Cigna Leaving Mississippi Marketplace: What to Do | Thrive

Mississippi · Insurer update

Cigna Is Leaving Mississippi's Marketplace: What Members Should Do

Updated October 8, 2026

Cigna is leaving Mississippi's individual market after 2026, along with every other state where it sells these plans. If you have a Cigna Connect plan, you need a new insurer for 2027.

Dec 31Your coverage ends
Dec 15Enroll by for January 1 coverage
3Mississippi Marketplace insurers for 2027
Not reported for MississippiMississippians with Cigna plans

Compare 2027 plans for my ZIP codeFree. See your price after tax credits.

What happens to my Cigna plan in Mississippi for 2027?

Cigna Healthcare ends medical Individual and Family Plans on and off the Marketplace on January 1, 2027. Your coverage continues through December 31, 2026.

  1. Open enrollment for 2027 coverage runs November 1, 2026 through January 15, 2027 on HealthCare.gov. You can compare Ambetter, UnitedHealthcare and Oscar there.

  2. Pick a new plan by December 15 so coverage starts January 1. Later choices start February 1 and can leave a gap.

  3. Cigna's Connect network won't carry over. Look up your doctors, hospital and prescriptions in each new plan's directory.

  4. Ambetter sold in every county in 2026. UnitedHealthcare covered 36 of Cigna's 41 counties, and Oscar covered 9.

  5. Your deductible and out-of-pocket totals start over with a new insurer on January 1. If you are in treatment, such as pregnancy, cancer care or a planned surgery, check networks before you switch. Cigna's St. Dominic access in the Jackson area won't carry over. Confirm hospital access on each new plan.

Which insurers can I switch to from Cigna in Mississippi?

Cigna sold plans in 41 Mississippi counties in 2026. Staying insurers there, by county count: Ambetter (41), UnitedHealthcare (36) and Oscar (9).

In 2026 Cigna sold 10 Connect EPO plans in 41 counties, including myDiabetesCare and myHeartCare options.

CMS rating is the Marketplace Quality Rating System overall score. 2027 change is each insurer's average as proposed. Cigna and Molina leave after 2026. Mississippi's Insurance Department files individual rates rather than approving them; figures are as filed on August 21, 2026.
InsurerCounties (2026)CMS rating (2026)2027 change
UnitedHealthcareCounties (2026)69 of 82CMS rating (2026)2 of 52027 change+20.8% proposed
AmbetterCounties (2026)82 of 82CMS rating (2026)3 of 52027 change+18.2% proposed
OscarCounties (2026)11 of 82CMS rating (2026)Not yet rated2027 change+32.6% proposed

How do I find my 2027 plan?

See plans for your county, check your doctors and prescriptions, and see your price after tax credits.

Compare 2027 plans for my ZIP code

Which Cigna plans were sold in Mississippi in 2026?

Premium is the lowest monthly premium before tax credits across Mississippi rating areas. OOP max is the out-of-pocket maximum. Costs are in network, for the standard version of each plan.
PlanMetalTypePremium (age 40)DeductibleOOP maxPrimary careSpecialistGeneric RxHSACounties
Connect Bronze 8500 Indiv Med DeductibleMetalBronzeTypeEPOPremium (age 40)$565Deductible$8,500OOP max$10,600Primary care$10Specialist$85Generic Rx$3HSANoCounties41
Connect Bronze 6500 Indiv Med DeductibleMetalBronzeTypeEPOPremium (age 40)$566Deductible$6,500OOP max$10,600Primary care$25Specialist$85Generic Rx$5HSANoCounties41
Connect Bronze CMS StandardMetalBronzeTypeEPOPremium (age 40)$572Deductible$7,500OOP max$10,000Primary care$50Specialist$100Generic Rx$25HSANoCounties41
Connect myDiabetesCare BronzeMetalBronzeTypeEPOPremium (age 40)$574Deductible$5,500OOP max$10,150Primary care$40Specialist$90Generic Rx$3HSANoCounties41
Connect Silver 4000 Indiv Med DeductibleMetalSilverTypeEPOPremium (age 40)$655Deductible$4,000OOP max$10,000Primary care$15Specialist$65Generic Rx$3HSANoCounties41
Connect Silver 6500 Indiv Med DeductibleMetalSilverTypeEPOPremium (age 40)$657Deductible$6,500OOP max$9,300Primary care$3Specialist$65Generic Rx$2HSANoCounties41
Connect Silver CMS StandardMetalSilverTypeEPOPremium (age 40)$662Deductible$6,000OOP max$8,900Primary care$40Specialist$80Generic Rx$20HSANoCounties41
Connect myHeartCare SilverMetalSilverTypeEPOPremium (age 40)$663Deductible$4,500OOP max$9,900Primary care$15Specialist$65Generic Rx$3HSANoCounties41
Connect myDiabetesCare SilverMetalSilverTypeEPOPremium (age 40)$670Deductible$3,800OOP max$9,900Primary care$15Specialist$65Generic Rx$3HSANoCounties41
Connect Gold CMS StandardMetalGoldTypeEPOPremium (age 40)$935Deductible$2,000OOP max$8,200Primary care$30Specialist$60Generic Rx$15HSANoCounties41

Sources

← Mississippi Marketplace guide and all insurers

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.