South Carolina · Insurer
BlueCross BlueShield of SC Marketplace Plans in South Carolina
BlueCross BlueShield of South Carolina sells Marketplace plans in all 46 counties and covers about 300,000 individual-market members. Its 2026 rating of 4 stars was the highest in the state.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
46 of 46South Carolina counties (2026)
EPO / HMO / POS / PPOPlan type
4 of 5CMS quality rating (2026)
+14.8%Proposed 2027 change
What makes BlueCross BlueShield of SC different from other South Carolina insurers?
BlueCross is one of only two insurers in Oconee and Orangeburg counties, and it sells the statewide BlueExtend PPO and BlueEssentials EPO everywhere.
CMS rated BlueCross 4 of 5 stars overall for 2026 and 2025, with 5 for member experience. Ambetter scored 3 and Molina 2.
Blue Cooper covers Charleston and Dorchester, Blue Congaree covers Richland and Lexington, and Blue Reedy covers Greenville. Blue Pee Dee and Blue Beaufort cover the coast.
BlueCross proposes 14.8% on average for 2027 and says it changed some copays and deductibles to hold the increase down.
Is BlueCross BlueShield of SC a good Marketplace option in South Carolina?
BlueCross BlueShield of SC is a good fit if you want an insurer that sells plans in every South Carolina county. Regional HMOs and Blue Direction cover only urgent and emergency care outside their network.
Who should consider BlueCross BlueShield of SC?
- You want an insurer that sells plans in every South Carolina county
- A higher CMS quality rating matters to you
- You want a PPO option for care outside a regional network
Who should look elsewhere?
- Regional HMOs and Blue Direction cover only urgent and emergency care outside their network.
- BlueEssentials is an EPO, so it has no out-of-network benefits.
- Hospital partners vary by plan, so check Prisma, MUSC or your local hospital against the exact plan.
Which BlueCross BlueShield of SC plans should you look at first?
Blue Pee Dee Bronze 2$336/monthLowest monthly premium
BlueEssentials Bronze 6$454/monthLowest deductible, $0
Blue Pee Dee Silver 2$497/month$20 primary care visits before the deductible
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do BlueCross BlueShield of SC plans cost in South Carolina?
BlueCross BlueShield of SC sold 74 plans in South Carolina for 2026, starting at $336 a month at age 40 before tax credits. Its average proposed change for 2027 is +14.8%.
Which BlueCross BlueShield of SC plans were sold in South Carolina in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Blue Pee Dee Bronze 2 | MetalBronze | TypeHMO | Premium (age 40)$336 | Deductible$10,600 | OOP max$10,600 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties4 | Compare |
| Blue Pee Dee Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$349 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties4 | Compare |
| Blue Congaree Bronze 2 | MetalBronze | TypeHMO | Premium (age 40)$351 | Deductible$10,600 | OOP max$10,600 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties3 | Compare |
| Blue Pee Dee Bronze 1 | MetalBronze | TypeHMO | Premium (age 40)$352 | Deductible$7,900 | OOP max$9,500 | Primary care$48 | Specialist$96 | Generic Rx$29 | HSANo | Counties4 | Compare |
| Blue Cooper Bronze 2 | MetalBronze | TypeHMO | Premium (age 40)$357 | Deductible$10,600 | OOP max$10,600 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties5 | Compare |
| Blue Congaree Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$365 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties3 | Compare |
| Blue Congaree Bronze 1 | MetalBronze | TypeHMO | Premium (age 40)$367 | Deductible$7,900 | OOP max$9,500 | Primary care$48 | Specialist$96 | Generic Rx$29 | HSANo | Counties3 | Compare |
| Blue Cooper Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$371 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties5 | Compare |
