Arkansas · Insurer
Arkansas Blue Cross Marketplace Plans in Arkansas
Arkansas Blue Cross sells seven PPO plans in every county and has the state's largest individual book. Its 2027 filing covered about 107,700 people.
- Medical care 2 of 5; plan administration 4 of 5..
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Arkansas Blue Cross different from other Arkansas insurers?
Catastrophic HSA listed $278 a month at age 21 in 2026. It covers three primary care visits before the $10,600 deductible.
Gold Value had a $0 deductible in 2026, with the first three primary care or therapy visits free, then $40 copays.
Its plans pay some out-of-network care inside Arkansas at higher cost sharing. Out-of-state care is limited to urgent, emergency or approved services.
USAble Mutual filed a 7.05% average increase for 2027, after a 16.85% increase for 2026.
Is Arkansas Blue Cross a good Marketplace option in Arkansas?
Arkansas Blue Cross is a good fit if you want a PPO with some out-of-network coverage in Arkansas. Its 2026 ACA plans don't include BlueCard, so routine care outside Arkansas generally isn't covered.
Who should consider Arkansas Blue Cross?
- You want a PPO with some out-of-network coverage in Arkansas
- You want a low-premium catastrophic plan and qualify for one
- You like free early primary care visits
Who should look elsewhere?
- Its 2026 ACA plans don't include BlueCard, so routine care outside Arkansas generally isn't covered.
- CHI St. Vincent hospitals and clinics left its network on September 1, 2026.
- CMS rated medical care 2 of 5 in 2026, despite a 5 for member experience.
Which Arkansas Blue Cross plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Arkansas Blue Cross plans cost in Arkansas?
Arkansas Blue Cross sold 7 plans in Arkansas for 2026, starting at $452 a month at age 40 before tax credits. Its average proposed change for 2027 is +7.05%.
Which Arkansas Blue Cross plans were sold in Arkansas in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Bronze Exp Standardized | MetalBronze | TypePPO | Premium (age 40)$452 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties75 | Compare |
| Bronze Value | MetalBronze | TypePPO | Premium (age 40)$520 | Deductible$6,900 | OOP max$9,800 | Primary care$65 | Specialist$130 | Generic Rx$30 | HSANo | Counties75 | Compare |
| Silver Standardized | MetalSilver | TypePPO | Premium (age 40)$774 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties75 | Compare |
| Silver AH | MetalSilver | TypePPO | Premium (age 40)$804 | Deductible$6,350 | OOP max$6,550 | Primary care$30 after deductible | Specialist$45 after deductible | Generic Rx$100 | HSANo | Counties75 | Compare |
| Gold Value | MetalGold | TypePPO | Premium (age 40)$666 | Deductible$0 | OOP max$6,300 | Primary care$40 | Specialist$80 | Generic Rx$30 | HSANo | Counties75 | Compare |
| Gold Standardized | MetalGold | TypePPO | Premium (age 40)$718 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties75 | Compare |
| Catastrophic HSA | MetalCatastrophic | TypePPO | Premium (age 40)$356 | Deductible$10,600 | OOP max$10,600 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSAYes | Counties75 | Compare |
Which other insurers sell Marketplace plans in Arkansas?
Sources
- Arkansas Blue Cross, 2026 ACA plans brochure, October 2025
- Arkansas Blue Cross 2027 rate justification, July 13, 2026
- Arkansas Blue Cross 2027 actuarial memorandum, July 13, 2026
- Arkansas Blue Cross, CHI St. Vincent and CommonSpirit opt out of networks, September 1, 2026
- CMS Marketplace Quality Rating System, PY2026, October 1, 2025
- CMS Marketplace Quality Rating System, PY2025, October 1, 2024
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Arkansas Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.