Virginia · Small group carrier · 2027
UnitedHealthcare (Optimum Choice, HMO) Small Group Health Insurance in Virginia: 2027 Plans and Rates
UnitedHealthcare (Optimum Choice, HMO) filed 24 small-group plan designs for 2027 in Virginia: 1 Bronze, 5 Silver, 13 Gold, 5 Platinum.
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24plan designs
HMOplan types
12 of 12rating areas
+15.5%approved 2027 change
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UnitedHealthcare (Optimum Choice, HMO) 2027 small group plans and monthly rates
| Plan | Metal | Type | 2027 | Age 40, Area 10: Alexandria city and 14 more | Age 40, all regions |
|---|---|---|---|---|---|
| UHC OCI HSA Bronze 8000 Ded | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$569 | Age 40, all regions$559–$656 |
| UHC OCI Silver 5000-1 Ded Rx 500 Ded | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$606 | Age 40, all regions$595–$699 |
| UHC OCI HSA Silver 4500-1 Ded | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$632 | Age 40, all regions$621–$729 |
| UHC OCI HSA Silver 4200 Ded | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$638 | Age 40, all regions$627–$736 |
| UHC OCI HSA Silver 3000 Ded | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$643 | Age 40, all regions$632–$742 |
| UHC OCI HSA Silver 3600 Ded | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$649 | Age 40, all regions$638–$749 |
| UHC OCI Gold 3500-1 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$675 | Age 40, all regions$663–$778 |
| UHC OCI Gold 2500-3 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$681 | Age 40, all regions$669–$785 |
| UHC OCI Gold 2000-1 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$684 | Age 40, all regions$673–$790 |
| UHC OCI Gold 1500-4 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$686 | Age 40, all regions$675–$792 |
| UHC OCI Gold 850-1 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$690 | Age 40, all regions$679–$796 |
| UHC OCI Gold 1500-1 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$694 | Age 40, all regions$682–$801 |
| UHC OCI Gold 1500-2 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$696 | Age 40, all regions$684–$803 |
| UHC OCI Gold 3000-1 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$696 | Age 40, all regions$684–$803 |
| UHC OCI HSA Gold 2500-4 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$706 | Age 40, all regions$694–$814 |
| UHC OCI HSA Gold 1900 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$710 | Age 40, all regions$698–$819 |
| UHC OCI HSA Gold 2000 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$713 | Age 40, all regions$701–$823 |
| UHC OCI HSA Gold 2500-3 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$714 | Age 40, all regions$702–$824 |
| UHC OCI Gold 250-1 Ded Rx 250 Ded | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$725 | Age 40, all regions$712–$836 |
| UHC OCI Platinum 750-3 Ded | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$735 | Age 40, all regions$723–$848 |
| UHC OCI Platinum 1000 Ded | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$744 | Age 40, all regions$732–$859 |
| UHC OCI Platinum 500-2 Ded | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$762 | Age 40, all regions$749–$880 |
| UHC OCI Platinum 0-3 Ded | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$778 | Age 40, all regions$764–$897 |
| UHC OCI Platinum 0-2 Ded | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 10: Alexandria city and 14 more$790 | Age 40, all regions$776–$911 |
Rate filing details
| Item | Detail |
|---|---|
| SERFF filing | DetailUHLC-134956725;UHLC-134890151 |
| Filing status | DetailClosed - Approved |
| Rate decision | DetailApproved by the Virginia Bureau of Insurance |
| Plans ending for 2027 | Detail11 |
Other small group health insurance carriers in Virginia
- Sentara Health Plans (HMO/POS)
- UnitedHealthcare of the River Valley
- Kaiser Permanente
- CareFirst BlueChoice (HMO/POS)
- Anthem HealthKeepers (POS)
- UnitedHealthcare Insurance Company
- Anthem Health Plans of Virginia (PPO)
- UnitedHealthcare of the Mid-Atlantic (HMO)
- Sentara Health Insurance Company (PPO)
- CareFirst GHMSI (PPO)
Compare all Virginia small group health plans
Where these numbers come from
- Rates: each carrier's 2027 small-group rate sheets, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
- Approved rate changes: Virginia Bureau of Insurance rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
- Optimum Choice, Inc.: SERFF UHLC-134956725;UHLC-134890151; actuarial memo; rate justification
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is a licensed broker, not UnitedHealthcare (Optimum Choice, HMO) or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.