South Carolina · Insurer update
Molina in South Carolina for 2027: What Members Should Know
Molina sold Silver and Gold HMO plans in 37 South Carolina counties in 2026. Its 2027 Marketplace status isn't confirmed, so check HealthCare.gov in November.
Compare 2027 plans for my ZIP codeFree. See your price after tax credits.
What happens to my Molina plan in South Carolina for 2027?
If Molina leaves, it must send you a notice before your plan ends. Keep any letter and call the number on your card with questions.
Open enrollment runs November 1, 2026 through January 15, 2027. Search your ZIP code to see whether Molina plans are listed.
BlueCross BlueShield and Ambetter sold in all 46 counties in 2026. First Choice Next and UnitedHealthcare cover fewer, so check yours.
Pick a plan by December 15 for coverage that starts January 1, so you avoid a gap if Molina is not offered.
Molina's 2027 federal rate filing lists zero Marketplace plans, and it has no 2027 individual filing on public SERFF. Molina is shrinking from 14 Marketplace states to six for 2027 and hasn't named them. CMS rated it 2 of 5 stars overall in both 2026 and 2025.
Which insurers can I switch to from Molina in South Carolina?
Molina sold plans in 37 South Carolina counties in 2026. Staying insurers there, by county count: BlueCross BlueShield of SC (37), Ambetter (37), UnitedHealthcare (16) and 1 more.
In 2026 Molina sold 12 Silver and Gold HMO plans in 37 South Carolina counties, after dropping 8 counties for 2026.
| Insurer | Counties (2026) | CMS rating (2026) | 2027 change |
|---|---|---|---|
| BlueCross BlueShield of SC | Counties (2026)46 of 46 | CMS rating (2026)4 of 5 | 2027 change+14.8% proposed |
| UnitedHealthcare | Counties (2026)17 of 46 | CMS rating (2026)Not yet rated | 2027 change+45.5% proposed |
| Ambetter | Counties (2026)46 of 46 | CMS rating (2026)3 of 5 | 2027 change+22.1% proposed |
| First Choice Next | Counties (2026)20 of 46 | CMS rating (2026)Not yet rated | 2027 change+10.7% proposed |
How do I find my 2027 plan?
See plans for your county, check your doctors and prescriptions, and see your price after tax credits.
Compare 2027 plans for my ZIP codeWhich Molina plans were sold in South Carolina in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties |
|---|---|---|---|---|---|---|---|---|---|---|
| Molina Silver Saver | MetalSilver | TypeHMO | Premium (age 40)$494 | Deductible$7,000 | OOP max$10,150 | Primary care$40 | Specialist$62 | Generic Rx$5 | HSANo | Counties37 |
| Molina Silver Standard | MetalSilver | TypeHMO | Premium (age 40)$497 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties37 |
| Molina Silver Core | MetalSilver | TypeHMO | Premium (age 40)$497 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties37 |
| Molina Silver Core Plus with Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$501 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties37 |
| Molina Silver Core Plus with Adult Dental and Vision | MetalSilver | TypeHMO | Premium (age 40)$516 | Deductible$6,000 | OOP max$8,990 | Primary care$35 | Specialist$60 | Generic Rx$15 | HSANo | Counties37 |
| Molina Gold Core 1640 | MetalGold | TypeHMO | Premium (age 40)$507 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties37 |
| Molina Gold Core 1640 Plus with Adult Vision | MetalGold | TypeHMO | Premium (age 40)$510 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties37 |
| Molina Gold Value | MetalGold | TypeHMO | Premium (age 40)$511 | Deductible$2,250 | OOP max$8,000 | Primary care$15 | Specialist$60 | Generic Rx$5 | HSANo | Counties37 |
| Molina Gold Value Plus with Adult Vision | MetalGold | TypeHMO | Premium (age 40)$515 | Deductible$2,250 | OOP max$8,000 | Primary care$15 | Specialist$60 | Generic Rx$5 | HSANo | Counties37 |
| Molina Gold Standard | MetalGold | TypeHMO | Premium (age 40)$530 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties37 |
| Molina Gold Value Plus with Adult Dental and Vision | MetalGold | TypeHMO | Premium (age 40)$530 | Deductible$2,250 | OOP max$8,000 | Primary care$15 | Specialist$60 | Generic Rx$5 | HSANo | Counties37 |
| Molina Gold Core 1640 Plus with Adult Dental and Vision | MetalGold | TypeHMO | Premium (age 40)$543 | Deductible$1,640 | OOP max$8,100 | Primary care$25 | Specialist$55 | Generic Rx$15 | HSANo | Counties37 |
Sources
- CMS Rate Review, South Carolina 2027 individual filings, June 2026
- SERFF MHSC-134691641, Molina PY2026 Marketplace discontinuation notice (8 counties), October 29, 2025
- SC Department of Insurance, ACA health insurance page (2026 insurers by county), October 28, 2025
- Healthcare Dive, Molina plans additional ACA cuts in 2027, July 2026
- healthinsurance.org, South Carolina health insurance marketplace, August 24, 2026
- Novant Health, 2027 marketplace plan options, accessed October 8, 2026
- CMS Marketplace Quality Rating System, PY2026, October 2025
- CMS QHP Landscape PY2026 (county counts, our tally), October 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← South Carolina Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.