Michigan · Small group carrier · 2027
Blue Cross Blue Shield of Michigan Small Group Health Insurance in Michigan: 2027 Plans and Rates
Blue Cross Blue Shield of Michigan filed 37 small-group plan designs for 2027 in Michigan: 2 Bronze, 7 Silver, 19 Gold, 9 Platinum.
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37plan designs
PPOplan types
16 of 16rating areas
+7.0%approved 2027 change
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Blue Cross Blue Shield of Michigan 2027 small group plans and monthly rates
| Plan | Metal | Type | 2027 | Age 40, Area 1: Monroe and 1 more | Age 40, all regions |
|---|---|---|---|---|---|
| 2027 Simply Blue HSA PPO Bronze Option 1 | MetalBronze | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$439 | Age 40, all regions$401–$593 |
| 2027 Simply Blue HSA PPO Bronze Option 2 | MetalBronze | TypePPO | 2027New | Age 40, Area 1: Monroe and 1 more$441 | Age 40, all regions$403–$596 |
| 2027 Simply Blue HSA PPO Silver Option 4 | MetalSilver | TypePPO | 2027New | Age 40, Area 1: Monroe and 1 more$473 | Age 40, all regions$432–$639 |
| 2027 Simply Blue HSA PPO Silver Option 3 | MetalSilver | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$481 | Age 40, all regions$439–$649 |
| 2027 Simply Blue HSA PPO Silver Option 2 | MetalSilver | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$486 | Age 40, all regions$443–$655 |
| 2027 Simply Blue HSA PPO Silver Option 1 | MetalSilver | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$486 | Age 40, all regions$444–$657 |
| 2027 Simply Blue PPO Silver Option 1 | MetalSilver | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$502 | Age 40, all regions$458–$678 |
| 2027 Simply Blue PPO Silver Option 3 | MetalSilver | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$514 | Age 40, all regions$469–$694 |
| 2027 Simply Blue PPO Silver Option 2 | MetalSilver | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$533 | Age 40, all regions$486–$719 |
| 2027 Simply Blue HRA PPO Gold Option 5 | MetalGold | TypePPO | 2027New | Age 40, Area 1: Monroe and 1 more$538 | Age 40, all regions$491–$726 |
| 2027 Simply Blue HRA PPO Gold Option 4 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$544 | Age 40, all regions$497–$735 |
| 2027 Simply Blue PPO Gold Option 9 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$567 | Age 40, all regions$518–$766 |
| 2027 Simply Blue HRA PPO Gold Option 3 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$568 | Age 40, all regions$518–$766 |
| 2027 Simply Blue HSA PPO Gold Option 2 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$572 | Age 40, all regions$522–$771 |
| 2027 Simply Blue PPO Gold Option 8 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$574 | Age 40, all regions$524–$775 |
| 2027 Simply Blue HSA PPO Gold Option 3 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$575 | Age 40, all regions$525–$777 |
| 2027 Simply Blue HSA PPO Gold Option 1 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$578 | Age 40, all regions$527–$779 |
| 2027 Simply Blue PPO Gold Option 7 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$582 | Age 40, all regions$531–$786 |
| 2027 Simply Blue PPO Gold Option 6 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$592 | Age 40, all regions$540–$799 |
| 2027 Simply Blue PPO Gold Option 5 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$600 | Age 40, all regions$548–$810 |
| 2027 Simply Blue PPO Gold Option 4 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$607 | Age 40, all regions$554–$819 |
| 2027 Simply Blue HRA PPO Gold Option 2 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$612 | Age 40, all regions$558–$826 |
| 2027 Simply Blue PPO Gold Option 3 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$616 | Age 40, all regions$562–$832 |
| 2027 Simply Blue PPO Gold Option 2 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$623 | Age 40, all regions$569–$841 |
| 2027 Community Blue HRA PPO Gold | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$624 | Age 40, all regions$569–$842 |
| 2027 Simply Blue PPO Gold Option 1 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$629 | Age 40, all regions$574–$849 |
| 2027 Simply Blue HRA PPO Gold Option 1 | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$640 | Age 40, all regions$584–$863 |
| 2027 Community Blue PPO Gold | MetalGold | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$646 | Age 40, all regions$590–$872 |
| 2027 Simply Blue HRA PPO Platinum | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$581 | Age 40, all regions$530–$784 |
| 2027 Simply Blue HSA PPO Platinum Option 2 | MetalPlatinum | TypePPO | 2027New | Age 40, Area 1: Monroe and 1 more$632 | Age 40, all regions$577–$853 |
| 2027 Simply Blue HSA PPO Platinum Option 1 | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$688 | Age 40, all regions$628–$929 |
| 2027 Community Blue HRA PPO Platinum | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$723 | Age 40, all regions$660–$976 |
| 2027 Simply Blue PPO Platinum | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$763 | Age 40, all regions$696–$1,029 |
| 2027 Community Blue PPO Platinum Option 4 | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$763 | Age 40, all regions$696–$1,030 |
| 2027 Community Blue PPO Platinum Option 3 | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$778 | Age 40, all regions$710–$1,051 |
| 2027 Community Blue PPO Platinum Option 2 | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$788 | Age 40, all regions$719–$1,063 |
| 2027 Community Blue PPO Platinum Option 1 | MetalPlatinum | TypePPO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$798 | Age 40, all regions$728–$1,077 |
Rate filing details
| Item | Detail |
|---|---|
| SERFF filing | DetailBBMI-134931357 |
| Filing status | DetailClosed - State Approved for Outside Exchange |
| Rate decision | DetailApproved by the Michigan Department of Insurance and Financial Services |
| Plans ending for 2027 | Detail6 |
Other small group health insurance carriers in Michigan
- Blue Care Network
- Priority Health (HMO/POS)
- HAP Alliance Health and Life (PPO/EPO)
- HAP (Health Alliance Plan)
- UnitedHealthcare
- Priority Health (PPO)
- UnitedHealthcare Community Plan
- Paramount Care of Michigan
- Paramount Insurance Company
Compare all Michigan small group health plans
Where these numbers come from
- Rates: each carrier's 2027 small-group Rates Table Template, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
- Approved rate changes: Michigan Department of Insurance and Financial Services rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
- Blue Cross Blue Shield of Michigan Mutual Insurance Company: SERFF BBMI-134931357; actuarial memo
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is a licensed broker, not Blue Cross Blue Shield of Michigan or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.