Texas · Insurer
Molina Marketplace Plans in Texas
Molina sells Marketplace HMOs in 13 North Texas counties around Dallas–Fort Worth, with about 32,400 members in its 2027 filing. It filed a 13.0% average increase and appears to be staying while cutting other states.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
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What makes Molina different
Thirteen counties including Dallas, Tarrant, Collin, Denton, and northern counties such as Grayson, Cooke and Fannin.
Silver Saver includes four $0 primary care visits, a $7,000 deductible and $5 generics before cost-sharing reductions.
Gold Saver 750 lists a $750 deductible, $25 primary care and $5 generics.
Molina says it will not market individual products outside HealthCare.gov in Texas.
Is Molina a good fit?
A good fit if
- You live in Molina's 13 North Texas counties
- You want four free primary care visits on a Silver plan
- A relatively moderate proposed increase matters to you
Think twice if
- Molina is cutting Marketplace states nationally for 2027. Texas filings suggest it stays, but confirm when plans post.
- HMO only, with no Bronze plans in the 2026 data.
- One network for all plans; hospital partners were not verified in research.
Good starting points
From its 12 2026 plans statewide, lowest price in any Texas rating area.2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
Molina plans and prices
All 2026 Molina plans in Texas
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties |
|---|---|---|---|---|---|---|---|---|---|---|
| Molina Silver Saver with Four Free PCP Visits | MetalSilver | TypeHMO | Premium (age 40)$688 | Deductible$7,000 | OOP max$10,150 | Primary care$40 | Specialist$62 | Generic Rx$5 | HSANo | Counties13 |
| Molina Silver Core | MetalSilver | TypeHMO | Premium (age 40)$695 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties13 |
| Molina Silver Standard | MetalSilver | TypeHMO | Premium (age 40)$696 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties13 |
| Molina Silver Core Pluswith Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$700 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties13 |
| Molina Silver Core Pluswith Adult Dental and Vision | MetalSilver | TypeHMO | Premium (age 40)$714 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties13 |
| Molina Gold Saver 750 | MetalGold | TypeHMO | Premium (age 40)$591 | Deductible$750 | OOP max$9,400 | Primary care$25 | Specialist$75 | Generic Rx$5 | HSANo | Counties13 |
| Molina Gold Core 1640 | MetalGold | TypeHMO | Premium (age 40)$591 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties13 |
| Molina Gold Saver 750 Pluswith Adult Vision | MetalGold | TypeHMO | Premium (age 40)$595 | Deductible$750 | OOP max$9,400 | Primary care$25 | Specialist$75 | Generic Rx$5 | HSANo | Counties13 |
| Molina Gold Core 1640 Pluswith Adult Vision | MetalGold | TypeHMO | Premium (age 40)$595 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties13 |
| Molina Gold Saver 750 Pluswith Adult Dental and Vision | MetalGold | TypeHMO | Premium (age 40)$609 | Deductible$750 | OOP max$9,400 | Primary care$25 | Specialist$75 | Generic Rx$5 | HSANo | Counties13 |
| Molina Gold Core 1640 Pluswith Adult Dental and Vision | MetalGold | TypeHMO | Premium (age 40)$609 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties13 |
| Molina Gold Standard | MetalGold | TypeHMO | Premium (age 40)$612 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties13 |
Other Texas Marketplace insurers
Sources
- Molina 2027 Texas actuarial memorandum, July 2026
- Healthcare Dive, Molina ACA cuts, July 2026
- CMS Marketplace Quality Rating System, PY2026, October 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Texas Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.