| Blue Reedy Bronze 2 | MetalBronze | TypeHMO | Premium (age 40)$371 | Deductible$10,600 | OOP max$10,600 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties4 | Compare |
| Blue Cooper Bronze 1 | MetalBronze | TypeHMO | Premium (age 40)$374 | Deductible$7,900 | OOP max$9,500 | Primary care$48 | Specialist$96 | Generic Rx$29 | HSANo | Counties5 | Compare |
| Blue Direction Bronze 1 | MetalBronze | TypePOS | Premium (age 40)$377 | Deductible$7,300 | OOP max$10,600 | Primary care$50 | Specialist$70 | Generic Rx$30 | HSANo | Counties3 | Compare |
| Blue VirtuConnect Bronze 1 | MetalBronze | TypeEPO | Premium (age 40)$379 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties46 | Compare |
| Blue Direction Standard Expanded Bronze | MetalBronze | TypePOS | Premium (age 40)$382 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties3 | Compare |
| BlueEssentials Standard Expanded Bronze | MetalBronze | TypeEPO | Premium (age 40)$386 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties46 | Compare |
| BlueEssentials Bronze 4 | MetalBronze | TypeEPO | Premium (age 40)$386 | Deductible$7,200 | OOP max$10,000 | Primary care$43 | Specialist$65 | Generic Rx$29 | HSANo | Counties46 | Compare |
| Blue Reedy Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$386 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties4 | Compare |
| Blue Reedy Bronze 1 | MetalBronze | TypeHMO | Premium (age 40)$389 | Deductible$7,900 | OOP max$9,500 | Primary care$48 | Specialist$96 | Generic Rx$29 | HSANo | Counties4 | Compare |
| Blue Beaufort Bronze 2 | MetalBronze | TypeHMO | Premium (age 40)$400 | Deductible$10,600 | OOP max$10,600 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties1 | Compare |
| BlueExtend PPO Standard Expanded Bronze | MetalBronze | TypePPO | Premium (age 40)$415 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties46 | Compare |
| Blue Beaufort Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$416 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties1 | Compare |
| Blue Beaufort Bronze 1 | MetalBronze | TypeHMO | Premium (age 40)$419 | Deductible$7,900 | OOP max$9,500 | Primary care$48 | Specialist$96 | Generic Rx$29 | HSANo | Counties1 | Compare |
| BlueExtend PPO HD Bronze 2 | MetalBronze | TypePPO | Premium (age 40)$423 | Deductible$8,300 | OOP max$8,300 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties46 | Compare |
| BlueExtend PPO HD Bronze 1 | MetalBronze | TypePPO | Premium (age 40)$434 | Deductible$7,300 | OOP max$7,300 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties46 | Compare |
| BlueEssentials Bronze 6 | MetalBronze | TypeEPO | Premium (age 40)$454 | Deductible$0 | OOP max$10,600 | Primary care$50 | Specialist$99 | Generic Rx$30 | HSANo | Counties46 | Compare |
| Blue Pee Dee Silver 2 | MetalSilver | TypeHMO | Premium (age 40)$497 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties4 | Compare |
| Blue Pee Dee Silver 2 + Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$498 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties4 | Compare |
| Blue Pee Dee Silver 1 | MetalSilver | TypeHMO | Premium (age 40)$500 | Deductible$7,000 | OOP max$10,500 | Primary care$20 | Specialist$50 | Generic Rx$20 | HSANo | Counties4 | Compare |
| Blue Pee Dee Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$508 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties4 | Compare |
| Blue Congaree Silver 2 | MetalSilver | TypeHMO | Premium (age 40)$518 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties3 | Compare |
| Blue Congaree Silver 2 + Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$520 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties3 | Compare |
| Blue Congaree Silver 1 | MetalSilver | TypeHMO | Premium (age 40)$521 | Deductible$7,000 | OOP max$10,500 | Primary care$20 | Specialist$50 | Generic Rx$20 | HSANo | Counties3 | Compare |
