Michigan · Small group carrier · 2027
HAP (Health Alliance Plan) Small Group Health Insurance in Michigan: 2027 Plans and Rates
HAP (Health Alliance Plan) filed 25 small-group plan designs for 2027 in Michigan: 6 Bronze, 6 Silver, 10 Gold, 3 Platinum.
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25plan designs
HMOplan types
14 of 16rating areas
+11.6%approved 2027 change
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HAP (Health Alliance Plan) 2027 small group plans and monthly rates
| Plan | Metal | Type | 2027 | Age 40, Area 1: Monroe and 1 more | Age 40, all regions |
|---|---|---|---|---|---|
| HFH Select HAP HMO Bronze HSA J8 EMB | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$315 | Age 40, all regions$295–$395 |
| HFH Select HAP HMO Bronze H75 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$336 | Age 40, all regions$315–$421 |
| HAP HMO Bronze J855 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$369 | Age 40, all regions$346–$463 |
| HAP HMO Bronze HSA J8 EMB | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$371 | Age 40, all regions$347–$465 |
| HAP HMO Bronze HSA H7 EMB | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$385 | Age 40, all regions$360–$482 |
| HAP HMO Bronze H75 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$395 | Age 40, all regions$370–$496 |
| HFH Select HAP HMO Silver HSA F55 EMB | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$340 | Age 40, all regions$318–$426 |
| HFH Select HAP HMO Silver E45 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$362 | Age 40, all regions$339–$454 |
| HAP HMO Silver HSA F55 EMB | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$400 | Age 40, all regions$375–$501 |
| HAP HMO Silver HSA D35 EMB | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$410 | Age 40, all regions$384–$514 |
| HAP HMO Silver E45 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$425 | Age 40, all regions$399–$533 |
| HAP HMO Silver E4 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$444 | Age 40, all regions$416–$557 |
| HFH Select HAP HMO Gold HSA D32 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$383 | Age 40, all regions$359–$481 |
| HAP HMO Gold HSA D32 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$453 | Age 40, all regions$424–$568 |
| HFH Select HAP HMO Gold B12 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$470 | Age 40, all regions$441–$590 |
| HAP HMO Gold HSA C27 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$483 | Age 40, all regions$452–$605 |
| HAP HMO Gold C2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$492 | Age 40, all regions$461–$617 |
| HAP HMO Gold HSA B175 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$493 | Age 40, all regions$462–$619 |
| HAP HMO Gold B15 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$507 | Age 40, all regions$475–$635 |
| HAP HMO Gold B1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$519 | Age 40, all regions$486–$651 |
| HAP HMO Gold C25 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$525 | Age 40, all regions$492–$658 |
| HAP HMO Gold B12 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$553 | Age 40, all regions$519–$694 |
| HFH Select HAP HMO Platinum A050 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$570 | Age 40, all regions$534–$714 |
| HAP HMO Platinum A050 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$670 | Age 40, all regions$628–$840 |
| HAP HMO Platinum A0 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$701 | Age 40, all regions$657–$879 |
Rate filing details
| Item | Detail |
|---|---|
| SERFF filing | DetailHALP-134889576 |
| Filing status | DetailClosed - State Approved for Outside Exchange |
| Rate decision | DetailApproved by the Michigan Department of Insurance and Financial Services |
| Plans ending for 2027 | Detail33 |
Other small group health insurance carriers in Michigan
- Blue Care Network
- Blue Cross Blue Shield of Michigan
- Priority Health (HMO/POS)
- HAP Alliance Health and Life (PPO/EPO)
- UnitedHealthcare
- Priority Health (PPO)
- UnitedHealthcare Community Plan
- Paramount Care of Michigan
- Paramount Insurance Company
Compare all Michigan small group health plans
Where these numbers come from
- Rates: each carrier's 2027 small-group Rates Table Template, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
- Approved rate changes: Michigan Department of Insurance and Financial Services rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
- Health Alliance Plan (HAP): SERFF HALP-134889576; actuarial memo
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is a licensed broker, not HAP (Health Alliance Plan) or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.