Texas · Insurer update
Cigna Is Leaving Texas's Marketplace: What Members Should Do
Cigna is leaving the individual market after 2026 in all 11 states where it sold ACA plans, including Texas. About 12,100 Texas members in 11 counties need a new plan for 2027.
Compare 2027 plans for my ZIP codeFree. See your price after tax credits.
What to do for 2027
Open enrollment for 2027 coverage runs Nov 1, 2026 through Jan 15, 2027 on HealthCare.gov.
Pick a new plan by Dec 15 so coverage starts Jan 1. Later enrollments start Feb 1 and leave a January gap.
Cigna Connect networks won't carry over. Confirm your doctors and prescriptions on each new plan.
There is no Cigna medical Marketplace plan to renew into for 2027. HealthCare.gov may place you elsewhere if you don't choose.
Deductibles and out-of-pocket totals restart with a new insurer. myDiabetesCare members should compare insulin and supply costs carefully on replacement plans.
Compare insurers you can switch to
In 2026 Cigna sold 22 Connect HMO plans in 11 counties (Dallas–Fort Worth plus Crosby, El Paso and Lubbock), including myDiabetesCare designs with $0 or $3 generics.
| Insurer | Counties (2026) | CMS rating (2026) | 2027 change |
|---|---|---|---|
| Blue Cross | Counties (2026)254 of 254 | CMS rating (2026)3 of 5 | 2027 change+8.9% proposed |
| Oscar | Counties (2026)47 of 254 | CMS rating (2026)2 of 5 | 2027 change+9.6% proposed |
| UnitedHealthcare | Counties (2026)218 of 254 | CMS rating (2026)2 of 5 | 2027 change+27.4% proposed |
| Ambetter | Counties (2026)150 of 254 | CMS rating (2026)3 of 5 | 2027 change+7.6% proposed |
| Wellpoint | Counties (2026)30 of 254 | CMS rating (2026)Not yet rated | 2027 change+15.3% proposed |
| CHRISTUS | Counties (2026)38 of 254 | CMS rating (2026)3 of 5 | 2027 change+12.5% proposed |
| Community Health Choice | Counties (2026)20 of 254 | CMS rating (2026)3 of 5 | 2027 change+27.2% proposed |
| Molina | Counties (2026)13 of 254 | CMS rating (2026)3 of 5 | 2027 change+13% proposed |
Find your 2027 plan
See plans for your county, check your doctors and prescriptions, and see your price after tax credits.
Compare 2027 plans for my ZIP codeAll 2026 Cigna plans in Texas
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties |
|---|---|---|---|---|---|---|---|---|---|---|
| Connect Bronze 8500 Indiv Med Deductible | MetalBronze | TypeHMO | Premium (age 40)$624 | Deductible$8,500 | OOP max$10,600 | Primary care$0 | Specialist50% after deductible | Generic Rx$0 | HSANo | Counties3 |
| Connect Bronze 5750 Indiv Med Deductible | MetalBronze | TypeHMO | Premium (age 40)$629 | Deductible$5,750 | OOP max$10,600 | Primary care$25 | Specialist50% after deductible | Generic Rx$3 | HSANo | Counties3 |
| Connect myDiabetesCare Bronze | MetalBronze | TypeHMO | Premium (age 40)$632 | Deductible$6,500 | OOP max$10,600 | Primary care$20 | Specialist$90 | Generic Rx$0 | HSANo | Counties3 |
| Connect Bronze DFW 8500 Indiv Med Deductible | MetalBronze | TypeHMO | Premium (age 40)$635 | Deductible$8,500 | OOP max$10,600 | Primary care$0 | Specialist50% after deductible | Generic Rx$0 | HSANo | Counties8 |
| Connect Bronze CMS Standard | MetalBronze | TypeHMO | Premium (age 40)$636 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties3 |
