Ambetter Marketplace Plans Louisiana 2027 | Thrive

Louisiana · Insurer

Ambetter Marketplace Plans in Louisiana

Updated October 8, 2026

Ambetter from Louisiana Healthcare Connections is Centene's Marketplace plan, sold as EPOs in 22 parishes. Its area includes New Orleans, Baton Rouge, Shreveport and Lake Charles.

  • Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.

Compare plans for my ZIP codeFree. See your price after tax credits.

22 of 64Louisiana counties (2026)
EPOPlan type
Not yet ratedCMS quality rating (2026)
+24.5%Proposed 2027 change

What makes Ambetter different from other Louisiana insurers?

  1. Each of its eight plans also comes as a "+ Vision + Adult Dental" version, so you can add both without a separate policy.

  2. Elite Gold lists a $0 deductible, $5 primary care visits, $3 generics and a $6,500 out-of-pocket maximum in 2026.

  3. My Health Pays rewards can reach $500 a year. You can put them toward premiums, copays and deductibles, but not pharmacy copays.

  4. In 2026, its lowest silver plan was the cheapest at age 21 in Orleans and East Baton Rouge parishes.

Bourbon Street in the New Orleans French Quarter at dusk, with iron balconies and Mardi Gras flags

Is Ambetter a good Marketplace option in Louisiana?

Ambetter is a good fit if you live in the New Orleans, Baton Rouge, Shreveport or Lake Charles areas. It filed the largest 2027 increase in Louisiana, 24.5% on average before tax credits.

Who should consider Ambetter?

  • You live in the New Orleans, Baton Rouge, Shreveport or Lake Charles areas
  • You want dental and vision built into a medical plan
  • You'd use a $0-deductible gold plan for frequent visits

Who should look elsewhere?

  • It filed the largest 2027 increase in Louisiana, 24.5% on average before tax credits.
  • All plans are EPOs. Outside the network, generally only emergencies are covered.
  • CMS hasn't rated it, and it isn't sold around Lafayette, Monroe or Alexandria.

Which Ambetter plans should you look at first?

BronzeStandard Expanded Bronze$441/monthAge 40, 2026 premium before tax creditsLowest monthly premium
BronzeElite Bronze$516/monthAge 40, 2026 premium before tax creditsLowest deductible, $0
GoldElite Gold$712/monthAge 40, 2026 premium before tax credits$5 primary care visits before the deductible

2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.

See my price after tax creditsCompare every insurer in your county and check your doctors.

How much do Ambetter plans cost in Louisiana?

Ambetter sold 16 plans in Louisiana for 2026, starting at $441 a month at age 40 before tax credits. Its average proposed change for 2027 is +24.5%.

Which Ambetter plans were sold in Louisiana in 2026?

Premium is the lowest monthly premium before tax credits across Louisiana rating areas. OOP max is the out-of-pocket maximum. Costs are in network, for the standard version of each plan.
PlanMetalTypePremium (age 40)DeductibleOOP maxPrimary careSpecialistGeneric RxHSACountiesCompare
Standard Expanded BronzeMetalBronzeTypeEPOPremium (age 40)$441Deductible$7,500OOP max$10,000Primary care$50Specialist$100Generic Rx$25HSANoCounties22Compare
Everyday BronzeMetalBronzeTypeEPOPremium (age 40)$441Deductible$8,450OOP max$10,150Primary care$40Specialist$90Generic Rx$3HSANoCounties22Compare
Standard Expanded Bronze + Vision + Adult DentalMetalBronzeTypeEPOPremium (age 40)$453Deductible$7,500OOP max$10,000Primary care$50Specialist$100Generic Rx$25HSANoCounties22Compare
Everyday Bronze + Vision + Adult DentalMetalBronzeTypeEPOPremium (age 40)$453Deductible$8,450OOP max$10,150Primary care$40Specialist$90Generic Rx$3HSANoCounties22Compare
Elite BronzeMetalBronzeTypeEPOPremium (age 40)$516Deductible$0OOP max$10,500Primary care$60Specialist$120Generic Rx$3HSANoCounties22Compare
Elite Bronze + Vision + Adult DentalMetalBronzeTypeEPOPremium (age 40)$529Deductible$0OOP max$10,500Primary care$60Specialist$120Generic Rx$3HSANoCounties22Compare
Standard SilverMetalSilverTypeEPOPremium (age 40)$566Deductible$6,000OOP max$8,900Primary care$40Specialist$80Generic Rx$20HSANoCounties22Compare
Focused SilverMetalSilverTypeEPOPremium (age 40)$574Deductible$6,300OOP max$8,400Primary care$40Specialist$85Generic Rx$3HSANoCounties22Compare
Standard Silver + Vision + Adult DentalMetalSilverTypeEPOPremium (age 40)$581Deductible$6,000OOP max$8,900Primary care$40Specialist$80Generic Rx$20HSANoCounties22Compare
Focused Silver + Vision + Adult DentalMetalSilverTypeEPOPremium (age 40)$589Deductible$6,300OOP max$8,400Primary care$40Specialist$85Generic Rx$3HSANoCounties22Compare
Standard GoldMetalGoldTypeEPOPremium (age 40)$605Deductible$2,000OOP max$8,300Primary care$30Specialist$60Generic Rx$15HSANoCounties22Compare
Standard Gold + Vision + Adult DentalMetalGoldTypeEPOPremium (age 40)$621Deductible$2,000OOP max$8,300Primary care$30Specialist$60Generic Rx$15HSANoCounties22Compare
Complete GoldMetalGoldTypeEPOPremium (age 40)$644Deductible$1,450OOP max$7,600Primary care$15Specialist$35Generic Rx$3HSANoCounties22Compare
Complete Gold + Vision + Adult DentalMetalGoldTypeEPOPremium (age 40)$662Deductible$1,450OOP max$7,600Primary care$15Specialist$35Generic Rx$3HSANoCounties22Compare
Elite GoldMetalGoldTypeEPOPremium (age 40)$712Deductible$0OOP max$6,500Primary care$5Specialist$60Generic Rx$3HSANoCounties22Compare
Elite Gold + Vision + Adult DentalMetalGoldTypeEPOPremium (age 40)$731Deductible$0OOP max$6,500Primary care$5Specialist$60Generic Rx$3HSANoCounties22Compare

Which other insurers sell Marketplace plans in Louisiana?

Sources

← Louisiana Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.