Michigan · Small group carrier · 2027
Blue Care Network Small Group Health Insurance in Michigan: 2027 Plans and Rates
Blue Care Network filed 100 small-group plan designs for 2027 in Michigan: 5 Bronze, 18 Silver, 53 Gold, 24 Platinum.
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100plan designs
HMO, POSplan types
16 of 16rating areas
+10.7%approved 2027 change
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Blue Care Network 2027 small group plans and monthly rates
| Plan | Metal | Type | 2027 | Age 40, Area 1: Monroe and 1 more | Age 40, all regions |
|---|---|---|---|---|---|
| 2027 BCN HSA PCP Focus Bronze Option 1 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$326 | Age 40, all regions$316–$403 |
| 2027 BCN HSA PCP Focus Bronze Option 2 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$327 | Age 40, all regions$317–$404 |
| 2027 BCN HSA Bronze Option 1 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$360 | Age 40, all regions$348–$529 |
| 2027 BCN HSA Bronze Option 2 | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$361 | Age 40, all regions$349–$530 |
| 2027 Blue Elect Plus HSA POS Bronze | MetalBronze | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$380 | Age 40, all regions$367–$558 |
| 2027 BCN HSA PCP Focus Silver Option 4 | MetalSilver | TypeHMO | 2027New | Age 40, Area 1: Monroe and 1 more$352 | Age 40, all regions$340–$434 |
| 2027 BCN HSA PCP Focus Silver Option 3 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$361 | Age 40, all regions$349–$446 |
| 2027 BCN HSA PCP Focus Silver Option 1 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$362 | Age 40, all regions$350–$447 |
| 2027 BCN HSA PCP Focus Silver Option 2 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$362 | Age 40, all regions$351–$447 |
| 2027 BCN HSA Silver Option 4 | MetalSilver | TypeHMO | 2027New | Age 40, Area 1: Monroe and 1 more$387 | Age 40, all regions$375–$570 |
| 2027 BCN PCP Focus Silver Option 2 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$389 | Age 40, all regions$377–$481 |
| 2027 BCN HSA Silver Option 3 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$398 | Age 40, all regions$385–$584 |
| 2027 BCN PCP Focus Silver Option 3 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$399 | Age 40, all regions$386–$492 |
| 2027 BCN HSA Silver Option 1 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$399 | Age 40, all regions$386–$587 |
| 2027 BCN HSA Silver Option 2 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$399 | Age 40, all regions$386–$587 |
| 2027 Blue Elect Plus HSA POS Silver Option 4 | MetalSilver | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$408 | Age 40, all regions$395–$600 |
| 2027 BCN PCP Focus Silver Option 1 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$411 | Age 40, all regions$398–$508 |
| 2027 Blue Elect Plus HSA POS Silver Option 3 | MetalSilver | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$417 | Age 40, all regions$403–$613 |
| 2027 Blue Elect Plus HSA POS Silver Option 2 | MetalSilver | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$419 | Age 40, all regions$405–$616 |
| 2027 Blue Elect Plus HSA POS Silver Option 1 | MetalSilver | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$419 | Age 40, all regions$405–$616 |
| 2027 BCN Silver Option 2 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$429 | Age 40, all regions$415–$631 |
| 2027 BCN Silver Option 3 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$439 | Age 40, all regions$425–$646 |
| 2027 BCN Silver Option 1 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$453 | Age 40, all regions$438–$666 |
| 2027 BCN HSA PCP Focus Gold Option 3 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$430 | Age 40, all regions$416–$531 |
| 2027 BCN HSA PCP Focus Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$433 | Age 40, all regions$419–$535 |
| 2027 BCN PCP Focus Gold Option 9 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$439 | Age 40, all regions$424–$542 |
| 2027 BCN PCP Focus Gold Option 8 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$445 | Age 40, all regions$430–$549 |
| 2027 BCN HSA PCP Focus Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$450 | Age 40, all regions$435–$555 |
| 2027 BCN PCP Focus Gold Option 7 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$450 | Age 40, all regions$436–$556 |
| 2027 BCN HRA PCP Focus Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$452 | Age 40, all regions$437–$558 |
| 2027 BCN PCP Focus Gold Option 6 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$456 | Age 40, all regions$441–$563 |
| 2027 BCN PCP Focus Gold Option 5 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$462 | Age 40, all regions$447–$570 |
| 2027 BCN Healthy Blue Living PCP Focus Gold Option 3 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$463 | Age 40, all regions$448–$571 |
