UHC River Valley Small Group Plans in Tennessee 2027

Tennessee · Small group carrier · 2027

UnitedHealthcare of the River Valley Small Group Health Insurance in Tennessee: 2027 Plans and Rates

Updated October 8, 2026

UnitedHealthcare of the River Valley filed 72 small-group plan designs for 2027 in Tennessee: 5 Bronze, 26 Silver, 32 Gold, 9 Platinum.

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72plan designs
EPO, POSplan types
8 of 8rating areas
+16.9%approved 2027 change

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UnitedHealthcare of the River Valley 2027 small group plans and monthly rates

Monthly premium for one employee age 40, rates effective January 1, 2027, before the employer contribution.
PlanMetalType2027Age 40, Area 4: Cheatham and 8 moreAge 40, all regions
FCBOMetalBronzeTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$598Age 40, all regions$507–$598
FCBMMetalBronzeTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$604Age 40, all regions$512–$604
FCBHMetalBronzeTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$622Age 40, all regions$528–$622
FCABMetalBronzeTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$623Age 40, all regions$528–$623
FCA-3MetalBronzeTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$631Age 40, all regions$535–$631
FCBPMetalSilverTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$617Age 40, all regions$524–$617
FCA-8MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$641Age 40, all regions$544–$641
FCBSMetalSilverTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$652Age 40, all regions$553–$652
FB-96MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$658Age 40, all regions$558–$658
FCBRMetalSilverTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$668Age 40, all regions$567–$668
FCB-7MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$672Age 40, all regions$570–$672
FB-97MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$673Age 40, all regions$571–$673
FCB-6MetalSilverTypeEPO2027RenewingAge 40, Area 4: Cheatham and 8 more$675Age 40, all regions$573–$675
FCBGMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$676Age 40, all regions$574–$676
FB-99MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$680Age 40, all regions$577–$680
FCB-9MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$686Age 40, all regions$582–$686
FCCBMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$687Age 40, all regions$583–$687
FCBEMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$691Age 40, all regions$586–$691
FCASMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$691Age 40, all regions$587–$691
FCB-5MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$693Age 40, all regions$588–$693
FCBFMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$693Age 40, all regions$588–$693
FCA-5MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$695Age 40, all regions$590–$695
FCBNMetalSilverTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$696Age 40, all regions$591–$696
FCB-8MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$698Age 40, all regions$592–$698
FB-98MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$699Age 40, all regions$593–$699
FCBIMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$705Age 40, all regions$599–$705
FCBDMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$707Age 40, all regions$600–$707
FCA-4MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$713Age 40, all regions$605–$713
FCAAMetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$722Age 40, all regions$612–$722
FCA-2MetalSilverTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$734Age 40, all regions$623–$734
FCBLMetalSilverTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$760Age 40, all regions$645–$760
FCA-7MetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$707Age 40, all regions$600–$707
FCB-4MetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$753Age 40, all regions$639–$753
FCADMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$758Age 40, all regions$643–$758
FCCCMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$760Age 40, all regions$645–$760
FCARMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$764Age 40, all regions$649–$764
FCAGMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$765Age 40, all regions$649–$765
FCB-3MetalGoldTypeEPO2027RenewingAge 40, Area 4: Cheatham and 8 more$769Age 40, all regions$652–$769
FCCAMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$770Age 40, all regions$654–$770
FCAPMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$771Age 40, all regions$655–$771
FCAXMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$773Age 40, all regions$656–$773
FCA-6MetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$774Age 40, all regions$657–$774
FCANMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$775Age 40, all regions$657–$775
FCAQMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$775Age 40, all regions$658–$775
FCAFMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$778Age 40, all regions$660–$778
FCAOMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$780Age 40, all regions$662–$780
FCAMMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$782Age 40, all regions$664–$782
FCALMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$788Age 40, all regions$669–$788
FCA-9MetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$789Age 40, all regions$669–$789
FCAEMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$790Age 40, all regions$670–$790
FCAKMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$792Age 40, all regions$672–$792
FCAWMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$795Age 40, all regions$675–$795
FCB-2MetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$796Age 40, all regions$675–$796
FCACMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$796Age 40, all regions$676–$796
FCBAMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$803Age 40, all regions$681–$803
FCAVMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$810Age 40, all regions$687–$810
FCAZMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$814Age 40, all regions$690–$814
FCBBMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$828Age 40, all regions$703–$828
FCCFMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$834Age 40, all regions$708–$834
FCBKMetalGoldTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$844Age 40, all regions$716–$844
FCCEMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$847Age 40, all regions$719–$847
FCBCMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$848Age 40, all regions$720–$848
FCCDMetalGoldTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$864Age 40, all regions$734–$864
FCBTMetalPlatinumTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$829Age 40, all regions$704–$829
FCAJMetalPlatinumTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$871Age 40, all regions$739–$871
FCAUMetalPlatinumTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$876Age 40, all regions$744–$876
FCAIMetalPlatinumTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$877Age 40, all regions$744–$877
FCBQMetalPlatinumTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$884Age 40, all regions$750–$884
FCATMetalPlatinumTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$888Age 40, all regions$754–$888
FCAHMetalPlatinumTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$896Age 40, all regions$760–$896
FCAYMetalPlatinumTypePOS2027RenewingAge 40, Area 4: Cheatham and 8 more$897Age 40, all regions$761–$897
FCBJMetalPlatinumTypePOS2027NewAge 40, Area 4: Cheatham and 8 more$929Age 40, all regions$789–$929

Rate filing details

ItemDetail
SERFF filingDetailUHLC-134921153
Filing statusDetailClosed - ACA - Approved
Rate decisionDetailApproved by the Tennessee Department of Commerce and Insurance
Plans ending for 2027Detail28

Other small group health insurance carriers in Tennessee

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Where these numbers come from

  • Rates: each carrier's 2027 small-group Rates Table Template, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
  • Approved rate changes: Tennessee Department of Commerce and Insurance rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
  • UnitedHealthcare Ins Co of River Valley: SERFF UHLC-134921153; actuarial memo; rate justification

Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.

Thrive Benefits Group is a licensed broker, not UnitedHealthcare of the River Valley or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.