Arkansas · Insurer
Octave Marketplace Plans in Arkansas
Octave is the newest Arkansas Blue Cross family company, selling individual POS plans since 2024. It had about 40,500 members at its 2026 filing.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Octave different from other Arkansas insurers?
At age 21, Octave listed the lowest bronze ($350), silver ($589) and gold ($506) premiums of any Arkansas insurer in 2026.
Octave filed a 3.1% average increase for 2027, the lowest of the four insurers. Its 2026 increase was 20.6%.
Octave Gold Classic National charged $0 for primary care visits in 2026, with a $6,000 out-of-pocket maximum.
Six plans in 2026: two bronze, two silver and two gold, all point-of-service, in all 75 counties.
Is Octave a good Marketplace option in Arkansas?
Octave is a good fit for this shopper: price is your top concern and you use Blue Cross-network doctors. CMS hasn't rated Octave yet because it's new.
Who should consider Octave?
- Price is your top concern and you use Blue Cross-network doctors
- You want a gold plan with $0 primary care copays
- You don't need platinum or an HSA plan
Who should look elsewhere?
- CMS hasn't rated Octave yet because it's new.
- CHI St. Vincent's hospitals and clinics left its network on September 1, 2026.
- Octave isn't the same company as Arkansas Blue Cross or Health Advantage. Networks and rules can differ, so check yours.
Which Octave plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Octave plans cost in Arkansas?
Octave sold 6 plans in Arkansas for 2026, starting at $447 a month at age 40 before tax credits. Its average proposed change for 2027 is +3.1%.
Which Octave plans were sold in Arkansas in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Octave Bronze Exp Standardized | MetalBronze | TypePOS | Premium (age 40)$447 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties75 | Compare |
| Octave Bronze Value | MetalBronze | TypePOS | Premium (age 40)$510 | Deductible$6,900 | OOP max$9,800 | Primary care$65 | Specialist$130 | Generic Rx$30 | HSANo | Counties75 | Compare |
| Octave Silver Standardized | MetalSilver | TypePOS | Premium (age 40)$753 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties75 | Compare |
| Octave Silver AH | MetalSilver | TypePOS | Premium (age 40)$775 | Deductible$6,250 | OOP max$6,450 | Primary care$30 after deductible | Specialist$45 after deductible | Generic Rx$100 | HSANo | Counties75 | Compare |
| Octave Gold Classic National | MetalGold | TypePOS | Premium (age 40)$647 | Deductible$5,900 | OOP max$6,000 | Primary care$0 | Specialist$70 | Generic Rx$20 | HSANo | Counties75 | Compare |
| Octave Gold Standardized | MetalGold | TypePOS | Premium (age 40)$699 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties75 | Compare |
Which other insurers sell Marketplace plans in Arkansas?
Sources
- Octave 2027 actuarial memorandum, July 13, 2026
- Octave 2026 rate justification, September 23, 2025
- CMS Rate Review, Arkansas 2027 individual filings, July 13, 2026
- Arkansas Democrat-Gazette, proposed 2027 marketplace rates, August 19, 2026
- Arkansas Blue Cross, CHI St. Vincent and CommonSpirit opt out of networks, September 1, 2026
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Arkansas Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.