Case Studies: Real Savings
From Real Payrolls
Case Studies:
Real Savings From
Real Payrolls
Nonprofits and senior care organizations that strengthened staff benefits and lowered employer payroll taxes. Every figure is shown after fees and labeled by year.
Verified results
Four organizations. Same payroll structure. Documented savings.
Nonprofits
More nonprofit context on the Nonprofits hub.
Senior care
More senior care context on the Senior Care hub.
How the structure works on How It Works.
Compliance, Tax Mechanics & Execution
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To prevent tax ambiguity and satisfy ERISA governance requirements, Thrive Benefits Group supports the arrangement through three distinct plan documents.
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Cuts taxable wages subject to 7.65% employer FICA tax. Works with Paylocity, ADP, Paychex, Gusto, Paycor, QuickBooks, and most other major payroll systems. Codes for three line items (pretax deduction, reimbursement, admin fee) are set up at kickoff.
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Works alongside your current carrier and broker. No Broker-of-Record (BOR) change, so current plans and commissions stay intact.
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Delivers about $50 per participant per month in net employer FICA savings, after fees. Every participant's paycheck is modeled before enrollment and verified in a mock payroll, so net pay is designed to hold steady or rise.
What would the same structure unlock inside your payroll?
Headcount, FT/PT mix, and current medical are enough to model employer FICA impact.