Arkansas · Insurer
Health Advantage Marketplace Plans in Arkansas
Health Advantage is the Arkansas Blue Cross family's HMO company, selling eight POS plans in all 75 counties. About 28,500 people were enrolled at its 2026 filing.
- Member experience not rated in 2025 or 2026. Medical care and plan administration both 2 of 5..
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Health Advantage different from other Arkansas insurers?
HA Platinum Standardized had a $0 deductible and $10 primary care copay in 2026. HA Platinum Premier National capped yearly costs at $2,050.
Its plans are point-of-service. Arkansas Blue Cross sells separate PPO plans, and Octave sells another POS line.
HA Gold Premier National listed $525 a month at age 21 in 2026, below both HA silver plans at $615 and $631.
Health Advantage filed a 10.5% average increase for 2027, after a 12.3% increase for 2026.
Is Health Advantage a good Marketplace option in Arkansas?
Health Advantage is a good fit if you want a platinum plan with low out-of-pocket costs. CMS rated it 2 of 5 stars in 2025 and 2026, the lowest among rated Arkansas insurers.
Who should consider Health Advantage?
- You want a platinum plan with low out-of-pocket costs
- You use doctors in the Arkansas Blue Cross network
- You plan to use a lot of care and prefer predictable copays
Who should look elsewhere?
- CMS rated it 2 of 5 stars in 2025 and 2026, the lowest among rated Arkansas insurers.
- CHI St. Vincent's hospitals in Little Rock, Sherwood, Morrilton and Hot Springs left its network on September 1, 2026.
- Health Advantage, Octave and Arkansas Blue Cross are separate issuers with different prices. Compare all three.
Which Health Advantage plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Health Advantage plans cost in Arkansas?
Health Advantage sold 8 plans in Arkansas for 2026, starting at $463 a month at age 40 before tax credits. Its average proposed change for 2027 is +10.5%.
Which Health Advantage plans were sold in Arkansas in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| HA Bronze Exp Standardized | MetalBronze | TypePOS | Premium (age 40)$463 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties75 | Compare |
| HA Bronze National | MetalBronze | TypePOS | Premium (age 40)$476 | Deductible$9,975 | OOP max$9,975 | Primary care$50 | Specialist$100 | Generic Rx$30 | HSANo | Counties75 | Compare |
| HA Silver Standardized | MetalSilver | TypePOS | Premium (age 40)$785 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties75 | Compare |
| HA Silver AH | MetalSilver | TypePOS | Premium (age 40)$807 | Deductible$6,300 | OOP max$6,500 | Primary care$30 after deductible | Specialist$45 after deductible | Generic Rx$100 | HSANo | Counties75 | Compare |
| HA Gold Premier National | MetalGold | TypePOS | Premium (age 40)$671 | Deductible$3,900 | OOP max$5,800 | Primary care$25 | Specialist$80 | Generic Rx$20 | HSANo | Counties75 | Compare |
| HA Gold Standardized | MetalGold | TypePOS | Premium (age 40)$730 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties75 | Compare |
| HA Platinum Premier National | MetalPlatinum | TypePOS | Premium (age 40)$833 | Deductible$1,475 | OOP max$2,050 | Primary care$20 | Specialist$75 | Generic Rx$25 | HSANo | Counties75 | Compare |
| HA Platinum Standardized | MetalPlatinum | TypePOS | Premium (age 40)$913 | Deductible$0 | OOP max$5,200 | Primary care$10 | Specialist$20 | Generic Rx$5 | HSANo | Counties75 | Compare |
Which other insurers sell Marketplace plans in Arkansas?
Sources
- Health Advantage, individual and family plans, 2026
- Health Advantage 2027 actuarial memorandum, July 13, 2026
- Health Advantage 2026 rate justification, September 23, 2025
- Arkansas Blue Cross, CHI St. Vincent and CommonSpirit opt out of networks, September 1, 2026
- CMS Marketplace Quality Rating System, PY2026, October 1, 2025
- CMS Marketplace Quality Rating System, PY2025, October 1, 2024
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Arkansas Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.