Louisiana · Insurer
HMO Louisiana Marketplace Plans in Louisiana
HMO Louisiana sells Louisiana Blue's point-of-service plans in all 64 parishes. It's the state's largest Marketplace insurer, with about 98,700 members in spring 2026.
- Member experience not rated for 2026; rated 5 in 2025. Medical care 3 of 5..
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
64 of 64Louisiana counties (2026)
POSPlan type
3 of 5CMS quality rating (2026)
+13.7%Proposed 2027 change
What makes HMO Louisiana different from other Louisiana insurers?
Blue POS is sold in every parish. Blue Connect, Signature Blue, Precision Blue and Community Blue are regional versions built around named hospital systems.
Blue Connect uses Ochsner Health Network. Signature Blue uses LCMC Health. Precision Blue uses FMOLHS, and Community Blue uses Baton Rouge General.
These are POS plans. Sample 2026 summaries show 20% coinsurance in network and 40% outside it, with no referral needed for specialists.
For the same standardized gold design in New Orleans, Blue POS listed $584 a month at age 21 in 2026. The Blue Cross PPO version listed $845.
Is HMO Louisiana a good Marketplace option in Louisiana?
HMO Louisiana is a good fit if you want a Louisiana Blue plan in any parish. Regional plans are built around one system. Confirm your hospital is in the network named on the plan before you enroll.
Who should consider HMO Louisiana?
- You want a Louisiana Blue plan in any parish
- Your hospital is Ochsner, LCMC, FMOLHS or Baton Rouge General and a matching regional plan covers your parish
- You want some coverage outside the network
Who should look elsewhere?
- Regional plans are built around one system. Confirm your hospital is in the network named on the plan before you enroll.
- CMS didn't rate member experience for 2026, and the overall rating slipped from 4 stars to 3.
- Blue Cross and Blue Shield of Louisiana is a separate company on HealthCare.gov with different networks and prices.
Which HMO Louisiana plans should you look at first?
Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible$405/monthLowest monthly premium
Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits$714/monthLowest deductible, $1,000
Blue Connect Copay (PCP) 75/55 $2000 Standardized (S)$616/month$30 primary care visits before the deductible
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do HMO Louisiana plans cost in Louisiana?
HMO Louisiana sold 40 plans in Louisiana for 2026, starting at $405 a month at age 40 before tax credits. Its average proposed change for 2027 is +13.7%.
Which HMO Louisiana plans were sold in Louisiana in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Signature Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$405 | Deductible$9,900 | OOP max$10,600 | Primary care10% after deductible | Specialist10% after deductible | Generic Rx10% after deductible | HSAYes | Counties5 | Compare |
| Community Blue 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$424 | Deductible$9,900 | OOP max$10,600 | Primary care10% after deductible | Specialist10% after deductible | Generic Rx10% after deductible | HSAYes | Counties4 | Compare |
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (S) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$436 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties2 | Compare |
| Signature Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$448 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties5 | Compare |
| Community Blue Copay (PCP) 50/50 $7500 Standardized HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$470 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties4 | Compare |
| Precision Blue 90/70 $9900 with 2 $0 PCP Virtual Visits (M) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$474 | Deductible$9,900 | OOP max$10,600 | Primary care10% after deductible | Specialist10% after deductible | Generic Rx10% after deductible | HSAYes | Counties5 | Compare |
| Blue POS 90/70 $9900 with 2 $0 PCP Virtual Visits HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$477 | Deductible$9,900 | OOP max$10,600 | Primary care10% after deductible | Specialist10% after deductible | Generic Rx10% after deductible | HSAYes | Counties50 | Compare |
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (N) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$483 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties8 | Compare |
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (H) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$483 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties1 | Compare |
| Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$490 | Deductible$6,500 | OOP max$10,600 | Primary care40% after deductible | Specialist40% after deductible | Generic Rx40% after deductible | HSAYes | Counties64 | Compare |
| Precision Blue Copay (PCP) 50/50 $7500 Standardized (BR) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$497 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties5 | Compare |
| Precision Blue Copay (PCP) 50/50 $7500 Standardized (M) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$524 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties5 | Compare |
| Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$525 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties8 | Compare |
| Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible | MetalBronze | TypePOS | Premium (age 40)$528 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties64 | Compare |
| Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (S) | MetalSilver | TypePOS | Premium (age 40)$587 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties2 | Compare |
| Signature Blue 80/60 $3200 with 2 $0 PCP Virtual Visits | MetalSilver | TypePOS | Premium (age 40)$604 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties5 | Compare |
| Blue Connect Copay (PCP) 60/40 $6000 Standardized (S) | MetalSilver | TypePOS | Premium (age 40)$606 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties2 | Compare |
| Signature Blue Copay (PCP) 60/40 $6000 Standardized | MetalSilver | TypePOS | Premium (age 40)$624 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties5 | Compare |
| Community Blue 80/60 $3200 with 2 $0 PCP Virtual Visits | MetalSilver | TypePOS | Premium (age 40)$633 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties4 | Compare |
| Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (N) | MetalSilver | TypePOS | Premium (age 40)$651 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties8 | Compare |
| Community Blue Copay (PCP) 60/40 $6000 Standardized | MetalSilver | TypePOS | Premium (age 40)$653 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties4 | Compare |
| Precision Blue 80/60 $3200 with 2 $0 PCP Virtual Visits (BR) | MetalSilver | TypePOS | Premium (age 40)$670 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties5 | Compare |
| Blue Connect Copay (PCP) 60/40 $6000 Standardized (N) | MetalSilver | TypePOS | Premium (age 40)$672 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties8 | Compare |
| Precision Blue Copay (PCP) 60/40 $6000 Standardized (BR) | MetalSilver | TypePOS | Premium (age 40)$692 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties5 | Compare |
| Precision Blue 80/60 $3200 with 2 $0 PCP Virtual Visits (M) | MetalSilver | TypePOS | Premium (age 40)$706 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties5 | Compare |
| Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L) | MetalSilver | TypePOS | Premium (age 40)$707 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties8 | Compare |
| Blue POS 80/60 $3200 with 2 $0 PCP Virtual Visits | MetalSilver | TypePOS | Premium (age 40)$711 | Deductible$3,200 | OOP max$9,100 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties56 | Compare |
| Precision Blue Copay (PCP) 60/40 $6000 Standardized (M) | MetalSilver | TypePOS | Premium (age 40)$729 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties5 | Compare |
| Blue Connect Copay (PCP) 60/40 $6000 Standardized (L) | MetalSilver | TypePOS | Premium (age 40)$730 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties8 | Compare |
| Blue POS Copay (PCP) 60/40 $6000 Standardized | MetalSilver | TypePOS | Premium (age 40)$735 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties64 | Compare |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (S) | MetalGold | TypePOS | Premium (age 40)$616 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties2 | Compare |
| Signature Blue Copay (PCP) 75/55 $2000 Standardized | MetalGold | TypePOS | Premium (age 40)$634 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties5 | Compare |
| Community Blue Copay (PCP) 75/55 $2000 Standardized | MetalGold | TypePOS | Premium (age 40)$664 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties4 | Compare |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (N) | MetalGold | TypePOS | Premium (age 40)$683 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties8 | Compare |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (H) | MetalGold | TypePOS | Premium (age 40)$683 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties1 | Compare |
| Precision Blue Copay (PCP) 75/55 $2000 Standardized (BR) | MetalGold | TypePOS | Premium (age 40)$704 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties5 | Compare |
| Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits | MetalGold | TypePOS | Premium (age 40)$714 | Deductible$1,000 | OOP max$9,700 | Primary care$40 | Specialist$60 | Generic Rx$7 after deductible | HSANo | Counties64 | Compare |
| Precision Blue Copay (PCP) 75/55 $2000 Standardized (M) | MetalGold | TypePOS | Premium (age 40)$742 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties5 | Compare |
| Blue Connect Copay (PCP) 75/55 $2000 Standardized (L) | MetalGold | TypePOS | Premium (age 40)$742 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties8 | Compare |
| Blue POS Copay (PCP) 75/55 $2000 Standardized | MetalGold | TypePOS | Premium (age 40)$747 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties64 | Compare |
Which other insurers sell Marketplace plans in Louisiana?
Sources
- Louisiana Blue, Select Networks (2026), 2026
- HMO Louisiana 2027 rate justification, June 9, 2026
- HMO Louisiana Blue POS 2026 summary of benefits, November 2025
- ACASignups, Louisiana 2027 rate changes (LDI table), September 24, 2026
- CMS Marketplace Quality Rating System, PY2026, October 1, 2025
- CMS Marketplace Quality Rating System, PY2025, October 1, 2024
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Louisiana Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.