Michigan · Small group carrier · 2027
UnitedHealthcare Small Group Health Insurance in Michigan: 2027 Plans and Rates
UnitedHealthcare filed 24 small-group plan designs for 2027 in Michigan: 4 Silver, 14 Gold, 6 Platinum.
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24plan designs
EPO, POSplan types
16 of 16rating areas
+14.8%approved 2027 change
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UnitedHealthcare 2027 small group plans and monthly rates
| Plan | Metal | Type | 2027 | Age 40, Area 1: Monroe and 1 more | Age 40, all regions |
|---|---|---|---|---|---|
| FAZ-9 | MetalSilver | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$646 | Age 40, all regions$615–$867 |
| FA1E | MetalSilver | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$653 | Age 40, all regions$622–$876 |
| FA1N | MetalSilver | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$660 | Age 40, all regions$629–$886 |
| FA1D | MetalSilver | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$687 | Age 40, all regions$654–$922 |
| FA1G | MetalGold | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$693 | Age 40, all regions$660–$930 |
| FA1C | MetalGold | TypeEPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$703 | Age 40, all regions$669–$943 |
| FAZY | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$709 | Age 40, all regions$676–$952 |
| FAZ-2 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$712 | Age 40, all regions$678–$955 |
| FAZS | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$723 | Age 40, all regions$689–$971 |
| FAZ-3 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$725 | Age 40, all regions$690–$973 |
| FAZT | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$726 | Age 40, all regions$692–$975 |
| FAZU | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$729 | Age 40, all regions$695–$979 |
| FAZ-8 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$732 | Age 40, all regions$697–$982 |
| FAZZ | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$735 | Age 40, all regions$700–$987 |
| FAZ-4 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$741 | Age 40, all regions$706–$995 |
| FA1K | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$747 | Age 40, all regions$711–$1,003 |
| FA1A | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$762 | Age 40, all regions$726–$1,023 |
| FA1L | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$783 | Age 40, all regions$746–$1,051 |
| FA1F | MetalPlatinum | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$772 | Age 40, all regions$736–$1,037 |
| FAZX | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$797 | Age 40, all regions$759–$1,070 |
| FAZV | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$805 | Age 40, all regions$767–$1,081 |
| FA1B | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$815 | Age 40, all regions$776–$1,094 |
| FAZR | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$823 | Age 40, all regions$784–$1,104 |
| FAZQ | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$828 | Age 40, all regions$789–$1,112 |
Rate filing details
| Item | Detail |
|---|---|
| SERFF filing | DetailUHLC-134886431 |
| Filing status | DetailClosed - State Approved for Outside Exchange |
| Rate decision | DetailApproved by the Michigan Department of Insurance and Financial Services |
| Plans ending for 2027 | Detail19 |
Other small group health insurance carriers in Michigan
- Blue Care Network
- Blue Cross Blue Shield of Michigan
- Priority Health (HMO/POS)
- HAP Alliance Health and Life (PPO/EPO)
- HAP (Health Alliance Plan)
- Priority Health (PPO)
- UnitedHealthcare Community Plan
- Paramount Care of Michigan
- Paramount Insurance Company
Compare all Michigan small group health plans
Where these numbers come from
- Rates: each carrier's 2027 small-group Rates Table Template, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
- Approved rate changes: Michigan Department of Insurance and Financial Services rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
- UnitedHealthcare Insurance Company: SERFF UHLC-134886431; actuarial memo; rate justification
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is a licensed broker, not UnitedHealthcare or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.