Louisiana · Insurer
AmeriHealth Caritas Next Marketplace Plans in Louisiana
AmeriHealth Caritas Next joined Louisiana's Marketplace in 2026 with HMOs in four Baton Rouge-area parishes. It filed the smallest 2027 increase in the state.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes AmeriHealth Caritas Next different from other Louisiana insurers?
All eight plans carry "No Referrals" in the name, so you can book a specialist directly, which many HMOs don't allow.
Its final filing averages about 10.5% before tax credits, the lowest of Louisiana's six insurers.
Gold Premier lists a $950 deductible, with $15 primary care visits and $15 generic drugs before you meet it.
AmeriHealth Caritas Louisiana also runs a Healthy Louisiana Medicaid plan. That may help Baton Rouge-area families who move off Medicaid.
Is AmeriHealth Caritas Next a good Marketplace option in Louisiana?
AmeriHealth Caritas Next is a good fit if you live in Ascension, East Baton Rouge, Iberville or West Baton Rouge. It's sold in only four parishes.
Who should consider AmeriHealth Caritas Next?
- You live in Ascension, East Baton Rouge, Iberville or West Baton Rouge
- You want an HMO without referral rules
- You're leaving Medicaid and know the AmeriHealth name
Who should look elsewhere?
- It's sold in only four parishes.
- It's new and tiny, with 113 members in spring 2026, and CMS hasn't rated it.
- Its Marketplace network may not match its Medicaid network. Check your doctors by name.
Which AmeriHealth Caritas Next plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do AmeriHealth Caritas Next plans cost in Louisiana?
AmeriHealth Caritas Next sold 8 plans in Louisiana for 2026, starting at $502 a month at age 40 before tax credits. Its average proposed change for 2027 is +10.5%.
Which AmeriHealth Caritas Next plans were sold in Louisiana in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| AmeriHealth Caritas Next Bronze Essential + No Referrals | MetalBronze | TypeHMO | Premium (age 40)$502 | Deductible$10,600 | OOP max$10,600 | Primary care$25 | Specialist$0 after deductible | Generic Rx$25 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Bronze Signature + No Referrals | MetalBronze | TypeHMO | Premium (age 40)$534 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Bronze Premier + No Referrals | MetalBronze | TypeHMO | Premium (age 40)$545 | Deductible$3,850 | OOP max$10,600 | Primary care$40 | Specialist$100 | Generic Rx$25 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Silver Essential + No Referrals | MetalSilver | TypeHMO | Premium (age 40)$703 | Deductible$6,100 | OOP max$9,000 | Primary care$25 | Specialist$70 | Generic Rx$25 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Silver Signature + No Referrals | MetalSilver | TypeHMO | Premium (age 40)$707 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Silver Premier + No Referrals | MetalSilver | TypeHMO | Premium (age 40)$739 | Deductible$400 | OOP max$10,200 | Primary care$50 | Specialist$110 | Generic Rx$25 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Gold Signature + No Referrals | MetalGold | TypeHMO | Premium (age 40)$701 | Deductible$2,000 | OOP max$8,300 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties4 | Compare |
| AmeriHealth Caritas Next Gold Premier + No Referrals | MetalGold | TypeHMO | Premium (age 40)$706 | Deductible$950 | OOP max$8,500 | Primary care$15 | Specialist$45 | Generic Rx$15 | HSANo | Counties4 | Compare |
Which other insurers sell Marketplace plans in Louisiana?
Sources
- AmeriHealth Caritas, new Marketplace states and counties, November 4, 2025
- AmeriHealth Caritas Louisiana 2027 actuarial memorandum, May 29, 2026
- ACASignups, Louisiana 2027 rate changes (LDI table), September 24, 2026
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Louisiana Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.