| Blue Cooper Silver 2 | MetalSilver | TypeHMO | Premium (age 40)$528 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties5 | Compare |
| Blue Congaree Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$530 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties3 | Compare |
| Blue Cooper Silver 2 + Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$530 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties5 | Compare |
| Blue Cooper Silver 1 | MetalSilver | TypeHMO | Premium (age 40)$532 | Deductible$7,000 | OOP max$10,500 | Primary care$20 | Specialist$50 | Generic Rx$20 | HSANo | Counties5 | Compare |
| Blue Direction Silver 1 | MetalSilver | TypePOS | Premium (age 40)$537 | Deductible$6,500 | OOP max$10,600 | Primary care$25 | Specialist$60 | Generic Rx$7 | HSANo | Counties3 | Compare |
| Blue Direction Silver 1 + Adult Vision | MetalSilver | TypePOS | Premium (age 40)$538 | Deductible$6,500 | OOP max$10,600 | Primary care$25 | Specialist$60 | Generic Rx$7 | HSANo | Counties3 | Compare |
| Blue Cooper Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$540 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties5 | Compare |
| Blue Reedy Silver 2 | MetalSilver | TypeHMO | Premium (age 40)$550 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties4 | Compare |
| BlueEssentials Silver 14 | MetalSilver | TypeEPO | Premium (age 40)$550 | Deductible$7,400 | OOP max$9,700 | Primary care$25 | Specialist$50 | Generic Rx$20 | HSANo | Counties46 | Compare |
| Blue Reedy Silver 2 + Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$551 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties4 | Compare |
| BlueEssentials Silver 14 + Adult Vision | MetalSilver | TypeEPO | Premium (age 40)$552 | Deductible$7,400 | OOP max$9,700 | Primary care$25 | Specialist$50 | Generic Rx$20 | HSANo | Counties46 | Compare |
| Blue VirtuConnect Silver 1 | MetalSilver | TypeEPO | Premium (age 40)$553 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties46 | Compare |
| Blue Reedy Silver 1 | MetalSilver | TypeHMO | Premium (age 40)$553 | Deductible$7,000 | OOP max$10,500 | Primary care$20 | Specialist$50 | Generic Rx$20 | HSANo | Counties4 | Compare |
| Blue Direction Silver 2 | MetalSilver | TypePOS | Premium (age 40)$554 | Deductible$5,300 | OOP max$10,600 | Primary care$30 | Specialist$55 | Generic Rx$20 | HSANo | Counties3 | Compare |
| Blue Direction Standard Silver | MetalSilver | TypePOS | Premium (age 40)$557 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties3 | Compare |
| Blue Reedy Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$562 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties4 | Compare |
| BlueEssentials Silver 40 | MetalSilver | TypeEPO | Premium (age 40)$563 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties46 | Compare |
| BlueEssentials Standard Silver | MetalSilver | TypeEPO | Premium (age 40)$563 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties46 | Compare |
| Blue Beaufort Silver 2 | MetalSilver | TypeHMO | Premium (age 40)$592 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties1 | Compare |
| Blue Beaufort Silver 2 + Adult Vision | MetalSilver | TypeHMO | Premium (age 40)$594 | Deductible$7,900 | OOP max$8,800 | Primary care$20 | Specialist$50 | Generic Rx$25 | HSANo | Counties1 | Compare |
| Blue Beaufort Silver 1 | MetalSilver | TypeHMO | Premium (age 40)$596 | Deductible$7,000 | OOP max$10,500 | Primary care$20 | Specialist$50 | Generic Rx$20 | HSANo | Counties1 | Compare |
| Blue Beaufort Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$606 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties1 | Compare |
| BlueExtend PPO Standard Silver | MetalSilver | TypePPO | Premium (age 40)$607 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties46 | Compare |
