Maryland · Small group carrier · 2027
UnitedHealthcare (Optimum Choice, HMO) Small Group Health Insurance in Maryland: 2027 Plans and Rates
UnitedHealthcare (Optimum Choice, HMO) filed 25 small-group plan designs for 2027 in Maryland: 2 Bronze, 6 Silver, 12 Gold, 5 Platinum.
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25plan designs
HMO, POSplan types
4 of 4rating areas
+8.2%approved 2027 change
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UnitedHealthcare (Optimum Choice, HMO) 2027 small group plans and monthly rates
| Plan | Metal | Type | 2027 | Age 40, Area 1: Anne Arundel and 4 more | Age 40, all regions |
|---|---|---|---|---|---|
| FCWG | MetalBronze | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$484 | Age 40, all regions$478–$486 |
| FCZS | MetalBronze | TypeHMO | 2027New | Age 40, Area 1: Anne Arundel and 4 more$490 | Age 40, all regions$484–$492 |
| FCYB | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$517 | Age 40, all regions$512–$520 |
| FCYE | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$542 | Age 40, all regions$536–$545 |
| FCX-7 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$543 | Age 40, all regions$537–$545 |
| FCYG | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$545 | Age 40, all regions$539–$548 |
| FCX-9 | MetalSilver | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$546 | Age 40, all regions$540–$548 |
| FCYK | MetalSilver | TypePOS | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$557 | Age 40, all regions$551–$560 |
| FCY-6 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$576 | Age 40, all regions$569–$579 |
| FCZC | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$586 | Age 40, all regions$580–$589 |
| FCZL | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$588 | Age 40, all regions$582–$591 |
| FCYZ | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$591 | Age 40, all regions$584–$594 |
| FCZG | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$594 | Age 40, all regions$587–$597 |
| FCY-4 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$599 | Age 40, all regions$592–$602 |
| FCZA | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$601 | Age 40, all regions$595–$604 |
| FCY-8 | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$601 | Age 40, all regions$595–$604 |
| FCZJ | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$603 | Age 40, all regions$597–$606 |
| FCWH | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$603 | Age 40, all regions$597–$606 |
| FCWC | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$606 | Age 40, all regions$599–$609 |
| FCZE | MetalGold | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$617 | Age 40, all regions$610–$620 |
| FCYL | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$644 | Age 40, all regions$637–$648 |
| FCYW | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$657 | Age 40, all regions$649–$660 |
| FCYU | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$660 | Age 40, all regions$653–$663 |
| FCYR | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$668 | Age 40, all regions$661–$672 |
| FCYO | MetalPlatinum | TypeHMO | 2027Renewing | Age 40, Area 1: Anne Arundel and 4 more$684 | Age 40, all regions$676–$687 |
Rate filing details
| Item | Detail |
|---|---|
| SERFF filing | DetailUHLC-134963524;UHLC-134873427 |
| Filing status | Detailrate: Closed - Received and Filed; form: Closed - Closed |
| Rate decision | DetailApproved by the Maryland Insurance Administration |
| Plans ending for 2027 | Detail7 |
Other small group health insurance carriers in Maryland
- Kaiser Permanente
- CareFirst BlueChoice (HMO/POS)
- UnitedHealthcare (MAMSI, EPO)
- UnitedHealthcare Insurance Company
- UnitedHealthcare of the Mid-Atlantic (HMO)
- CareFirst of Maryland (PPO)
- CareFirst GHMSI (PPO)
Compare all Maryland small group health plans
Where these numbers come from
- Rates: each carrier's 2027 small-group rate sheets, filed in SERFF with the state insurance department, rates effective January 1, 2027. Plan names, metal levels and plan types: the carriers' Unified Rate Review Templates.
- Approved rate changes: Maryland Insurance Administration rate decisions; filed changes: ratereview.healthcare.gov, small group, plan year 2027.
- Optimum Choice, Inc.: SERFF UHLC-134963524;UHLC-134873427; actuarial memo; rate justification
Reviewed by Jacob Guidi, licensed health insurance agent (NPN 19902041), Thrive Benefits Group.
Thrive Benefits Group is a licensed broker, not UnitedHealthcare (Optimum Choice, HMO) or a government agency. Rates are filed 2027 rates before the employer contribution; quotes depend on employee ages, location and carrier rules.