| Connect Bronze DFW 6000 Indiv Med Deductible | MetalBronze | TypeHMO | Premium (age 40)$639 | Deductible$6,000 | OOP max$10,600 | Primary care$25 | Specialist50% after deductible | Generic Rx$3 | HSANo | Counties8 |
| Connect myDiabetesCare Bronze DFW | MetalBronze | TypeHMO | Premium (age 40)$644 | Deductible$6,500 | OOP max$10,600 | Primary care$20 | Specialist$90 | Generic Rx$0 | HSANo | Counties8 |
| Connect Bronze DFW CMS Standard | MetalBronze | TypeHMO | Premium (age 40)$648 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties8 |
| Connect Silver 4000 Indiv Med Deductible | MetalSilver | TypeHMO | Premium (age 40)$948 | Deductible$4,000 | OOP max$9,900 | Primary care$15 | Specialist$60 | Generic Rx$3 | HSANo | Counties3 |
| Connect Silver 3000 Indiv Med Deductible | MetalSilver | TypeHMO | Premium (age 40)$958 | Deductible$3,000 | OOP max$9,900 | Primary care$20 | Specialist$90 | Generic Rx$3 | HSANo | Counties3 |
| Connect Silver CMS Standard | MetalSilver | TypeHMO | Premium (age 40)$963 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties3 |
| Connect Silver DFW 4000 Indiv Med Deductible | MetalSilver | TypeHMO | Premium (age 40)$965 | Deductible$4,000 | OOP max$9,900 | Primary care$15 | Specialist$60 | Generic Rx$3 | HSANo | Counties8 |
| Connect Silver DFW 3000 Indiv Med Deductible | MetalSilver | TypeHMO | Premium (age 40)$975 | Deductible$3,000 | OOP max$9,900 | Primary care$20 | Specialist$90 | Generic Rx$3 | HSANo | Counties8 |
| Connect Silver DFW CMS Standard | MetalSilver | TypeHMO | Premium (age 40)$980 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties8 |
| Connect Gold 3000 Indiv Med Deductible | MetalGold | TypeHMO | Premium (age 40)$766 | Deductible$3,000 | OOP max$7,000 | Primary care$15 | Specialist$40 | Generic Rx$3 | HSANo | Counties3 |
| Connect Gold CMS Standard | MetalGold | TypeHMO | Premium (age 40)$769 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties3 |
| Connect Gold DFW 2800 Indiv Med Deductible | MetalGold | TypeHMO | Premium (age 40)$780 | Deductible$2,800 | OOP max$7,375 | Primary care$15 | Specialist$40 | Generic Rx$3 | HSANo | Counties8 |
| Connect myDiabetesCare Gold | MetalGold | TypeHMO | Premium (age 40)$780 | Deductible$2,250 | OOP max$8,250 | Primary care$10 | Specialist$40 | Generic Rx$0 | HSANo | Counties3 |
| Connect Gold 1400 Indiv Med Deductible | MetalGold | TypeHMO | Premium (age 40)$781 | Deductible$1,400 | OOP max$9,125 | Primary care$10 | Specialist$45 | Generic Rx$0 | HSANo | Counties3 |
| Connect Gold DFW CMS Standard | MetalGold | TypeHMO | Premium (age 40)$782 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties8 |
| Connect myDiabetesCare Gold DFW | MetalGold | TypeHMO | Premium (age 40)$787 | Deductible$2,500 | OOP max$8,250 | Primary care$10 | Specialist$40 | Generic Rx$0 | HSANo | Counties8 |
| Connect Gold DFW 1400 Indiv Med Deductible | MetalGold | TypeHMO | Premium (age 40)$794 | Deductible$1,400 | OOP max$9,100 | Primary care$10 | Specialist$45 | Generic Rx$0 | HSANo | Counties8 |
Sources
- Cigna Healthcare provider newsroom, IFP discontinuation, July 29, 2026
- KFF, insurer participation changes in 2027, October 7, 2026
- ACASignups, Texas 2027 rate changes, August 28, 2026
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Texas Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.