Molina Leaving Mississippi Marketplace: What to Do | Thrive

Mississippi · Insurer update

Molina Is Leaving Mississippi's Marketplace: What Members Should Do

Updated October 8, 2026

Molina is leaving Mississippi's federally run Marketplace after 2026, the state insurance commissioner said in September. It sold 2 HMO plans statewide in 2026.

Dec 31Your coverage ends
Dec 15Enroll by for January 1 coverage
3Mississippi Marketplace insurers for 2027
Not reported for MississippiMississippians with Molina plans

Compare 2027 plans for my ZIP codeFree. See your price after tax credits.

What happens to my Molina plan in Mississippi for 2027?

Mississippi's insurance commissioner says Molina will withdraw from the Marketplace after 2026. Molina filed no 2027 Marketplace rates, so plan to choose a new insurer for January 1.

  1. Molina should mail a notice about your plan ending. Keep it, and call the number on your card with questions.

  2. Open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027 on HealthCare.gov. Enroll by December 15 for January 1.

  3. Ambetter sells in every county. UnitedHealthcare and Oscar cover fewer counties, so check yours.

  4. A new insurer has its own network and drug list. Look up your doctors and prescriptions before you choose.

  5. Molina hasn't posted its own Mississippi notice yet, so the commissioner's statement is the main source. Your deductible and out-of-pocket totals start over with a new insurer on January 1. Molina's Mississippi Medicaid plans are separate and aren't part of the Marketplace change.

Which insurers can I switch to from Molina in Mississippi?

Molina sold plans in 82 Mississippi counties in 2026. Staying insurers there, by county count: Ambetter (82), UnitedHealthcare (69) and Oscar (11).

In 2026 Molina sold a Gold Standard and a Silver Standard HMO plan in all 82 Mississippi counties.

CMS rating is the Marketplace Quality Rating System overall score. 2027 change is each insurer's average as proposed. Cigna and Molina leave after 2026. Mississippi's Insurance Department files individual rates rather than approving them; figures are as filed on August 21, 2026.
InsurerCounties (2026)CMS rating (2026)2027 change
UnitedHealthcareCounties (2026)69 of 82CMS rating (2026)2 of 52027 change+20.8% proposed
AmbetterCounties (2026)82 of 82CMS rating (2026)3 of 52027 change+18.2% proposed
OscarCounties (2026)11 of 82CMS rating (2026)Not yet rated2027 change+32.6% proposed

How do I find my 2027 plan?

See plans for your county, check your doctors and prescriptions, and see your price after tax credits.

Compare 2027 plans for my ZIP code

Which Molina plans were sold in Mississippi in 2026?

Premium is the lowest monthly premium before tax credits across Mississippi rating areas. OOP max is the out-of-pocket maximum. Costs are in network, for the standard version of each plan.
PlanMetalTypePremium (age 40)DeductibleOOP maxPrimary careSpecialistGeneric RxHSACounties
Molina Silver StandardMetalSilverTypeHMOPremium (age 40)$809Deductible$6,000OOP max$8,900Primary care$40Specialist$80Generic Rx$20HSANoCounties82
Molina Gold StandardMetalGoldTypeHMOPremium (age 40)$1,039Deductible$2,000OOP max$8,200Primary care$30Specialist$60Generic Rx$15HSANoCounties82

Sources

← Mississippi Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.