Louisiana · Insurer
Blue Cross and Blue Shield of Louisiana Marketplace Plans in Louisiana
Blue Cross and Blue Shield of Louisiana sells Louisiana Blue's statewide PPO plans, Blue Max and Blue Saver, in all 64 parishes. About 10,700 people had these plans in spring 2026.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Blue Cross and Blue Shield of Louisiana different from other Louisiana insurers?
Blue Max uses the Preferred Care PPO network across Louisiana. It suits people who see doctors in more than one region.
Its 2026 summaries list higher coinsurance outside the network, such as 40% instead of 20% on Blue Max, rather than no coverage.
It was the only Louisiana Marketplace insurer with a CMS member experience score for 2026, and it scored 5 of 5.
Blue Max includes HSA-eligible bronze options. No plans were dropped for 2026, and none are set to end for 2027.
Is Blue Cross and Blue Shield of Louisiana a good Marketplace option in Louisiana?
Blue Cross and Blue Shield of Louisiana is a good fit if you need doctors in several parts of the state. Its prices are the highest in Louisiana. HMO Louisiana's Blue POS gold costs about 30% less for the same plan design.
Who should consider Blue Cross and Blue Shield of Louisiana?
- You need doctors in several parts of the state
- You want a PPO with out-of-network benefits
- You value member experience scores when you choose
Who should look elsewhere?
- Its prices are the highest in Louisiana. HMO Louisiana's Blue POS gold costs about 30% less for the same plan design.
- Its gold plans cost less than its silver plans in every rating area in 2026. Compare gold before you pick silver.
- Doctors outside the network can bill you above what the plan pays.
Which Blue Cross and Blue Shield of Louisiana plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Blue Cross and Blue Shield of Louisiana plans cost in Louisiana?
Blue Cross and Blue Shield of Louisiana sold 8 plans in Louisiana for 2026, starting at $659 a month at age 40 before tax credits. Its average proposed change for 2027 is +14.4%.
Which Blue Cross and Blue Shield of Louisiana plans were sold in Louisiana in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible | MetalBronze | TypePPO | Premium (age 40)$659 | Deductible$6,700 | OOP max$10,600 | Primary care30% after deductible | Specialist30% after deductible | Generic Rx30% after deductible | HSAYes | Counties64 | Compare |
| Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible | MetalBronze | TypePPO | Premium (age 40)$704 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSAYes | Counties64 | Compare |
| Blue Saver 60/40 $6100 | MetalBronze | TypePPO | Premium (age 40)$754 | Deductible$6,100 | OOP max$8,300 | Primary care40% after deductible | Specialist40% after deductible | Generic Rx40% after deductible | HSANo | Counties64 | Compare |
| Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits | MetalSilver | TypePPO | Premium (age 40)$994 | Deductible$3,300 | OOP max$9,900 | Primary care$40 | Specialist$65 | Generic Rx$15 after deductible | HSANo | Counties64 | Compare |
| Blue Max Copay (PCP) 60/40 $6000 Standardized | MetalSilver | TypePPO | Premium (age 40)$1,002 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties64 | Compare |
| Blue Saver 90/70 $3400 | MetalSilver | TypePPO | Premium (age 40)$1,013 | Deductible$3,400 | OOP max$8,300 | Primary care10% after deductible | Specialist10% after deductible | Generic Rx10% after deductible | HSANo | Counties64 | Compare |
| Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits | MetalGold | TypePPO | Premium (age 40)$955 | Deductible$1,500 | OOP max$9,900 | Primary care20% after deductible | Specialist20% after deductible | Generic Rx20% after deductible | HSANo | Counties64 | Compare |
| Blue Max Copay (PCP) 75/55 $2000 Standardized | MetalGold | TypePPO | Premium (age 40)$1,015 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties64 | Compare |
Which other insurers sell Marketplace plans in Louisiana?
Sources
- Louisiana Blue, Blue Max (2026), 2026
- Blue Cross and Blue Shield of Louisiana 2027 rate justification, June 9, 2026
- WAFB, Blue Cross withdraws Elevance transaction, February 14, 2024
- ACASignups, Louisiana 2027 rate changes (LDI table), September 24, 2026
- CMS Marketplace Quality Rating System, PY2026, October 1, 2025
- CMS Marketplace Quality Rating System, PY2025, October 1, 2024
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Louisiana Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.