| BlueExtend PPO HD Silver 2 | MetalSilver | TypePPO | Premium (age 40)$628 | Deductible$5,990 | OOP max$5,990 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties46 | Compare |
| BlueExtend PPO HD Silver 1 | MetalSilver | TypePPO | Premium (age 40)$642 | Deductible$5,300 | OOP max$5,300 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties46 | Compare |
| Blue Pee Dee Gold 1 | MetalGold | TypeHMO | Premium (age 40)$522 | Deductible$250 | OOP max$8,900 | Primary care$25 | Specialist$50 | Generic Rx$12 | HSANo | Counties4 | Compare |
| Blue Pee Dee Standard Gold | MetalGold | TypeHMO | Premium (age 40)$542 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties4 | Compare |
| Blue Congaree Gold 1 | MetalGold | TypeHMO | Premium (age 40)$544 | Deductible$250 | OOP max$8,900 | Primary care$25 | Specialist$50 | Generic Rx$12 | HSANo | Counties3 | Compare |
| Blue Cooper Gold 1 | MetalGold | TypeHMO | Premium (age 40)$555 | Deductible$250 | OOP max$8,900 | Primary care$25 | Specialist$50 | Generic Rx$12 | HSANo | Counties5 | Compare |
| Blue Congaree Standard Gold | MetalGold | TypeHMO | Premium (age 40)$565 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties3 | Compare |
| BlueEssentials Gold 5 | MetalGold | TypeEPO | Premium (age 40)$571 | Deductible$250 | OOP max$9,200 | Primary care$20 | Specialist$40 | Generic Rx$10 | HSANo | Counties46 | Compare |
| Blue Cooper Standard Gold | MetalGold | TypeHMO | Premium (age 40)$576 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties5 | Compare |
| Blue Reedy Gold 1 | MetalGold | TypeHMO | Premium (age 40)$577 | Deductible$250 | OOP max$8,900 | Primary care$25 | Specialist$50 | Generic Rx$12 | HSANo | Counties4 | Compare |
| Blue VirtuConnect Gold 1 | MetalGold | TypeEPO | Premium (age 40)$590 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties46 | Compare |
| Blue Direction Standard Gold | MetalGold | TypePOS | Premium (age 40)$594 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties3 | Compare |
| BlueEssentials Gold 1 | MetalGold | TypeEPO | Premium (age 40)$599 | Deductible$2,700 | OOP max$5,400 | Primary care$20 | Specialist$50 | Generic Rx$12 | HSANo | Counties46 | Compare |
| Blue Reedy Standard Gold | MetalGold | TypeHMO | Premium (age 40)$600 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties4 | Compare |
| BlueEssentials Standard Gold | MetalGold | TypeEPO | Premium (age 40)$601 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties46 | Compare |
| Blue Beaufort Gold 1 | MetalGold | TypeHMO | Premium (age 40)$622 | Deductible$250 | OOP max$8,900 | Primary care$25 | Specialist$50 | Generic Rx$12 | HSANo | Counties1 | Compare |
| BlueExtend PPO HD Gold 2 | MetalGold | TypePPO | Premium (age 40)$630 | Deductible$4,150 | OOP max$4,150 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties46 | Compare |
| Blue Beaufort Standard Gold | MetalGold | TypeHMO | Premium (age 40)$646 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties1 | Compare |
| BlueExtend PPO Standard Gold | MetalGold | TypePPO | Premium (age 40)$648 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties46 | Compare |
| BlueExtend PPO HD Gold 1 | MetalGold | TypePPO | Premium (age 40)$648 | Deductible$3,400 | OOP max$3,400 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSANo | Counties46 | Compare |
Which other insurers sell Marketplace plans in South Carolina?
Sources
- BlueCross BlueShield of SC 2027 filing notice, via ACASignups, August 2026
- BlueChoice SC, new regional plans January 2025, 2025
- BlueCross BlueShield of SC, individual and family plans, accessed October 8, 2026
- CMS Marketplace Quality Rating System, PY2026, October 2025
- CMS QHP Landscape PY2026 (county counts, our tally), October 2025
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← South Carolina Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.