South Carolina · Insurer
Oscar Marketplace Plans in South Carolina
Oscar is new to South Carolina for 2027, selling 14 HMO plans in six counties: Charleston, Colleton, Florence, Horry, Marion and York.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Oscar different from other South Carolina insurers?
Gold Simple with Early Retirement Benefits is built for people who retire before Medicare. Oscar says its RetireEase plans set prices for common care and include $0 generic drugs.
Simple Diabetes plans come in bronze and silver. The silver version lists $0 primary care visits and $0 generic drugs.
Bronze Elite + PCP Saver Plus has no medical deductible and a $50 primary care copay. The ER costs $2,500 per visit.
Several plans also come with adult dental and vision included.
Is Oscar a good Marketplace option in South Carolina?
Oscar is a good fit if you live in Charleston, Colleton, Florence, Horry, Marion or York County. As a first-year insurer here, it has no CMS quality rating and no South Carolina history.
Who should consider Oscar?
- You live in Charleston, Colleton, Florence, Horry, Marion or York County
- You retired before 65 and want a plan designed for the years before Medicare
- You manage diabetes and want a plan built around it
Who should look elsewhere?
- As a first-year insurer here, it has no CMS quality rating and no South Carolina history.
- Its cheapest silver plan costs more than most other insurers' in four of its six counties, before tax credits.
- Oscar hasn't named its South Carolina hospitals in its announcement. Check its directory before you enroll.
Which Oscar plans should you look at first?
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Oscar plans cost in South Carolina?
Oscar sells 14 plans in South Carolina for 2027, starting at $570 a month at age 40 before tax credits.
Which Oscar plans are sold in South Carolina for 2027?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bronze Simple | MetalBronze | TypeHMO | Premium (age 40)$570 | Deductible$9,150 | OOP max$12,000 | Primary care10% after deductible | Specialist10% after deductible | Generic Rx$4 | HSANo | Counties6 | Compare |
| Bronze Classic Standard | MetalBronze | TypeHMO | Premium (age 40)$591 | Deductible$7,500 | OOP max$12,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties6 | Compare |
| Bronze Simple Diabetes | MetalBronze | TypeHMO | Premium (age 40)$594 | Deductible$5,500 | OOP max$12,000 | Primary care$50 | Specialist$150 | Generic Rx$4 | HSANo | Counties6 | Compare |
| Bronze Simple Diabetes with Adult Dental & Vision | MetalBronze | TypeHMO | Premium (age 40)$609 | Deductible$5,500 | OOP max$12,000 | Primary care$50 | Specialist$150 | Generic Rx$4 | HSANo | Counties6 | Compare |
| Bronze Elite + PCP Saver Plus | MetalBronze | TypeHMO | Premium (age 40)$615 | Deductible$0 | OOP max$12,000 | Primary care$50 | Specialist$125 | Generic Rx$4 | HSANo | Counties6 | Compare |
| Bronze Elite + PCP Saver Plus with Adult Dental & Vision | MetalBronze | TypeHMO | Premium (age 40)$631 | Deductible$0 | OOP max$12,000 | Primary care$50 | Specialist$125 | Generic Rx$4 | HSANo | Counties6 | Compare |
| Silver Core Plan | MetalSilver | TypeHMO | Premium (age 40)$699 | Deductible$9,000 | OOP max$10,300 | Primary care$50 | Specialist$90 | Generic Rx$4 | HSANo | Counties6 | Compare |
| Silver Simple Diabetes | MetalSilver | TypeHMO | Premium (age 40)$701 | Deductible$6,500 | OOP max$10,600 | Primary care$0 | Specialist$40 | Generic Rx$0 | HSANo | Counties6 | Compare |
| Silver Simple PCP Saver | MetalSilver | TypeHMO | Premium (age 40)$703 | Deductible$5,750 | OOP max$10,000 | Primary care$20 | Specialist$80 | Generic Rx$4 | HSANo | Counties6 | Compare |
| Silver Classic Standard | MetalSilver | TypeHMO | Premium (age 40)$706 | Deductible$6,400 | OOP max$10,300 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties6 | Compare |
| Silver Simple Diabetes with Adult Dental & Vision | MetalSilver | TypeHMO | Premium (age 40)$717 | Deductible$6,500 | OOP max$10,600 | Primary care$0 | Specialist$40 | Generic Rx$0 | HSANo | Counties6 | Compare |
| Gold Classic Standard | MetalGold | TypeHMO | Premium (age 40)$763 | Deductible$2,500 | OOP max$8,600 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties6 | Compare |
| Gold Simple with Early Retirement Benefits | MetalGold | TypeHMO | Premium (age 40)$763 | Deductible$3,000 | OOP max$8,500 | Primary care$0 | Specialist$75 | Generic Rx$0 | HSANo | Counties6 | Compare |
| Gold Simple with Early Retirement Benefits with Adult Dental & Vision | MetalGold | TypeHMO | Premium (age 40)$779 | Deductible$3,000 | OOP max$8,500 | Primary care$0 | Specialist$75 | Generic Rx$0 | HSANo | Counties6 | Compare |
What else should you know about Oscar in South Carolina?
Oscar sells Marketplace plans in 21 states for 2027, and South Carolina is its newest. HelloMeno, its menopause program, is also offered here.
Which other insurers sell Marketplace plans in South Carolina?
Sources
- Oscar Health, new consumer health products and 2027 expansion (Business Wire), October 20, 2026
- Healthcare Dive, insurers' new ACA counties for 2027, October 21, 2026
- CMS QHP Landscape PY2027 Individual Medical, accessed November 2, 2026
- CMS Marketplace Quality Rating System, PY2026, October 2025
- CMS QHP Landscape and Benefits and Cost Sharing Public Use Files, plan year 2027, checked November 2, 2026
← South Carolina Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.