Ambetter Marketplace Plans Mississippi 2027 | Thrive

Mississippi · Insurer

Ambetter Marketplace Plans in Mississippi

Updated October 8, 2026

Ambetter from Magnolia Health sold 14 plans in all 82 Mississippi counties in 2026, and its filing covers about 103,000 people. Its 2027 increase of 18.2% is the lowest of the three insurers that remain.

  • Medical care scored 2 of 5.
  • Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.

Compare plans for my ZIP codeFree. See your price after tax credits.

82 of 82Mississippi counties (2026)
HMOPlan type
3 of 5CMS quality rating (2026)
+18.2%Proposed 2027 change

What makes Ambetter different from other Mississippi insurers?

  1. Ambetter filed an average 18.2% with the state for 2027. UnitedHealthcare filed 20.8% and Oscar 32.6%, before tax credits.

  2. Ambetter was the only insurer sold statewide. In about a dozen counties, such as Adams, Lowndes and Yazoo, it may be the only Marketplace choice for 2027.

  3. Half of its 14 plans have a '+ Vision + Adult Dental' version, including a Standard Silver and a Complete Gold, so eye and adult dental coverage can sit in one plan.

  4. Members can earn up to $500 in 2026 through My Health Pays toward premiums, copays or deductibles. Choice Bronze HSA works with a health savings account.

Mississippi State Capitol lit up at dusk in downtown Jackson

Is Ambetter a good Marketplace option in Mississippi?

Ambetter is a good fit if you live in a county where other insurers don't sell. All 14 plans are HMOs, so care outside the network is generally covered only in emergencies.

Who should consider Ambetter?

  • You live in a county where other insurers don't sell
  • You want the smallest proposed 2027 increase
  • You want adult dental and vision in the same plan

Who should look elsewhere?

  • All 14 plans are HMOs, so care outside the network is generally covered only in emergencies.
  • CMS scored its medical care 2 of 5 stars for 2026, though member experience scored 5.
  • It has no PPO. Check that your hospital and specialists are in the plan you pick.

Which Ambetter plans should you look at first?

BronzeEveryday Bronze$605/monthAge 40, 2026 premium before tax creditsLowest monthly premium
GoldEveryday Gold$821/monthAge 40, 2026 premium before tax creditsLowest deductible, $800
GoldComplete Gold$850/monthAge 40, 2026 premium before tax credits$15 primary care visits before the deductible
BronzeChoice Bronze HSA$657/monthAge 40, 2026 premium before tax creditsLowest-priced HSA-eligible plan

2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.

See my price after tax creditsCompare every insurer in your county and check your doctors.

How much do Ambetter plans cost in Mississippi?

Ambetter sold 14 plans in Mississippi for 2026, starting at $605 a month at age 40 before tax credits. Its average proposed change for 2027 is +18.2%.

Which Ambetter plans were sold in Mississippi in 2026?

Premium is the lowest monthly premium before tax credits across Mississippi rating areas. OOP max is the out-of-pocket maximum. Costs are in network, for the standard version of each plan.
PlanMetalTypePremium (age 40)DeductibleOOP maxPrimary careSpecialistGeneric RxHSACountiesCompare
Everyday BronzeMetalBronzeTypeHMOPremium (age 40)$605Deductible$8,450OOP max$10,150Primary care$40Specialist$90Generic Rx$3HSANoCounties82Compare
Standard Expanded BronzeMetalBronzeTypeHMOPremium (age 40)$607Deductible$7,500OOP max$10,000Primary care$50Specialist$100Generic Rx$25HSANoCounties82Compare
Everyday Bronze + Vision + Adult DentalMetalBronzeTypeHMOPremium (age 40)$626Deductible$8,450OOP max$10,150Primary care$40Specialist$90Generic Rx$3HSANoCounties82Compare
Standard Expanded Bronze + Vision + Adult DentalMetalBronzeTypeHMOPremium (age 40)$629Deductible$7,500OOP max$10,000Primary care$50Specialist$100Generic Rx$25HSANoCounties82Compare
Choice Bronze HSAMetalBronzeTypeHMOPremium (age 40)$657Deductible$7,250OOP max$7,250Primary care$0 after deductibleSpecialist$0 after deductibleGeneric Rx$0 after deductibleHSAYesCounties82Compare
Choice Bronze HSA + Vision + Adult DentalMetalBronzeTypeHMOPremium (age 40)$680Deductible$7,250OOP max$7,250Primary care$0 after deductibleSpecialist$0 after deductibleGeneric Rx$0 after deductibleHSAYesCounties82Compare
Standard SilverMetalSilverTypeHMOPremium (age 40)$653Deductible$6,000OOP max$8,900Primary care$40Specialist$80Generic Rx$20HSANoCounties82Compare
Standard Silver + Vision + Adult DentalMetalSilverTypeHMOPremium (age 40)$676Deductible$6,000OOP max$8,900Primary care$40Specialist$80Generic Rx$20HSANoCounties82Compare
Standard GoldMetalGoldTypeHMOPremium (age 40)$812Deductible$2,000OOP max$8,200Primary care$30Specialist$60Generic Rx$15HSANoCounties82Compare
Everyday GoldMetalGoldTypeHMOPremium (age 40)$821Deductible$800OOP max$7,250Primary care$35Specialist$55Generic Rx$3HSANoCounties82Compare
Standard Gold + Vision + Adult DentalMetalGoldTypeHMOPremium (age 40)$841Deductible$2,000OOP max$8,200Primary care$30Specialist$60Generic Rx$15HSANoCounties82Compare
Complete GoldMetalGoldTypeHMOPremium (age 40)$850Deductible$1,450OOP max$7,500Primary care$15Specialist$35Generic Rx$3HSANoCounties82Compare
Everyday Gold + Vision + Adult DentalMetalGoldTypeHMOPremium (age 40)$851Deductible$800OOP max$7,250Primary care$35Specialist$55Generic Rx$3HSANoCounties82Compare
Complete Gold + Vision + Adult DentalMetalGoldTypeHMOPremium (age 40)$881Deductible$1,450OOP max$7,500Primary care$15Specialist$35Generic Rx$3HSANoCounties82Compare

Which other insurers sell Marketplace plans in Mississippi?

Sources

← Mississippi Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.