Mississippi · Insurer
Oscar Marketplace Plans in Mississippi
Oscar joined the Mississippi Marketplace in 2026 with 7 HMO plans in 11 counties around Jackson, Oxford, Vicksburg and the Memphis suburbs. It proposed the largest 2027 increase of the three insurers, 32.6%.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Oscar different from other Mississippi insurers?
Oscar sells in Hinds, Madison, Rankin, DeSoto, Lafayette, Warren and five more north and central counties. Its filing covers about 24,000 members after one year.
Bronze and Silver 'Simple Chronic Care CKM' plans are built for people with heart, kidney and metabolic conditions such as diabetes.
Classic Standard, Simple and Elite lines come in bronze, silver and gold. Bronze Elite adds a primary care visit benefit called PCP Saver Plus.
Oscar lists Baptist, Merit Health and Mississippi Physicians Care Network among its partners. Confirm which hospitals your plan includes in Oscar's directory.
Is Oscar a good Marketplace option in Mississippi?
Oscar is a good fit if you live in Hinds, Madison, Rankin, DeSoto or another Oscar county. Its 32.6% increase on file with the state is the highest of the three insurers staying.
Who should consider Oscar?
- You live in Hinds, Madison, Rankin, DeSoto or another Oscar county
- You have a heart, kidney or diabetes condition and want a plan built for it
- You want a choice among several bronze and silver styles
Who should look elsewhere?
- Its 32.6% increase on file with the state is the highest of the three insurers staying.
- It sold in only 11 of 82 counties in 2026. Check that your county is covered for 2027.
- CMS has no quality rating for Oscar in Mississippi yet because it is new.
Which Oscar plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Oscar plans cost in Mississippi?
Oscar sold 7 plans in Mississippi for 2026, starting at $577 a month at age 40 before tax credits. Its average proposed change for 2027 is +32.6%.
Which Oscar plans were sold in Mississippi in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bronze Classic Standard | MetalBronze | TypeHMO | Premium (age 40)$577 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties11 | Compare |
| Bronze Simple Chronic Care CKM | MetalBronze | TypeHMO | Premium (age 40)$597 | Deductible$5,500 | OOP max$10,150 | Primary care$50 | Specialist$150 | Generic Rx$3 | HSANo | Counties11 | Compare |
| Bronze Elite + PCP Saver Plus | MetalBronze | TypeHMO | Premium (age 40)$618 | Deductible$0 | OOP max$10,600 | Primary care$50 | Specialist$125 | Generic Rx$3 | HSANo | Counties11 | Compare |
| Silver Simple | MetalSilver | TypeHMO | Premium (age 40)$598 | Deductible$6,300 | OOP max$9,300 | Primary care$10 | Specialist$70 | Generic Rx$3 | HSANo | Counties11 | Compare |
| Silver Classic Standard | MetalSilver | TypeHMO | Premium (age 40)$602 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties11 | Compare |
| Silver Simple Chronic Care CKM | MetalSilver | TypeHMO | Premium (age 40)$606 | Deductible$5,900 | OOP max$10,150 | Primary care$0 | Specialist$35 | Generic Rx$3 | HSANo | Counties11 | Compare |
| Gold Classic Standard | MetalGold | TypeHMO | Premium (age 40)$818 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties11 | Compare |
Which other insurers sell Marketplace plans in Mississippi?
Sources
- Mississippi Insurance Department, Oscar Health Plan individual rate record, August 21, 2026
- CMS Rate Review, Oscar Health Plan 2027 individual filing, June 18, 2026
- Oscar Health Plan, 2027 Mississippi rate justification, June 18, 2026
- Oscar, new health insurance choices for Mississippi, November 3, 2025
- healthinsurance.org, Mississippi health insurance marketplace, September 17, 2026
- ACASignups, 2027 rate changes for Mississippi, August 11, 2026
- HealthCare.gov, dates and deadlines, accessed October 8, 2026
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Mississippi Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.