| 2027 BCN HRA PCP Focus Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$467 | Age 40, all regions$452–$577 |
| 2027 BCN Healthy Blue Living PCP Focus Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$468 | Age 40, all regions$453–$578 |
| 2027 BCN PCP Focus Gold Option 4 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$470 | Age 40, all regions$455–$580 |
| 2027 BCN Healthy Blue Living PCP Focus Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$473 | Age 40, all regions$458–$584 |
| 2027 BCN HSA Gold Option 3 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$474 | Age 40, all regions$459–$697 |
| 2027 BCN HSA Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$478 | Age 40, all regions$462–$702 |
| 2027 BCN PCP Focus Gold Option 3 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$478 | Age 40, all regions$462–$590 |
| 2027 BCN Fixed Cost PCP Focus Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$481 | Age 40, all regions$466–$595 |
| 2027 BCN PCP Focus Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$482 | Age 40, all regions$466–$595 |
| 2027 BCN Gold Option 9 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$483 | Age 40, all regions$468–$711 |
| 2027 BCN PCP Focus Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$486 | Age 40, all regions$470–$600 |
| 2027 BCN PCP Focus Gold | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$486 | Age 40, all regions$471–$601 |
| 2027 BCN Gold Option 8 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$490 | Age 40, all regions$474–$720 |
| 2027 BCN HSA Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$496 | Age 40, all regions$480–$728 |
| 2027 BCN Gold Option 7 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$496 | Age 40, all regions$480–$729 |
| 2027 BCN HRA Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$498 | Age 40, all regions$481–$731 |
| 2027 Blue Elect Plus HSA POS Gold Option 3 | MetalGold | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$498 | Age 40, all regions$482–$733 |
| 2027 Blue Elect Plus HSA POS Gold Option 1 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$500 | Age 40, all regions$484–$735 |
| 2027 BCN Gold Option 6 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$502 | Age 40, all regions$486–$738 |
| 2027 BCN Fixed Cost PCP Focus Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$503 | Age 40, all regions$486–$621 |
| 2027 Blue Elect Plus POS Gold Option 8 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$504 | Age 40, all regions$487–$740 |
| 2027 BCN Gold Option 5 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$509 | Age 40, all regions$492–$748 |
| 2027 Blue Elect Plus POS Gold Option 7 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$513 | Age 40, all regions$496–$754 |
| 2027 BCN HRA Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$515 | Age 40, all regions$498–$757 |
| 2027 BCN Healthy Blue Living Gold Option 3 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$517 | Age 40, all regions$500–$760 |
| 2027 Blue Elect Plus HSA POS Gold Option 2 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$517 | Age 40, all regions$501–$760 |
| 2027 BCN Gold Option 4 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$518 | Age 40, all regions$501–$761 |
| 2027 Blue Elect Plus HRA POS Gold Option 2 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$522 | Age 40, all regions$505–$767 |
| 2027 BCN Healthy Blue Living Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$524 | Age 40, all regions$507–$770 |
| 2027 BCN Gold Option 3 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$526 | Age 40, all regions$509–$774 |
| 2027 Blue Elect Plus POS Gold Option 6 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$528 | Age 40, all regions$511–$776 |
| 2027 BCN Healthy Blue Living Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$529 | Age 40, all regions$512–$778 |
| 2027 BCN Fixed Cost Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$530 | Age 40, all regions$513–$780 |
| 2027 BCN Gold Option 2 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$531 | Age 40, all regions$514–$780 |
| 2027 Blue Elect Plus POS Gold Option 5 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$532 | Age 40, all regions$515–$782 |
| 2027 BCN Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$535 | Age 40, all regions$518–$787 |
| 2027 BCN Gold | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$536 | Age 40, all regions$519–$788 |
| 2027 Blue Elect Plus POS Gold Option 4 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$544 | Age 40, all regions$526–$800 |
| 2027 Blue Elect Plus HRA POS Gold Option 1 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$549 | Age 40, all regions$532–$808 |
| 2027 Blue Elect Plus POS Gold Option 3 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$552 | Age 40, all regions$534–$811 |
