90 | Generic Rx$3 | HSANo | Counties1 |
| Standard Expanded Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$645 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties1 |
| Elite Bronze | MetalBronze | TypeHMO | Premium (age 40)$715 | Deductible$0 | OOP max$10,500 | Primary care$60 | Specialist$120 | Generic Rx$3 | HSANo | Counties1 |
| Elite Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$735 | Deductible$0 | OOP max$10,500 | Primary care$60 | Specialist$120 | Generic Rx$3 | HSANo | Counties1 |
| Clarity Silver | MetalSilver | TypeHMO | Premium (age 40)$554 | Deductible$8,000 | OOP max$8,400 | Primary care$50 | Specialist$90 | Generic Rx$3 | HSANo | Counties62 |
| Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$591 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties62 |
| Focused Silver | MetalSilver | TypeHMO | Premium (age 40)$598 | Deductible$6,300 | OOP max$8,400 | Primary care$40 | Specialist$85 | Generic Rx$3 | HSANo | Counties62 |
| Standard Silver + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$607 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties62 |
| Enhanced Diabetes Care Silver with $0 Drug Options | MetalSilver | TypeHMO | Premium (age 40)$608 | Deductible$5,000 | OOP max$8,650 | Primary care$30 | Specialist$50 | Generic Rx$3 | HSANo | Counties62 |
| Focused Silver + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$614 | Deductible$6,300 | OOP max$8,400 | Primary care$40 | Specialist$85 | Generic Rx$3 | HSANo | Counties62 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$625 | Deductible$5,000 | OOP max$8,650 | Primary care$30 | Specialist$50 | Generic Rx$3 | HSANo | Counties62 |
| Clarity VALUE Silver | MetalSilver | TypeHMO | Premium (age 40)$699 | Deductible$8,000 | OOP max$8,400 | Primary care$50 | Specialist$90 | Generic Rx$3 | HSANo | Counties11 |
| Standard Silver VALUE | MetalSilver | TypeHMO | Premium (age 40)$745 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties11 |
| Thrive Silver | MetalSilver | TypeHMO | Premium (age 40)$752 | Deductible$8,000 | OOP max$8,400 | Primary care$50 | Specialist$90 | Generic Rx$3 | HSANo | Counties1 |
| Focused VALUE Silver | MetalSilver | TypeHMO | Premium (age 40)$754 | Deductible$6,300 | OOP max$8,400 | Primary care$40 | Specialist$85 | Generic Rx$3 | HSANo | Counties11 |
| Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$848 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties1 |
| Focused Silver | MetalSilver | TypeHMO | Premium (age 40)$858 | Deductible$6,300 | OOP max$8,400 | Primary care$40 | Specialist$85 | Generic Rx$3 | HSANo | Counties1 |
| Standard Silver + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$871 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties1 |
| Enhanced Diabetes Care Silver with $0 Drug Options | MetalSilver | TypeHMO | Premium (age 40)$873 | Deductible$5,000 | OOP max$8,650 | Primary care$30 | Specialist$50 | Generic Rx$3 | HSANo | Counties1 |
| Focused Silver + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$882 | Deductible$6,300 | OOP max$8,400 | Primary care$40 | Specialist$85 | Generic Rx$3 | HSANo | Counties1 |
| Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$896 | Deductible$5,000 | OOP max$8,650 | Primary care$30 | Specialist$50 | Generic Rx$3 | HSANo | Counties1 |
| Standard Gold | MetalGold | TypeHMO | Premium (age 40)$579 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties62 |
| Everyday Gold | MetalGold | TypeHMO | Premium (age 40)$591 | Deductible$800 | OOP max$7,250 | Primary care$35 | Specialist$55 | Generic Rx$3 | HSANo | Counties62 |
| Standard Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$594 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties62 |
| Everyday Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$607 | Deductible$800 | OOP max$7,250 | Primary care$35 | Specialist$55 | Generic Rx$3 | HSANo | Counties62 |
| Complete Gold | MetalGold | TypeHMO | Premium (age 40)$611 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties62 |
| Complete Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$627 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties62 |
| Standard Gold VALUE | MetalGold | TypeHMO | Premium (age 40)$730 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties11 |
| Complete VALUE Gold | MetalGold | TypeHMO | Premium (age 40)$770 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties11 |
| Standard Gold | MetalGold | TypeHMO | Premium (age 40)$830 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties1 |
| Everyday Gold | MetalGold | TypeHMO | Premium (age 40)$848 | Deductible$800 | OOP max$7,250 | Primary care$35 | Specialist$55 | Generic Rx$3 | HSANo | Counties1 |
| Standard Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$853 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties1 |
| Everyday Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$871 | Deductible$800 | OOP max$7,250 | Primary care$35 | Specialist$55 | Generic Rx$3 | HSANo | Counties1 |
| Complete Gold | MetalGold | TypeHMO | Premium (age 40)$876 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties1 |
| Complete Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$900 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties1 |
Good to know
Sunshine VALUE (issuer 86382) exits the individual market for 2027. Centene Venture Premier stays. Off-exchange Ambetter Health Solutions (18009) is a separate product.
Other Florida Marketplace insurers
- Florida Blue HMO
- AvMed
- Oscar
- Florida Blue
- Health First
- Florida Health Care Plans
- UnitedHealthcare
- Wellpoint
- AmeriHealth Caritas Next
- Capital Health Plan
Sources
- Centene Venture Part II justification, Florida 2027, May 21, 2026
- Ambetter of Florida, Enhanced Diabetes Care, accessed October 7, 2026
- CMS Nationwide QRS PUF PY2026, October 2025
- Centene, Ambetter Health in Florida in 2026, November 3, 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Florida Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.