Arizona · Insurer
Ambetter Marketplace Plans in Arizona
Ambetter from Arizona Complete Health sold 16 HMO plans in nine counties in 2026, and its filing covers more than 43,000 members. It proposed a 24.6% average increase and holds a stable 4-star CMS rating with 5-star member experience.
- Medical care scored 3 of 5.
- Proposed changes are as filed. Final 2027 rates are published when open enrollment starts.
Compare plans for my ZIP codeFree. See your price after tax credits.
What makes Ambetter different from other Arizona insurers?
Ambetter sold in Cochise, Coconino, Gila, Graham, Greenlee, Maricopa, Pima, Pinal and Santa Cruz in 2026, wider than Oscar or Antidote.
CMS scored Ambetter 4 overall and 5 for member experience in both 2025 and 2026, the best published AZ Marketplace pair among researched carriers.
Half of the 2026 plans include adult dental and vision versions, plus a Choice Bronze HSA for shoppers who want a savings account.
Members can earn up to $500 in 2026 toward premiums, copays or deductibles, plus Ambetter Perks discounts on wellness items.
Is Ambetter a good Marketplace option in Arizona?
Ambetter is a good fit if you want the highest CMS member-experience score among Arizona Marketplace plans researched here. All plans are HMOs. Confirm hospitals in the Premier directory; Centene's 2026 release did not name systems.
Who should consider Ambetter?
- You want the highest CMS member-experience score among Arizona Marketplace plans researched here
- You live in one of the nine counties Ambetter served in 2026
- You want adult dental and vision inside the medical plan
Who should look elsewhere?
- All plans are HMOs. Confirm hospitals in the Premier directory; Centene's 2026 release did not name systems.
- Do not confuse Marketplace Ambetter with off-exchange Ambetter Health Solutions, which uses a different filing.
- Apache, Navajo, Mohave, Yuma, Yavapai and La Paz had no Ambetter Marketplace plans in 2026.
Which Ambetter plans should you look at first?
2027 plan-by-plan prices and copays appear here once HealthCare.gov publishes them on November 1.
See my price after tax creditsCompare every insurer in your county and check your doctors.
How much do Ambetter plans cost in Arizona?
Ambetter sold 16 plans in Arizona for 2026, starting at $469 a month at age 40 before tax credits. Its average proposed change for 2027 is +24.55%.
Which Ambetter plans were sold in Arizona in 2026?
| Plan | Metal | Type | Premium (age 40) | Deductible | OOP max | Primary care | Specialist | Generic Rx | HSA | Counties | Compare |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Everyday Bronze | MetalBronze | TypeHMO | Premium (age 40)$469 | Deductible$8,450 | OOP max$10,150 | Primary care$40 | Specialist$90 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Standard Expanded Bronze | MetalBronze | TypeHMO | Premium (age 40)$471 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties9 | Compare |
| Everyday Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$481 | Deductible$8,450 | OOP max$10,150 | Primary care$40 | Specialist$90 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Standard Expanded Bronze + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$483 | Deductible$7,500 | OOP max$10,000 | Primary care$50 | Specialist$100 | Generic Rx$25 | HSANo | Counties9 | Compare |
| Choice Bronze HSA | MetalBronze | TypeHMO | Premium (age 40)$509 | Deductible$7,250 | OOP max$7,250 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSAYes | Counties9 | Compare |
| Choice Bronze HSA + Vision + Adult Dental | MetalBronze | TypeHMO | Premium (age 40)$523 | Deductible$7,250 | OOP max$7,250 | Primary care$0 after deductible | Specialist$0 after deductible | Generic Rx$0 after deductible | HSAYes | Counties9 | Compare |
| Standard Silver | MetalSilver | TypeHMO | Premium (age 40)$570 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties9 | Compare |
| Complete Silver | MetalSilver | TypeHMO | Premium (age 40)$576 | Deductible$5,950 | OOP max$8,850 | Primary care$30 | Specialist$60 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Standard Silver + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$585 | Deductible$6,000 | OOP max$8,900 | Primary care$40 | Specialist$80 | Generic Rx$20 | HSANo | Counties9 | Compare |
| Complete Silver + Vision + Adult Dental | MetalSilver | TypeHMO | Premium (age 40)$591 | Deductible$5,950 | OOP max$8,850 | Primary care$30 | Specialist$60 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Standard Gold | MetalGold | TypeHMO | Premium (age 40)$623 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties9 | Compare |
| Standard Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$640 | Deductible$2,000 | OOP max$8,200 | Primary care$30 | Specialist$60 | Generic Rx$15 | HSANo | Counties9 | Compare |
| Complete Gold | MetalGold | TypeHMO | Premium (age 40)$650 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Complete Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$667 | Deductible$1,450 | OOP max$7,500 | Primary care$15 | Specialist$35 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Elite Gold | MetalGold | TypeHMO | Premium (age 40)$702 | Deductible$0 | OOP max$6,500 | Primary care$5 | Specialist$60 | Generic Rx$3 | HSANo | Counties9 | Compare |
| Elite Gold + Vision + Adult Dental | MetalGold | TypeHMO | Premium (age 40)$720 | Deductible$0 | OOP max$6,500 | Primary care$5 | Specialist$60 | Generic Rx$3 | HSANo | Counties9 | Compare |
Which other insurers sell Marketplace plans in Arizona?
Sources
- CMS Rate Review, Health Net of Arizona 2027 individual filing, July 15, 2026
- Health Net of Arizona, 2027 Part II justification, July 2026
- Centene, Ambetter from Arizona Complete Health in 2026, November 6, 2025
- CMS Marketplace Quality Rating System, PY2026, October 2025
- CMS Marketplace Quality Rating System, PY2025, October 2024
- CMS State-based Exchange Public Use Files, plan year 2026, checked October 4, 2026
← Arizona Marketplace guide and all insurers
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is not HealthCare.gov or a government agency. Premiums shown are before tax credits, for one person age 40, and most people who qualify for tax credits pay less. Your price depends on your county, age, household and income. Plan details can change; the insurer's plan documents are final.