| 2027 BCN Fixed Cost Gold Option 1 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$554 | Age 40, all regions$536–$814 |
| 2027 Blue Elect Plus POS Gold Option 2 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$560 | Age 40, all regions$542–$823 |
| 2027 Blue Elect Plus POS Gold Option 1 | MetalGold | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$568 | Age 40, all regions$550–$835 |
| 2027 BCN HSA PCP Focus Platinum Option 2 | MetalPlatinum | TypeHMO | 2027New | Age 40, Area 1: Monroe and 1 more$462 | Age 40, all regions$447–$571 |
| 2027 BCN HRA PCP Focus Platinum Option 3 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$463 | Age 40, all regions$448–$572 |
| 2027 BCN HSA PCP Focus Platinum Option 1 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$503 | Age 40, all regions$487–$622 |
| 2027 BCN HSA Platinum Option 2 | MetalPlatinum | TypeHMO | 2027New | Age 40, Area 1: Monroe and 1 more$509 | Age 40, all regions$493–$749 |
| 2027 BCN HRA Platinum Option 3 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$511 | Age 40, all regions$494–$751 |
| 2027 BCN HRA PCP Focus Platinum Option 2 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$520 | Age 40, all regions$503–$642 |
| 2027 Blue Elect Plus HSA POS Platinum Option 2 | MetalPlatinum | TypePOS | 2027New | Age 40, Area 1: Monroe and 1 more$536 | Age 40, all regions$518–$787 |
| 2027 BCN HRA PCP Focus Platinum Option 1 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$536 | Age 40, all regions$519–$662 |
| 2027 BCN HSA Platinum Option 1 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$555 | Age 40, all regions$537–$815 |
| 2027 BCN Healthy Blue Living PCP Focus Platinum | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$560 | Age 40, all regions$542–$692 |
| 2027 BCN PCP Focus Platinum Option 2 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$566 | Age 40, all regions$548–$699 |
| 2027 BCN HRA Platinum Option 2 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$573 | Age 40, all regions$555–$843 |
| 2027 BCN Fixed Cost PCP Focus Platinum | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$578 | Age 40, all regions$560–$714 |
| 2027 BCN PCP Focus Platinum Option 1 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$579 | Age 40, all regions$560–$715 |
| 2027 Blue Elect Plus HSA POS Platinum Option 1 | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$584 | Age 40, all regions$565–$858 |
| 2027 BCN PCP Focus Platinum | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$584 | Age 40, all regions$565–$721 |
| 2027 BCN HRA Platinum Option 1 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$591 | Age 40, all regions$572–$869 |
| 2027 BCN Platinum Option 2 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$624 | Age 40, all regions$604–$917 |
| 2027 BCN Healthy Blue Living Platinum | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$634 | Age 40, all regions$613–$932 |
| 2027 BCN Fixed Cost Platinum | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$637 | Age 40, all regions$617–$937 |
| 2027 BCN Platinum Option 1 | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$638 | Age 40, all regions$617–$938 |
| 2027 BCN Platinum | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Monroe and 1 more$643 | Age 40, all regions$623–$946 |
| 2027 Blue Elect Plus POS Platinum Option 2 | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$650 | Age 40, all regions$629–$955 |
| 2027 Blue Elect Plus POS Platinum Option 1 | MetalPlatinum | TypePOS | 2027Renewing | Age 40, Area 1: Monroe and 1 more$673 | Age 40, all regions$651–$989 |
Rate filing details
| Item | Detail |
|---|---|
| SERFF filing | DetailBCNT-134942586 |
| Filing status | DetailClosed - State Approved for Outside Exchange |
| Rate decision | DetailApproved by the Michigan Department of Insurance and Financial Services |
| Plans ending for 2027 | Detail6 |
Other small group health insurance carriers in Michigan
- Blue Cross Blue Shield of Michigan
- Priority Health (HMO/POS)
- HAP Alliance Health and Life (PPO/EPO)
- HAP (Health Alliance Plan)
- UnitedHealthcare
- Priority Health (PPO)
- UnitedHealthcare Community Plan
- Paramount Care of Michigan
- Paramount Insurance Company
Compare all Michigan small group health plans
Where these numbers come from
- Rates: each carrier's 2027 small-group Rates Table Template, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
- Approved rate changes: Michigan Department of Insurance and Financial Services rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
- Blue Care Network of Michigan: SERFF BCNT-134942586; actuarial memo; rate justification
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is a licensed broker, not Blue Care Network or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.