Texas · Insurer

CHRISTUS Marketplace Plans in Texas

Updated October 7, 2026

CHRISTUS Health Plan is the insurance arm of the CHRISTUS Catholic health system, selling HMOs in 38 East, Southeast and Coastal Bend counties. It filed a 12.5% average 2027 increase.

Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.

Compare plans for my ZIP codeFree. See your price after tax credits.

38 of 254Texas counties (2026)

HMOPlan type

3 of 5CMS quality rating (2026)

+12.5%Proposed 2027 change

What makes CHRISTUS different

Coverage is built around CHRISTUS hospitals and clinics in Texarkana, Tyler/Longview, Beaumont and Corpus Christi regions.
Gold + Fitness lists a $0 deductible, $5 primary care, $0 generics, $0 virtual urgent care and a fitness benefit.
Bronze plans include 2 free primary care visits; Value Bronze and Catastrophic include 3.
CMS rated member experience and plan administration 5 of 5 for 2026, with an overall 3 stars.

Houston downtown skyline with glass towers and a highway overpass under a clear blue sky

Is CHRISTUS a good fit?

A good fit if

Your doctors and hospital are in the CHRISTUS system
You want a $0-deductible Gold design
You live in East Texas, Southeast Texas or the Coastal Bend counties it serves

Think twice if

HMO only; out-of-network care isn't covered except emergencies.
CHRISTUS is leaving Medicare Advantage in 2027; Marketplace plans are separate but check if you're near 65.
Catastrophic and some Value Silver plans have the largest filed increases.

Good starting points

From its 17 2026 plans statewide, lowest price in any Texas rating area.

BronzeCHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care)$379/monthAge 40, 2026 premium before tax creditsLowest monthly premium

GoldCHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)$535/monthAge 40, 2026 premium before tax creditsLowest deductible, $0

GoldCHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)$514/monthAge 40, 2026 premium before tax credits$5 primary care visits before the deductible

2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.

See my price after tax creditsCompare every insurer in your county and check your doctors.

CHRISTUS plans and prices

All 2026 CHRISTUS plans in Texas

Premium is the lowest monthly premium before tax credits across Texas rating areas. OOP max is the out-of-pocket maximum. Costs are in network, for the standard version of each plan.
Plan	Metal	Type	Premium (age 40)	Deductible	OOP max	Primary care	Specialist	Generic Rx	HSA	Counties
CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$379	Deductible$10,600	OOP max$10,600	Primary care$0 after deductible	Specialist$0 after deductible	Generic Rx$0 after deductible	HSANo	Counties10
CHRISTUS Standard Expanded Bronze ($0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$386	Deductible$7,500	OOP max$10,000	Primary care$50	Specialist$100	Generic Rx$25	HSANo	Counties38
CHRISTUS Bronze (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$391	Deductible$8,500	OOP max$9,900	Primary care$50	Specialist$80	Generic Rx$30	HSANo	Counties28
CHRISTUS Bronze Essential (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$391	Deductible$7,450	OOP max$9,850	Primary care$60	Specialist$80	Generic Rx$30	HSANo	Counties38
CHRISTUS Value Bronze + Dental & Vision (3 Free PCP Visits, $0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$391	Deductible$10,600	OOP max$10,600	Primary care$0 after deductible	Specialist$0 after deductible	Generic Rx$0 after deductible	HSANo	Counties10
CHRISTUS Bronze + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$402	Deductible$8,500	OOP max$9,900	Primary care$50	Specialist$80	Generic Rx$30	HSANo	Counties28
CHRISTUS Bronze Essential + Dental & Vision (2 Free PCP Visits, $0 Preferred Generic Rx, $0 Virtual Urgent Care)	MetalBronze	TypeHMO	Premium (age 40)$402	Deductible$7,450	OOP max$9,850	Primary care$60	Specialist$80	Generic Rx$30	HSANo	Counties38
CHRISTUS Value Silver 70 ($0 Virtual Urgent Care)	MetalSilver	TypeHMO	Premium (age 40)$590	Deductible$5,990	OOP max$5,990	Primary care$0 after deductible	Specialist$0 after deductible	Generic Rx$0 after deductible	HSANo	Counties17
CHRISTUS Standard Silver 70 ($0 Virtual Urgent Care)	MetalSilver	TypeHMO	Premium (age 40)$608	Deductible$6,000	OOP max$8,900	Primary care$40	Specialist$80	Generic Rx$20	HSANo	Counties38
CHRISTUS Value Silver 70 + Dental & Vision ($0 Virtual Urgent Care)	MetalSilver	TypeHMO	Premium (age 40)$608	Deductible$5,990	OOP max$5,990	Primary care$0 after deductible	Specialist$0 after deductible	Generic Rx$0 after deductible	HSANo	Counties17
CHRISTUS Silver Essential 70 ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)	MetalSilver	TypeHMO	Premium (age 40)$625	Deductible$6,900	OOP max$9,300	Primary care$5	Specialist$50	Generic Rx$10	HSANo	Counties38
CHRISTUS Silver Essential 70 + Dental & Vision ($5 PCP, $0 Preferred Generic Rx, $0 Virtual Urgent Care)	MetalSilver	TypeHMO	Premium (age 40)$642	Deductible$6,900	OOP max$9,300	Primary care$5	Specialist$50	Generic Rx$10	HSANo	Counties38
CHRISTUS Standard Gold ($0 Virtual Urgent Care)	MetalGold	TypeHMO	Premium (age 40)$507	Deductible$2,000	OOP max$8,200	Primary care$30	Specialist$60	Generic Rx$15	HSANo	Counties38
CHRISTUS Gold Essential ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)	MetalGold	TypeHMO	Premium (age 40)$514	Deductible$3,750	OOP max$9,200	Primary care$5	Specialist$35	Generic Rx$10	HSANo	Counties38
CHRISTUS Gold Essential + Dental & Vision ($0 Rx Deductible, $5 PCP, $0 Virtual Urgent Care)	MetalGold	TypeHMO	Premium (age 40)$528	Deductible$3,750	OOP max$9,200	Primary care$5	Specialist$35	Generic Rx$10	HSANo	Counties38
CHRISTUS Gold + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)	MetalGold	TypeHMO	Premium (age 40)$535	Deductible$0	OOP max$9,200	Primary care$5	Specialist$60	Generic Rx$0	HSANo	Counties38
CHRISTUS Gold + Dental & Vision + Fitness ($0 Deductible, $5 PCP, $0 Generic Rx, $0 Virtual Urgent Care)	MetalGold	TypeHMO	Premium (age 40)$552	Deductible$0	OOP max$9,200	Primary care$5	Specialist$60	Generic Rx$0	HSANo	Counties38
CHRISTUS Catastrophic (3 Free PCP visits)	MetalCatastrophic	TypeHMO	Premium (age 40)$320	Deductible$10,600	OOP max$10,600	Primary care$0 after deductible	Specialist$0 after deductible	Generic Rx$0 after deductible	HSANo	Counties38

Good to know

TDI Order 2025-9238 (April 2, 2025): $290,000 administrative penalty after a quality-of-care exam of the Marketplace HMO line covering 2019–2021, including repeat violations.

Other Texas Marketplace insurers

Sources

CMS rate review, CHRISTUS 2027 filing, July 17, 2026
TDI Order 2025-9238, April 2, 2025
CMS Marketplace Quality Rating System, PY2026, October 2025
CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026

← Texas Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.